Partly allowed

Smt. Jyoti Jain W/O Late Shri Rakesh Kumar Jain v. Mukesh Khandelwal S/O Shri P.D. Gupta

Rajasthan HC8 Aug 2025CMA/1073/2019

Case brief

AI extract

What is this about?

Cross-appeals against a motor accident claims award of Rs.48,15,000 for a death caused by rash driving of car RJ-14-CG-3839. Insurer's appeal alleging fabricated evidence was rejected on proof of negligence; claimants' appeal succeeded on conventional damages, enhancing the award by Rs.95,000 with 6% interest.

What did the court decide?

Claimants' appeal allowed in part: additional Rs.95,000 with 6% interest awarded over the tribunal's amount; insurer's appeal No. 305/2019 dismissed.

Smt. Jyoti Jain W/O Late Shri Rakesh Kumar Jain Vs Mukesh… — Insurance | Rajasthan HC (2025)

¶1

[2025:RJ-JP:30730]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶3

S.B. Civil Miscellaneous Appeal No. 305/2019

¶4

The Oriental Insurance Company Ltd., Having Its Registered Office At A-25/27, Asaf Ali Road, New Delhi And Regional Office At Anand Bhawan, Sansar Chandra Road, Jaipur Through Its Regional Manager.

¶5

----Appellant

¶6

Versus

¶7

Smt. Jyoti Jain W/o Late Shri Rakesh Kumar Jain, Aged About 25 Years, R/o H.no. 10, Sohan Nagar, Goner Road, Jaipur.

¶8

Kumari Divyanshi Jain D/o Late Shri Rakesh Kumar Jain, Aged About 2.5 Years, A Minor Through Natural Guardian Mother Smt. Jyoti Jain, R/o H.no. 10, Sohan Nagar, Goner Road, Jaipur.

¶9

Smt. Chameli Devi W/o Late Shri Nemichand Jain, Aged About 66 Years, R/o H.no. 10, Sohan Nagar, Goner Road, Jaipur.

¶10

Mukesh Khandelwal S/o Shri P.D. Gupta, R/o 45/85-186, Moti Path, Kiran Path, Mansarover, Jaipurn (Driver Of Car No. RJ-14-CG-3839 At The Time Of Accident).

¶11

Ramkumar Saharan S/o Shri Lunaram Saharan, R/o P.no. 62, Brij Enclave, Village Bishnawala, Jaipur (Owner Of Car No. RJ-14-CG-3839).

¶12

----Respondents

¶13

Connected With

¶14

S.B. Civil Miscellaneous Appeal No. 1073/2019

¶15

Smt. Jyoti Jain W/o Late Shri Rakesh Kumar Jain, Aged About 25 Years, R/o House No. 10 Sohan Nagar, Goner Road Jaipur

¶16

Kumari Divyanshi Jain D/o Late Shri Rakesh Kumar Jain, Aged About 2-1/2 Years Through Natural Guardian Smt. Jyoti Jain, R/o House No. 10 Sohan Nagar, Goner Road Jaipur

¶17

Smt. Chameli Devi W/o Late Shri Nemichand Jain, Aged About 67 Years, R/o House No. 10 Sohan Nagar, Goner

¶18

[2025:RJ-JP:30730] (2 of 6) [CMA-305/2019]
Road Jaipur
----Appellants
Versus
1. Mukesh Khandelwal S/o Shri P.D. Gupta, R/o 45/185-186,
Moti Path, Kiran Path, Mansarovar, Jaipur (Driver Vehicle
Car No. RJ-14-C.G.-3839)
2. Ramkumar Saharan S/o Shri Lunaram, R/o Plot No. 62
Brij Enclave Village Bishanwala, Jaipur (Registered Owner
Vehicle Car No. RJ-14-C.G.-3839)
3. The Oriental Insurance Company Ltd. Through Regional
Manager, Office Address, Anand Bhawan, Sansar Chandra
Road, Jaipur (Insurance Company Vehicle Car No. RJ-14-
C.G.-3839)
----Respondents
For Appellant(s) : Mr. Pratap singh Arya, Adv. in C.M.A.
No. 305/2019
Mr.Govind Gupta, Adv. in C.M.A. No.
1073/2019
For Respondent(s) : Mr. Govind Gupta, Adv.
Mr. Vinod Kumar, Adv. for respondent
No. 4 & 5

