Richa Talwar v. Irdai & Ors.
Case brief
What is this about?
Insurance claim distribution — HDFC Life Click 2 Protect Policy No. 16447120; insured Lt. Saurbh Talwar died of COVID-19 on 21.05.2021; widow-petitioner Richa Talwar (natural guardian of minor daughter Ms. Shivika Talwar, born 06.10.2016) filed writ under Article 226 against IRDAI & ORS.; Rs. 50 lakhs deposited with the Sub-Registrar/Registrar, Delhi High Court pursuant to earlier order; petitioner, minor daughter and respondent No. 3 (mother-in-law) held to be Class I legal heirs; deposit ordered released 2/3 to petitioner (her share and minor daughter's share, proportionate accrued interest) and 1/3 to respondent No. 3 (accrued interest); no will; civil litigations pending over estate; inter se disputes left to civil court; liberty to pursue delays/deficiencies in service of respondent No. 2; petition disposed of on 23.02.2026.
What did the court decide?
Release of the deposited Rs. 50 lakhs with accrued interest — 2/3 to the petitioner (towards her share and her minor daughter's share, with proportionate accrued interest) and 1/3 to respondent No. 3 (with accrued interest) — payable in person or through authorised representatives; petitioner at liberty to pursue any service-deficiency claim against respondent No. 2; petition disposed of along with pending applications.