Dismissed

Icici Lombard General Insurance Company Ltd., v. Mohit Kumar S/O Ramphool

Rajasthan HC13 Nov 2025CMA/574/2023

Case brief

AI extract

What is this about?

Insurance company appealed against Tribunal's award of compensation to an injured claimant, objecting to delayed FIR, absence of eyewitnesses and income assessment. High Court upheld the Tribunal's findings on all grounds and dismissed the appeal.

What did the court decide?

Award dated 12-01-2023 affirmed; 50% of compensation held in FDR directed to be paid to the claimant.

Icici Lombard General Insurance Company Ltd., Vs Mohit Kumar S/O… — Insurance | Rajasthan HC (2025)

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[2025:RJ-JP:45815]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶3

S.B. Civil Miscellaneous Appeal No. 574/2023

¶4

ICICI Lombard General Insurance Company Ltd., Through Branch Manager, Second Floor, Near Yash Tower, Alwar, Raj. Having Its Office At Signature Towers, DC 2, Lalkothi Scheme, District Shopping Centre, Tonk Road, Jaipur-302015 Through Its Constituent Attorney (Insurance Company).

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----Non-Claimant/Appellant

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Versus

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Mohit Kumar S/o Ramphool, Aged About 25 Years, R/o Bhojrajka, Tehsil And Thana Kotkasim, District Alwar, Raj. ----Claimant/Respondent

¶8

Parasram S/o Jainarayan, Aged About 28 Years, R/o Deegali, Tehsil And Thana Kotkasim, District Alwar, Raj. (Driver And Registered Owner of Vehicle No. RJ-02-SA5961).

¶9

----Non-Claimant/Respondent

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For Appellant(s) : Mr. Virendra Agrawal, Adv. For Respondent(s) : Mr. Brahma Prakash, Adv.

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HON'BLE MR. JUSTICE ASHUTOSH KUMAR

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Order

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13/11/2025

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1- vihykUV chek daiuh }kjk ;g vihy /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj okgu nq?kZVuk nkok vf/kdj.k] fd'kux<ckl] vyoj ¼U;k;ky; vij ftyk U;k;k/kh'k] Øe&1] fd'kux<ckl] vyoj½ ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&60@2021] eksfgr dqekj cuke ijljke oxSjg esa ikfjr fu.kZ; fnukad 12-01-2023 ¼ftls vkxs ^v{ksfir fu.kZ;^ ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA

¶15

2- nkokdrkZ@jsLiksaMsaV eksfgr }kjk vf/kdj.k ds le{k] Lo;a ds eksVj okgu nq?kZVuk esa vkgr gks tkus ds QyLo:i dqy 5]39]10]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k

[2025:RJ-JP:45815]

[CMA-574/2023]

(2 of 5)

}kjk mDr Dyse ;kfpdk esa ;kph dks dqy 1]16]56]000@& #i;s dh {kfriwfrZ jkf’k e; C;kt 06 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykFkhZ chek daiuh dh vksj ls fo}ku vf/kdj.k ds fu.kZ; dks fujLr djok;s tkus gsrq izLrqr dh xbZ gSA

¶20

3- nkSjkus cgl fo}ku vf/koDrk vihykUV chek daiuh dk rdZ jgk gS fd ekeys dh ?kVuk fnukad 28-05-2021 dh crkbZ x;h gS rFkk ?kVuk dh izFke lwpuk fjiksVZ 7 fnol ds foyac ls ntZ djokbZ xbZ gSA fo}ku vf/koDRkk vihykaV chek dEiuh dk ;g Hkh rdZ jgk gS fd ekeys esa fdlh Hkh p'enhn xokg dks ijhf{kr ugha djok;k x;k gSA ekeys esa nkokdrkZ@vkgr ftl eksVjlkbZfdy ij ihNs cSBk gqvk Fkk] ml eksVjlkbZfdy dks pykus okys O;fDr nsosUnz dqekj dks Hkh crkSj xokg is'k ugha fd;k x;k gS tks fd ekeys dks lansgkLin cukrk gSA fo}ku vf/koDrk vihykaV chek dEiuh dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk fcuk fdlh vk/kkj ds nkokdrkZ dh vk; fu/kkZfjr djrs gq, vR;f/kd {kfriwfrZ jkf'k nkokdrkZ dks fnyokbZ x;h gS] ftls la'kksf/kr fd;k tkosA vr% mijksDr vk/kkjksa ij vihykaV chek dEiuh dh vksj ls izLrqr vihy Lohdkj dh tkdj fo}ku vf/kdj.k ds vk{ksfir fu.kZ; dks vikLr fd;s tkus dh izkFkZuk dh x;hA