¶19

HON'BLE MR. JUSTICE UMA SHANKER VYAS

¶20

Judgment / Order

¶21

08/08/2025

¶22

mDr nksuksa vihysa fo}ku eksVj nq?kZVuk nkok vf/kdj.k ¼fof'k"B U;k;ky;] lkEiznkf;d naxk izdj.k½] t;iqj }kjk ,e-,-lh- izdj.k la[;k& 65@2017 esa ikfjr fu.kZ; o vokMZ fnukad 03-12-2018 ds ek/;e ls erd jkds'k tSu dh iRuh@iq=h@ekrk ¼ftUgsa vkxs nkosnkjku dgk tk;sxk½ dks erd dh okgu nq?kZVuk esa e`R;q gks tkus ls dqy 48]15]000@& :i;s izfrdj N% izfr'kr okf"kZd C;kt lfgr fnyk;k x;k gSA

¶23

mDr nksuksa vihysa ,d gh fu.kZ; ds fo:) is'k gksus ls ,d gh vkns'k ds ek/;e ls fuLrkfjr dh tk jgh gSaA

[2025:RJ-JP:30730]

[CMA-305/2019]

(3 of 6)

vihykFkhZ&chek dEiuh dh vksj ls fofo/k nhokuh vihy la[;k 305@2019 vkjksfir okgu dks feF;k :i ls fyIr fd;s tkus ds vk/kkj ij vihyk/khu fu.kZ; ,oa vokMZ vikLr fd;s tkus gsrq rFkk vihykFkhZ@nkosnkjku dh vksj ls nhokuh fofo/k vihy la[;k 1073@2019 izfrdj jkf'k dks c<k;s tkus gsrq izLrqr dh x;h gaSA

¶28

fo}ku vf/koDrk chek dEiuh ,oa nkosnkjksa dks lquk x;k rFkk vfHkys[k dk voyksdu fd;k x;kA

¶29

erd jkds'k tSu ds fj'rsnkj nhis'k }kjk ?kVuk fnukad 16-12-2016 dks gh izFke lwpuk fjiksVZ izn'kZ&1 ntZ djokdj ;g mYysf[kr fd;k gS fd erd jkds'k tSu ds vKkr dkj pkyd us vius okgu dks ykijokgh ls pykrs gq, VDdj ekjh] ftlds ifj.kkeLo:i mldh e`R;q gks xbZA fjiksVZ esa ;g Hkh mYysf[kr fd;k x;k fd dkj ds uEcj vkfn ds ckjs esa tkudkjh izkIr dj og iqfyl dks voxr djok nsxk vkSj mlds vuqØe esa fnukad 17-12-2016 dks vkjksfir dkj uEcj vkj-ts-&14&lh-th-&3839 ls nq?kZVuk gksuk iqfyl dks lwfpr fd;k x;k rFkk iqfyl }kjk bl vkjksfir okgu ds pkyd eqds'k [k.Msyoky ds fo:) vkijkf/kd U;k;ky; esa vkjksi i= izLrqr fd;k x;kA

