The Debts Recovery Tribunal allowed the OA filed by the applicant bank for recovery of a personal loan amount. Finding the defendant absent and the bank's evidence satisfactory, the Tribunal held the bank liable and issued a recovery certificate.
Relief granted: Recovery certificate issued directed towards recovery of Rs. 23,88,447.00 along with future interest.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
IN THE DEBTS RECOVERY TRIBUNAL - IAT HYDERABAD DATED THIS THE 14th DAY OF AUGUST, 2026
PRESENT: SRI GUMMADI GOPICHAND,PRESIDING OFFICER
OA. No. 321OF 2026
Between :
State Bank of lndia, Collectorate Complex Branch, IDOC Room No.1, Palakonda, Mahabubnagar Represented by its BranchManager
Applicant
VERSUS
Sri. Aelimi Santhosh, S/o.Sri.Aelimi OdeluMallaiah, aged about 36years, Male, Occupation: Workingas Rural Development Services, Mahabubnagar. Phone No:9392799249. Pan No.RMRPS3471K.
Email lD :[email protected],
Also at -
H.No. 1 5-4511i'tlA,VinayakaNagar, Beerappagadda, UPPal, Hyderabad-500 039.
Also at -
H. No.23-6-1 73, HunterRoad Hanmakonda, WarangalUrban, Warangal-506 001.,
Defendant
(OA. No. 321/2026)
Counsel for the parties :
For The Applicant Mr. G. Prabhakar Sarma For the Defendant Exparte Reserved on 13.08.2026 Pronounced on 14.08.2026 Upload in website on 14.08.2026
ORDER
(OA. No. 32112026)
sanction, hence the applicant bank classified the account as NPA and issued Legal Notice dated 05.02.2026 to the defendant. lnspite of several requests and demands, the defendant did not clear the outstanding. Hence this OA.
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(oA. No.32112026)
The Defendant is liable to pay to the Applicant Bank a total sum of Rs.23,88,447.00 Ps. (Rupees Twenty Three Lakhs Eighty Eight Thousand Four Hundred and Forty Seven Only) with future rate of interest @11.05% p.a from the date of this application till the date of realization
(Dictated to the P.A., transcribed by her, corrected, signed and pronounced by me in the open court on this the 14th day of Aug, 2026)
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PRES!DING OFFICER
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1 issue framed by the court
Whether the applicant bank is entitled to recover the claimed amount as prayed in the OA from the defaulting borrower.
State Bank of India
Aelimi Santhosh
Gummadi GOPICHAND
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
