Allowed

Prabhati Lal @ Prabhatya S/O Shri Mool Chand Alilas Mulya, v. Shambhudayal S/O Shri Chittermal

Rajasthan HC13 Nov 2025CMA/3648/2019

Case brief

AI extract

What is this about?

The High Court allowed the appellant's appeal to increase compensation in a third-party risk insurance case. The Court enhanced the disablement percentage, corrected the driver's age assessment, and awarded additional compensation for loss of income, non-pecuniary losses, nursing, and hospitalization expenses, determining a total of 7,08,355.

What did the court decide?

Compensation enhanced from Rs. 1,93,857 to Rs. 7,08,355 to be paid to the claimant.

Prabhati Lal @ Prabhatya S/O Shri Mool Chand Alilas… — Cheque Dishonour | Rajasthan HC (2025)

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HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

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S.B. Civil Miscellaneous Appeal No. 3648/2019

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Prabhati Lal @ Prabhatya S/o Shri Mool Chand @ Mulya, Age - 38 Years, R/o Gola Ki Dhani, Charvandya Mohalla, Village Alooda, Tehsil - Nagalrajawatan, District- Dausa, Rajasthan.

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----Claimant/Appellant

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Versus

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Shambhudayal S/o Shri Chittermal, Age - 47 Years, R/o Alooda, Tehsil - Nagalrajawatan, District- Dausa, Rajasthan, (Driver)

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Ramesh S/o Kaluram, Age - 26 Years, R/o Chanda Wali Dhani, Village- Alooda, Tehsil - Nagalrajawatan, DistrictDausa, Rajasthan (Owner)

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The New India Assurance Company Limited, Through Branch Manager Dausa, Branch Office - Near Poonam Cinema, Lalsot Road Dausa, District- Dausa, Raj. (Insurance Company)

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----Non-claimants/Respondents

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For Appellant(s)	: Mr. Ritesh Jain, Adv. with
	Dr. Ramdeo Arya, Adv. &
	Ms. Poonam Mishra, Adv.
For Respondent(s)	: Mr. Vinod Tyagi, Adv. (Through V.C.)

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HON'BLE MR. JUSTICE ASHUTOSH KUMAR

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Order

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13/11/2025

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1- vihykFkhZ }kjk ;g vihy /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk nkok vf/kdj.k] nkSlk ¼ftls vkxs ^vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k] izdj.k la[;k&419@2016] cmuoku izHkkrhyky mQZ izHkkR;k cuke 'kaHkwn;ky o vU; esa ikfjr fu.kZ; fnukad 05-04-2019 ¼ftls vkxs ^vk{ksfir fu.kZ;^ ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA

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2- vihykFkhZ }kjk vf/kdj.k ds le{k] Lo;a ds eksVj okgu nq?kZVuk esa vkgr gks tkus ds QyLo:i dqy 11]00]000@& #i;s Dyse izkIr djus gsrq

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Dyse ;kfpdk izLrqr dh x;h FkhA vf/kdj.k }kjk mDr Dyse ;kfpdk esa ;kph dks dqy 1]93]857@& #i;s dh {kfriwfrZ jkf’k e; C;kt 07 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykFkhZ dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA

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3- nkSjkus cgl fo}ku vf/koDrk vihykFkhZ dk rdZ jgk gS fd gLrxr nq?kZVuk esa vihykFkhZ ds 'kjhj ij vkbZ pksVksa ds QyLo:i vihykFkhZ dks dqy 48-20 izfr'kr LFkkbZ fu;ksZX;rk dkfjr gqbZ Fkh] fdUrq fo}ku vf/kdj.k }kjk vihykFkhZ dks dkfjr 48 izfr'kr fu;ksZX;rk dks lEiw.kZ 'kjhj ds ifjisz{; esa 25 izfr'kr gh ekuk tkdj =qfV dkfjr dh xbZ gS] ftls la'kksf/kr fd;k tkosA fo}ku vf/koDrk vihykFkhZ dk ,d rdZ ;g Hkh jgk gS fd vf/kdj.k }kjk vihykFkhZ dh fu/kkZfjr vk; e s a Hkfo"; eas gksus okyh vk; dh Hkh dksbZ of) ugha dh gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd vf/kdj.k }kjk Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa Hkh dksbZ leqfpr jkf'k ugha fnyokbZ gS rFkk vU; enksa esa Hkh dksbZ leqfpr jkf'k ugha fnyokbZ x;h gSA vr% vihykFkhZ dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA vius rdksZa ds leFkZu eas fo}ku vf/koDrk vihykFkhZ dh vksj ls fuEu U;kf;d n"Vkarksa dh vksj U;k;ky; dk /;ku vkdf"kZr fd;k x;k %&