¶30

fo}ku vf/koDrk vihykFkhZ&chek dEiuh dk rdZ gS fd nhis'k ?kVuk dk izR;{kn'khZ xokg ugha gS rFkk dfFkr izR;{kn'khZ xokg izdk'k iapkSyh dks ckn esa feF;k :i ls izR;{kn'khZ xokg ds :i esa rS;kj dj vuqfpr :i ls izfrdj jkf'k izkIr djus dk iz;kl fd;k x;k gS] vius rdksZa ds leFkZu esa U;kf;d n`"Vkar AIR 2012 SUPREME COURT 1727 Maria Margarida Sequeria Fernandes and Ors. Vs. Erasmo Jack de Sequeria rFkk 2004 RAR 543 (Raj.) Mala Ram Vs. Roopa Ram & Ors. izLrqr fd;s x;s] ftuds voyksdu ls Li"V gS fd U;k;ky;@vf/kdj.k dk ;g nkf;Ro gS fd rF;ksa ds laca/k esa lR;rk dk vkadyu djus gsrq nLrkostksa@vfHkdFkuksa dk xgurk ls ijh{k.k djsA

[2025:RJ-JP:30730]

[CMA-305/2019]

(4 of 6)

izFke lwpuk fjiksVZdrkZ nhis'k ?kVuk dk izR;{kn'khZ xokg ugha gS] e`rd dh iRuh@nkosnkj Jherh T;ksfr tSu ,-MCY;w-&1 ds :i esa ijhf{kr gqbZ gS] og Hkh ?kVuk dh izR;{kn'khZ xokg ugha gS] ijUrq mlds }kjk ?kVuk ls lacaf/kr nLrkostksa dks iznf'kZr djok;k x;k gSA

¶35

xokg ,-MCY;w-&2 izdk'k iapkSyh] ftls nhis'k us ?kVuk ds vxys fnu izR;{kn'khZ xokg gksuk lwfpr fd;k gS] dk dFku gS fd fnukad 16-12-2016 dks jkf= ds 12-30 cts og iksyksfoDVªh flusek ls iSny&iSny ?kj tk jgk Fkk] rc eksVjlkbZfdy uEcj vkj-ts-&14&,p-ch-&3067 ij lokj O;fDr dks dkj uEcj vkj-ts-&14&lh-th-&3839 ds pkyd us rstxfr o ykijokgh ls pykrs gq, VDdj ekj nh] mlds dkQh pksVsa vk;h] mlus iqfyl dks 100 uEcj ij Qksu dj ?kk;y dks vLirky igqapk;k] dkj okys dh xyrh ls ;g nq?kZVuk gqbZ] izfrijh{kk esa ;g tkfgj djrk gS fd mlds }kjk dksbZ fjiksVZ ntZ ugha djok;h x;h FkhA

¶36

xokg ,-MCY;w-&2 izdk'k iapkSyh ?kVuk dk izR;{kn'khZ xokg gS] bl laca/k esa nhis'k }kjk ?kVuk ds vxys fnu gh iqfyl dks lwfpr dj fn;k x;k FkkA izR;{kn'khZ xokg ,-MCY;w-&2 izdk'k iapkSyh izfrijh{kk esa [kf.MRk ugha gqvk gS vkSj mlds dFkuksa ls Li"V gS fd mlds }kjk ;g nq?kZVuk ns[kh xbZ Fkh rFkk mlesa vkjksfir okgu ds pkyd dh ykijokgh ik;h xbZ gSA mijksDr nLrkosth o ekSf[kd lk{; ds vk/kkj ij ;g vf/klEHkkO; :i ls izekf.kr gqvk gS fd vkjksfir okgu ds pkyd dh ykijokgh ls gh ;g nq?kZVuk dkfjr gqbZ gSA vr% ,slh fLFkfr esa vkjksfir okgu dks feF;k :i ls vkfyIr fd;k gks ;g rF; izekf.kr ugha gS vkSj blh vk'k; dk fu"d"kZ fo}ku vf/kdj.k dk jgk gS] tks iq"V gksus vkSj vihykFkhZ&chek dEiuh dh ;g vihy [kkfjt gksus ;ksX; gSA