¶21

4- blds foijhr fo}ku vf/koDrk nkokdrkZ@jsLiksaMsaV dh vksj ls mijksDr rdkZsa dk fojks/k djrs gq, fo}ku vf/kdj.k }kjk ikfjr fu.kZ; dh iqf"V fd;s tkus rFkk vihykaV chek dEiuh dh vksj ls lafLFkr dh x;h vihy dks fujLr fd;s tkus dh izkFkZuk dh xbZA

¶22

5- cgl lquh x;hA i=koyh dk voyksdu fd;k x;kA 6- vihykUV chek daiuh dh vksj ls ;g vihy fo}ku vf/kdj.k }kjk ikfjr vk{ksfir fu.kZ; dks fujLr djok;s tkus gsrq izLrqr dh x;h gSA nkokdrkZ@jsLiksaMsaV dh vksj ls fo}ku vf/kdj.k ds fu.kZ; ds fo#) dksbZ vihy izLrqr ugha dh x;h gSA

¶23

7- fo}ku vf/koDrk chek daiuh dh vksj ls eq[;r% ;g vkifRr yh xbZ gS fd ekeys dh ?kVuk fnukad 28-05-2021 dks ?kfVr gksuk crk;k x;k gS

[CMA-574/2023]

[2025:RJ-JP:45815]

(3 of 5)

rFkk ?kVuk dh izFke lwpuk fjiksVZ 07 fnu ds foyEc ls ntZ djokbZ x;h gSA bl laca/k esa i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 28-05-2021 dks ?kfVr gqbZ Fkh] ftlesa nkokdrkZ@jsLiksaMsaV xaHkhj :i ls ?kk;y gks x;k rFkk nq?kZVuk esa vkbZ pksVksa ds QyLo:i nkokdrkZ@jsLiksaMsaV ds jh<+ dh gMMh esa pksVsa dkfjr gqbZ] ftl dkj.k nkokdrkZ@jsLiksaMsaV dh jh<+ dh gMMh dk vkWijs'ku Hkh fd;k x;k gSA nq?kZVuk esa dkfjr pksVksa ls nkokdrkZ@jsLiksaMsaV ds dqy 75 izfr'kr LFkkbZ fu;ksZX;rk dkfjr gksuk ik;k x;k gSA izFke lwpuk fjiksVZ 07 fnol ds foyac ls ntZ djok;s tkus ds laca/k esa fo}ku vf/kdj.k }kjk vius vk{ksfir fu.kZ; esa ;g Li"V mYys[k fd;k gS fd fnukad 28-05-2021 dks dkfjr gqbZ nq?kZVuk eas nkokdrkZ@jsLiksaMsaV xaHkhj :i ls ?kk;y gks x;k Fkk rFkk nkokdrkZ@jsLiksaMsaV dh jh<+ dh gMMh esa] ilfy;ksa esa rFkk flj o 'kjhj ds vU; Hkkxksa esa xaHkhj pksVsa dkfjr gqbZA nkokdrkZ@jsLiksaMsaV ds jh<+ dh gMMh esa dkfjr pksV ds QyLo:i nkokdrkZ@jsLiksaMsaV dh jh< dh gM~Mh dk vkWijs'ku fd;k x;k rFkk vkWijs'ku ds nkSjku nkokdrkZ@jsLiksaMsaV vLirky esa HkrhZ Hkh jgk gSA bu ijfLFkfr;ksa esa 07 fnol foyEc ls izFke lwpuk fjiksVZ ntZ djok;s tkus ds rF; dks fo}ku vf/kdj.k }kjk ;kfpdk ds fy, ?kkrd ugha ekuk x;k gSA fo}ku vf/kdj.k ds mDr fu"d"kZ esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSa rFkk izFke lwpuk fjiksVZ foyEc ls ntZ djok;s tkus ds laca/k esa vihykaV chek dEiuh dh vksj ls yh x;h vkifŸk fujLr dh tkrh gSA

¶28

8- tgka rd nkokdrkZ@jsLiksaMsaV dh vk; ds fu/kkZj.k dk iz'u gS rks bl l a ca/k esa fo}ku vf/kdj.k us nkokdrkZ dh vk; mldh vksj ls izLrqr o"kZ 2020&21 dh vk;dj fooj.kh esa vafdr okf"kZd vk; 5]78]120@& #i;s ds vk/kkj ij nkokdrkZ dh ekfld vk; 48]177@& #i;s fu/kkZfjr dh x;h gSA bl laca/k esa ekuuh; mPpre U;k;ky; us vius U;kf;d n`"Vkar Uttar Pradesh Road Transport Corporation vs. Vibhor Fialok & Anr. in Civil Appeal No. 1337-1338/2019 esa ;g fl)kUr izfrikfnr fd;k gS fd tgka nkokdrkZ vk;djnkrk gks ogka mldh vk; mlds }kjk izLrqr vk;dj fooj.kh esa nf'kZr dh x;h vk; ds vk/kkj ij