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M.H. Uma Maheshwari & Ors. vs. United India Insurance Co. Ltd. & Anr., Civil Appeal No. 2558/2020, decided on 12.06.2020 &

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Mukesh Kumar & Ors. vs. Suresh Gochar & Ors., S.B. Civil Misc. Appeal No. 3631/2022, decided on 27.09.2023

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4- blds foijhr fo}ku vf/koDrk izR;FkhZ chek dEiuh dh vksj ls mijksDr rdkZsa dk fojks/k djrs gq, vf/kdj.k ds fu.kZ; dh iqf"V fd;s tkus rFkk vihykFkhZ dh vksj ls lafLFkr dh x;h vihy dks [kkfjt fd;s tkus dh izkFkZuk dh x;hA

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5- nksuksa i{kksa dh cgl lquh x;hA i=koyh dk voyksdu fd;k x;kA

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6- vihykFkhZ }kjk izLrqr vihy vf/kdj.k }kjk fnyokbZ x;h {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh xbZ gSA izR;FkhZ chek dEiuh dh vksj ls vf/kdj.k ds fu.kZ; ds fo#) dksbZ vihy izLrqr ugha dh x;h gSA

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7- eksVj nq?kZVuk esa vkgr O;fDr;ksa dks {kfriwfrZ fnyok;s tkus ds lanHkZ esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar Anant Son of Sidheswar Dukre Vs. Pratap son of Zhampannappa Lamzane & Anr. Reported in (2018) 9 Supreme Court Cases

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450, esa fl)kUr izfrikfnr fd;k gS tks fuEu izdkj ls gS %&

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“12. In case of motor accidents leading to injuries and disablements, it is a well settled principle that a person must not only be compensated for his physical injury, but also for the non-pecuniary losses which he has suffered due to the injury. The claimant is entitled to be compensated for his inability to lead a full life, and enjoy those things and amenities which he would have enjoyed, but for the injuries."

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"13. The purpose of compensation under the Motor Vehicles Act is to fully and adequately restore the aggrieved to the position prior to the accident. This Court in Yadava Kumar v. National Insurance Co. Ltd. explained “just compensation” in the following words:"

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"15. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. This reasonableness on the part of the tribunal and court must be on a large peripheral field.”

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8- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 28-06-2016 dh crkbZ x;h gS rFkk oDr ?kVuk vihykFkhZ dks 50 o"kZ dh vk;q dk gksuk crkrs gq, Ñf"k dk;Z dj izfrekg 10]000@& #i;s dh vk; vftZr djuk vo'; crk;k x;k gSA fdUrq vihykFkhZ }kjk viuh vk; dk dksbZ Bksl izek.k vf/kdj.k ds le{k izLrqr ugha fd;k gSA bu ifjfLFkfr;ksa esa vf/kdj.k }kjk oDr ?kVuk vihykFkhZ dh ekfld vk; 5]000@& #i;s izfrekg fu/kkZfjr dh xbZ gSA ;g lqLFkkfir fof/k gS fd ftu ekeyksa esa vkgr dh vk; izekf.kr ugha gks] ogka mls nSfud osru Hkksxh etnwj dh Js.kh esa j[kk tkdj rRle; izpfyr U;wure etnwjh dh nj ls gh mldh vk; fu/kkZfjr dh tk,xhA bu ifjfLFkfr;ksa esa ;g U;k;ky;] vihykFkhZ ds dk;Z dh izÑfr dks nf"Vxr j[krs gq, o ?kVuk dh frfFk 28-06-2016 dks nf"Vxr j[krs gq,] oDr ?kVuk vihykFkhZ dks vdq'ky Jfed gksuk ekurs gq,] mldh nSfud vk; 201@& #i;s] rn~uqlkj ekfld vk; 6]030@& #i;s fu/kkZfjr fd;k tkuk mfpr le>rh gSA vf/kdj.k }kjk vihykFkhZ dh fu/kkZfjr vk; esa Hkfo"; esa gksus okyh vk; dh dksbZ c<+ksrjh ugha dh xbZ gSA oDr ?kVuk vihykFkhZ dks 50 o"kZ dh vk;q dk Lofu;ksftr O;olk;h gksuk crk;k x;k gSA ,slh fLFkfr esa us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU;% ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj vihykFkhZ dh vk;q dks n`f"Vxr j[krs gq, mldh fu/kkZfjr ekfld vk; 6]030@& #i;s esa 25 izfr'kr dh c<+ksrjh fd;k tkuk visf{kr gSA 6030@& #i;s dk 25 izfr'kr 1]507@& #i;s gksrk gSA mDr 25 izfr'kr jkf'k dks fu/kkZfjr ekfld vk; esa tksM+s tkus ds mijkar vihykFkhZ dh dqy 'kq) ekfld vk; 7]537@& #i;s gksrh gS tks {kfriwfrZ fu/kkZj.k dk vk/kkj jgsxhA