¶37

tgka rd nkosnkjksa dh vihy dk iz'u gS] fo}ku vf/koDrk nkosnkjksa dk ;g fuosnu gS fd erd LFkk;h fu;kstu esa Fkk] vr% mldh 28 o"kZ dh vk;q dks ns[krs gq, Hkfo"; esa vk; of) dk ykHk 50 izfr'kr dh nj ls fn;k tkuk visf{kr Fkk] tcfd vf/kdj.k }kjk 40 izfr'kr dh nj ls gh ;g ykHk

[2025:RJ-JP:30730]

[CMA-305/2019]

(5 of 6)

fn;k x;k gSA bl laca/k esa vfHkys[k ds voyksdu ls Li"V gS fd erd dk izn'kZ&14 ds vuqlkj futh dEiuh esa foØ; dk;Zdkjh fnukad 11 vizSy] 2016 ls gksuk crk;k x;k gSA mijksDr nLrkostksa dks Hkh ekuk tkos rks mijksDr dEiuh esa erd ?kVuk ls 7&8 ekg iwoZ gh fu;ksftr Fkk] ;g dEiuh izkbZosV dEiuh gS] vr% ,slh fLFkfr esa og LFkk;h fu;kstu esa yEcs le; ls dk;Zjr jgk gks ,slh fLFkfr ugha gSA vr% 40 izfr'kr dh nj ls Hkfo"; esa vk; o`f) dk ykHk vf/kdj.k }kjk fnyk;k x;k gS og mfpr gS vkSj mlesa gLr{ksi fd;k tkuk mfpr ugha gSA

¶42

fo}ku vf/koDrk nkosnkjksa dk ,d vU; fuosnu ;g gS fd erd dh iq=h o ekrk dks dalksfVZ;e dh gkfu dh en esa dksbZ izfrdj ugha fnyk;k x;k gS] blh izdkj laink dh gkfu ds en esa Hkh dksbZ jkf'k ugha fnyk;h xbZ gSA vfHkys[k ds voyksdu ls Li"V gS fd fo}ku vf/kdj.k }kjk ek= erd dh iRuh dks 40]000@& :i;s dalksfVZ;e dh gkfu ds en esa izfrdj fnyk;k gS tcfd Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018)18 SCC 130 esa izfrikfnr fl)karksa ds vuqlkj nkosnkj Øe 2 o 3 e`rd dh vo;Ld iq=h o ekrk Hkh 40]000&40]000@& :i;s vFkkZr~ dqy 80]000@& :i;s izfrdj jkf'k dalksfVZ;e dh gkfu dh en esa rFkk 15]000@& :i;s laink dh gkfu ds en esa vFkkZr~ dqy 95]000@& :i;s vfrfjDr jkf'k vihykFkhZ@nkosnkjku izkIr djus ds vf/kdkjh gSaA

¶43

mijksDr foospukuqlkj vihykFkhZ&chek dEiuh dh vihy la[;k 305@2019 [kkfjt dh tkrh gS rFkk vihykFkhZ@nkosnkjksa dh vihy la[;k 1073@2019 vkaf'kd :i ls Lohdkj djrs gq, vk{ksfir fu.kZ; ,oa vokMZ fnukad 03-12-2018 dks mikarfjr djrs gq, ;g vkns'k fn;k tkrk gS fd vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h xbZ gS] mlds vfrfjDr 95]000@& :i;s nkosnkjku vkjksfir okgu ds Lokeh] pkyd vFkok chek dEiuh ls la;qDr vFkok iFkd&iFkd :i ls ;kfpdk izLrqr djus dh fnukad ls olwyh rd 6 izfr'kr C;kt lfgr izkIr djus ds vf/kdkjh gSaA vk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA

[2025:RJ-JP:30730]

[CMA-305/2019]

(6 of 6)

v/khuLFk vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk ykSVk;k tkosA

¶48

(UMA SHANKER VYAS),J

¶49

AKSHAY KUMAR PAREEK /117-118 S