“The appellant had taken a loan of Rs. 1,25,000/- from the respondent No.1 and promised to return the same alongwith interest. The appellant issued a cheque bearing no. 037553 dated 6.10.92 for Rs. 1,25,000/- in favour of the respondent No.1 drawn on Central Bank of India, Ambala Cantt. The respondent No. 1 presented the said cheque to her banker State Bank of India, Sadar Bazar, Amabla Cantt. for realization but the said cheque was received by the respondent no.1 on 14.10.92 on the ground that the payment had been stopped by the appellant. The respondent no.1 made enquiries from Central Bank of India, Ambala Cantt and it was found that there were no sufficient amount in the account of the appellant to clear the said cheque. The appellant was an employee of Central bank of India and was posted in the regional office and for that reason he exercised influence in the bank and got issued the memo regarding stopping of payment by him. On receipt of information from the bank, the respondent no.1 issued a notice dated 19.10.92 through her counsel requesting the appellant to make the payment of the said cheque within fifteen days from the receipt of the notice. Despite receiving the notice, the appellant failed to make the payment. Despite receiving the notice, the appellant failed to make the