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9- gLrxr nq?kZVuk esa vihykFkhZ ds 'kjhj ds fofHkUu Hkkxksa esa xaHkhj pksVsa dkfjr gqbZ gSaA mDr nq?kZVuk esa vihykFkhZ ds 'kjhj ij dkfjr pksVksa ds dkj.k vihykFkhZ ds nk;sa iSj esa vfLFkHkax dh pksV dkfjr gksuk ik;k x;k gSA vihykFkhZ ds dkfjr pksVksa ds lkewfgd izHkko ls vihykFkhZ ds 'kjhj esa dqy 48-20 izfr’kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gSA tSlk fd LFkkbZ

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fu;ksZX;rk izek.k&i= izn'kZ&15 ds voyksdu ls Li"V gSA pwafd vihykFkhZ dks etnwjh o Ñf"k dk;Z djuk crk;k x;k gSA ,slh fLFkfr esa vf/kdj.k }kjk U;kf;d n`"Vkar jktdqekj cuke vt; dqekj o vU;% ¼2011½ 1 ,llhlh 343 ds ekeys esa izfrikfnr fl)kUr ds vuqlkj 48-20 izfr'kr LFkkbZ fu;ksZX;rk dks lEiw.kZ 'kjhj ds ifjizs{; esa 25 izfr'kr vkadk x;k gS tks =qfViw.kZ gS] ftls la'kksf/kr fd;k tkuk ge mfpr le>rs gSaA oDr ?kVuk vihykFkhZ dks etnwjh djuk crk;k x;k gS rFkk nq?kZVuk esa dkfjr pksVksa ds QyLo:i vihykFkhZ ds 'kjhj ij dqy 48-20 izfr'kr LFkkbZ fu;ksZX;rk dkfjr gqbZ gSA etnwj Js.kh ds O;fDr dks vius 'kjhj ds lEiw.kZ cy dks yxkdj dk;Z djuk gksrk gSA ,slh fLFkfr esa fuf’pr :i ls vihykFkhZ dks Hkfo"; esa gksus okyh vk; esa deh gksuk LokHkkfod gSA vr% vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh {kfr esa 48-20 izfr'kr LFkkbZ fu;ksZX;rk gksus ds vk/kkj ij ge] vihykFkhZ dks vk; dh {kfr Hkh 48-20 izfr'kr iw.kkZad esa 48 izfr’kr gksuk ikrs gSaA rn~uqlkj vihykFkhZ dh ekfld vk; 7]537@& #i;s dk 48 izfr’kr 3]618@& #i;s gksrk gS tks vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh ekfld {kfr gSA Dyse ;kfpdk esa oDr ?kVuk vihykFkhZ dks 50 o"kZ dh vk;q dk gksuk crk;k x;k gSA tcfd vihykFkhZ ds vk/kkj dkMZ esa mldh tUe frfFk 01-01-1966 n'kkZbZ x;h gS] ftlds vk/kkj ij oDr ?kVuk vihykFkhZ dh vk;q 50 o"kZ 05 ekg 26 fnol gksrh gSA bl izdkj oDr ?kVuk vihykFkhZ 51 o"kZ dh vk;q dk ugha gqvk FkkA vr% M.H. Uma Maheshwari & Ors.

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Vs. United India Insurance Co. Ltd. & Anr. : 2020 (2) R.A.R. 185 (SC) ds vk/kkj ij vihykFkhZ dks 46 ls 50 o"kZ ds vk;q oxZ eas j[kk tkdj xq.kd yxk;k tkosxkA ljyk oekZ o vU; cuke nsgyh VªklaiksVZ dkWiksZjs'ku o vU;% ¼2009½ 6 ,l-lh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vk/kkj ij vihykFkhZ dh 50 o"kZ 05 ekg dh vk;q dks n`f"Vxr j[krs gq, vihykFkhZ dks 46 ls 50 o"kZ ds vk;q oxZ esa j[kk tkdj 13 dk xq.kd yxk;k tkuk visf{kr gSA vf/kdj.k }kjk vius fu.kZ; esa 11 dk xq.kd iz;ksx fd;k x;k gS] ftls la'kksf/kr fd;k tkuk ge mfpr