[2025:RJ-JP:45815]

[CMA-574/2023]

(4 of 5)

fu/kkZfjr dh tk,xhA vk;dj fooj.kh ,d izekf.kr nLrkost gS] ftlds dwVjfpr gksus dk dksbZ vans'kk ugha gSA bu ifjfLFkfr;ksa esa fo}ku vf/kdj.k }kjk nkokdrkZ@;kph dh vksj ls izLrqr o"kZ 2020&21 dh vk;dj fooj.kh esa vafdr okf"kZd vk; 5]78]120@& #i;s dks nkokdrkZ@;kph dh okf"kZd vk; ekuk gS tks lgh gSA fo}ku vf/kdj.k ds mDr fu"d"kZ esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA vr% bl laca/k esa fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls yh x;h vkifŸk fujLr dh tkrh gSA

¶33

9- tgka rd ;kfpdk ds leFkZu esa fdlh Hkh Lora= p'enhn xokg dks ijhf{kr ugha djok, tkus dk iz'u gS rks bl laca/k esa gekjk ekuuk gS fd eksVj okgu nq?kZVuk ds ekeyksa esa Lo;a p'enhn xokg dks ijhf{kr djok;s tkus dh vko';drk ugha gSA gLrxr ekeys esa nkokdrkZ@;kph vkgr eksfgr dqekj Lo;a nq?kZVukxzLr gqvk gS] ftlus fo}ku vf/kdj.k ds le{k viuk c;ku ys[kc) djokrs gq, ?kVuk dh iqf"V dh gSA nq?kZVuk esa lafyIr okgu pkyd nsosUnz us /kkjk 133 eksVj okgu vf/kfu;e ds uksfVl esa oDr ?kVuk nq?kZVuk dkfjr djus okys okgu eksVjlkbZfdy ij Lo;a dks pkyd gksuk Lohdkj fd;k gSA ,slh fLFkfr esa fo}ku vf/koDrk vihykaV chek dEiuh }kjk yh x;h ;g vkifŸk Hkh ekus tkus ;ksX; ugha gSA

¶34

10mijksDr foospu vuqlkj vihykUV chek dEiuh dh vksj ls izLrqr vihy vLohdkj dj [kkfjt dh tkrh gS rFkk fo}ku vf/kdj.k }kjk ikfjr vk{ksfir fu.kZ; fnukad 12-01-2023 dh iqf"V dh tkrh gSA 11bl U;k;ky; ds LFkxu vkns'k fnuakd 05-04-2023 ds vuqlkj chek dEiuh dks vkns'k fn;k x;k Fkk fd og fo}ku vf/kdj.k }kjk vknsf'kr lEiw.kZ jkf'k fo}ku vf/kdj.k ds le{k tek djokdj] tek djokbZ xbZ lEiw.kZ jkf'k esa ls 50 izfr'kr jkf'k dk forj.k izR;FkhZ&DysesaV dks fd;k tk, rFkk 50 izfr'kr jkf'k jk"Vªh;Ñr cSad esa ,Q-Mh-vkj- ds :i esa tek j[kh tkosA pawfd bl U;k;ky; }kjk chek dEiuh dh vihy dks vLohdkj dj [kkfjt fd;k x;k gSA ,slh fLFkfr esa fo}ku vf/kdj.k ds le{k tks 50 izfr'kr {kfriwfrZ jkf'k ,Q-Mh-vkj- ds :i esa tek gS] mldk Hkqxrku fu;ekuqlkj nkokdrkZ@jsLiksaMsaV dks dj fn;k tkosA

(5 of 5)

[2025:RJ-JP:45815]

[CMA-574/2023]

12rn~uqlkj ;g vihy fujLr dh tkrh gSA

¶39

13lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk

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gSA

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(ASHUTOSH KUMAR),J

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LOKESH RAJ /100

Icici Lombard General Insurance Company Ltd., v. Mohit Kumar S/O Ramphool

Case brief

What is this about?

What did the court decide?

Icici Lombard General Insurance Company Ltd., v. Mohit Kumar S/O Ramphool

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Statutes considered

Parties & counsel

Coram

Case details

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