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le>rs gSaA rn~uqlkj vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh dqy {kfr 3]618 x 12 x 13 = 5]64]408@& #i;s gksrh gS tks vihykFkhZ izkIr djus dk vf/kdkjh gSA

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10fo}ku vf/kdj.k }kjk 'kkjhfjd o ekufld ihM+k dh en esa] LokLF; ykHk dh en esa] ;krk;kr o ifjogu dh en esa] vLirky esa HkrhZ jgus o bZykt dh en esa] Hkfo"; esa bZykt ds en esa] vVsUMsaV ds en esa ,deq'r 10]000@& #i;s dh jkf'k fnyokbZ x;h gSA vr% ;g U;k;ky; mDr enksa esa iFkd&iFkd jkf'k fnyok;k tkuk mfpr le>rh gSA vr% 'kkjhfjd o ekufld ihM+k dh en esa ge] vihykFkhZ dks 48]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA

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11vf/kdj.k }kjk Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh dh en esa i`Fkd ls dksbZ jkf'k vihykFkhZ dks ugha fnyokbZ xbZ gSA vr% Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh dh en esa ge] 48]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 12vf/kdj.k }kjk vihykFkhZ dks mlds bykt ij [kpZ gqbZ jkf’k ds en esa esfMdy fcyksa ds vk/kkj ij dqy 18]857@& #i;s dh jkf’k fnyokbZ x;h gS] blesa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA 13nq?kZVuk esa vkbZ pksVksa ds QyLo:i vihykFkhZ fnukad dqy 06 fnol rd vLirky esa HkrhZ jgk gSA fdUrq mDr en esa dksbZ jkf'k vf/kdj.k }kjk vihykFkhZ dks ugha fnyokbZ x;h gSA vr% 06 fnol rd vLirky esa HkrhZ jgus dh en esa ge] 500@& #i;s izfrfnu ds fglkc ls dqy 3]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA

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14vf/kdj.k }kjk ikSf"Vd vkgkj dh en esa dksbZ jkf'k vihykFkhZ dks ugha fnyokbZ xbZ gSA vr% ikSf"Vd vkgkj dh en esa ge 5]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA

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15vf/kdj.k }kjk vLirky vkus&tkus gsrq] ifjogu ,oa ;krk;kr ij O;; gqbZ jkf'k ds en esa i`Fkd ls dksbZ jkf'k vihykFkhZ dks ugha fnyokbZ

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gSA ,slh fLFkfr esa ge ifjogu ,oa ;krk;kr dh en esa 3]000@& #i;s dh jkf'k] vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA

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16vf/kdj.k }kjk vihykFkhZ dks byktjr vof/k ds nkSjku gqbZ vk; dh gkfu ds en esa i`Fkd ls dksbZ jkf'k ugha fnyokbZ xbZ gSA ;g LoHkkfod gS fd nq?kZVuk esa vihykFkhZ ds dkfjr gqbZ pksVksa ds QyLo:i vihykFkhZ djhc rhu ekg rd vk; vftZr djus esa vleFkZ jgk gksxkA ,slh fLFkfr esa ge] rhu ekg dh vk; dh gkfu ds en esa 18]090@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA

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17mDrkuqlkj vihykFkhZ fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gS %&

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Øe la-	'kh"kZ@en	bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k
1-	Hkfo"; esa gksus okyh vk; vtZu dh {kerk esa deh ds en esa	5]64]408@&
2-	'kkjhfjd o ekufld ihM+k dh en esa	48]000@& #i;s
3-	Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa	48]000@& #i;s
4-	bykt ij O;; gqbZ jkf'k ds en esa	18]857@& #i;s
5-	06 fnu vLirky esa HkrhZ jgus dh en esa	3]000@& #i;s
6-	ikSf"Vd vkgkj dh en esa	5]000@& #i;s
7-	;krk;kr o ifjogu ij [kpZ gqbZ jkf'k ds en esa	3]000@& #i;s
8-	rhu ekg dh vk; dh gkfu ds en esa	18]090@& #i;s
9-	bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k	7]08]355@& #i;s
10-	fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k	1]93]857@& #i;s
11-	c<+ksrjh i'pkr~{kfriwfrZ jkf'k esa varj	5]14]498@& #i;s

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18rn~uqlkj vihy la[;k&3648@2019 vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV ftlds }kjk vihykFkhZ dks 1]93]857@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 7]08]355@& :i;s dk iapkV ikfjr fd;k tkrk gSA mDr jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tkosxhA vihykFkhZ }kjk iwoZ esa izkIr dh x;h

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jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykFkhZ izkIr djus dh vf/kdkjh ik;h tkrh gSA

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