Cross appeals against a Motor Accident Claims Tribunal award of Rs. 4,51,222 to a minor who lost part of his hand in a tractor accident. The insurer's appeal was dismissed; the claimant's appeal was partly allowed with an additional Rs. 2,90,000 towards loss of future prospects per Mallikarjun.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
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HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR
S.B. Civil Miscellaneous Appeal No. 3755/2019
Hdfc Ergo General Insurance Company Ltd., Through Manager, Near Government Hostel, M.i. Road, Jaipur Having Its Office At Office No. 2 Third Floor, C-99, Singhvi Upasana Tower, Shubhas Marg, C-Scheme, Jaipur Through Its Constituted Attorney
----Appellant
Versus
----Respondents
Connected With
S.B. Civil Miscellaneous Appeal No. 461/2020
Pawan Kumar S/o Shri Kamlesh, Aged About 6 Years, R/o Gadhtaknet, Police Station Ajeetgarh, District Sikar Minor Through Natural Guardian Father Shri Kamlesh S/o Harphool
----Appellant
Versus
----Respondents
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|---|
| For Appellant(s) | : Mr. Virendra Agrawal, Adv. |
|---|---|
| Ms. Anjali Asat, Adv. | |
| For Respondent(s) | : Mr. Sandeep Mathur, Adv. |
| Mr. Rakesh Chnadel, Adv. |
HON'BLE MR. JUSTICE UMA SHANKER VYAS
Judgment / Order
07/08/2025
mijksDr nksuksa vihysa /kkjk 173 eksVj okgu vf/kfu;e ds rgr U;k;ky; fof'k"V U;k;k/kh'k fizafVax ,oa LVs'kujh xcu izdj.k ,oa eksVj nq?kZVuk nkok U;k;kf/kdj.k t;iqj] ftyk t;iqj }kjk izdj.k la[;k&818@2017 esa ikfjr vokMZ o fu.kZ; fnukad 31-05-2019 ls O;fFkr gksdj is'k dh xbZ gSaA vihy la[;k&3755@2019 chek dEiuh rFkk vihy la[;k&461@2020 vkgr&ckyd tfj;s laj{kd is'k dh x;h gSa] tks ,d gh izdj.k ls lacaf/kr ls gksus ls ,d gh vkns'k ds ek/;e ls fuLrkfjr dh tk jgh gSaA
vihyk/khu vokMZ ds ek/;e ls fo}ku vf/kdj.k }kjk rhu o"khZ; vkgr&ckyd ds okgu nq?kZVuk esa LFkk;h fu'kDrrk gksus ij dqy 4]51]222@&:i;s dk izfrdj 7-5 izfr'kr okf"kZd lk/kkj.k C;kt lfgr fuEukuqlkj fnyk;k gS&
| Ø-la- | en | jkf'k |
|---|---|---|
| 1- | ekufld izrkM+uk ds fy, | 10]000@& |
| 2- | ifjogu ds fy, | 5]000@& |
| 3- | ikSf"Vd vkgkj ds fy, | 10]000@& |
| 4- | 16-33x4000=65,320/-,oa ,u ,Q ,y jkf'k 25]000@& |
90]320@& |
| 5- | esfMdy fcy ds fy, | 3]35]902@& |
| dqy {kfriwfrZ jkf'k | 4]51]222@& |
fo}ku vf/koDrk vihykFkhZ&chek dEiuh dk fuosnu gS fd izFke lwpuk fjiksVZ 98 fnu ds foyEc ls gS] ?kVuk dk dksbZ izR;{kn'khZ xokg
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mifLFkr ugha gqvk gSA cSM&gSMsM fVfdV ds voyksdu ls ?kVuk ?kj gksuk] tcfd Dyse ;kfpdk ds vuqlkj ;g nq?kZVuk ?kj ls 150 ehVj dh nwjh ij gksuk crk;k x;k gS] iqfyl us Hkh vuqla/kku ds mijkUr 279 Hkk-na-la- dk ekeyk izekf.kr ugha ekuk gS] vkjksfir okgu dks feF;k :i ls fyIr djrs gq, ;g Dyse ;kfpdk izLrqr dh x;h gSA
fo}ku vf/koDrk nkosnkj dh vksj ls mijksDr rdksaZ dk fojks/k djrs gq, vihy ds leFkZu esa ;g fuosnu fd;k fd fnyk;h x;h izfrdj jkf'k vi;kZIr gSA
Dyse ;kfpdk ds vuqlkj fnukad 25-05-2015 dks ;g nq?kZVuk gqbZ gSA ;g crk;k x;k gS fd VªsDVj la[;k vkj-ts- 23 vkj-ch- 1070 ds pkyd us vkgr ds ?kj ds ikl VªsDVj dks pkyw voLFkk esa NksM fn;k Fkk rFkk rhu o"khZ; ckyd vU; ckydksa ds lkFk [ksyrs&[ksyrs VªsDVj ds ikl x;k rks ml nkSjku jsfM;sVj ds ia[ks esa ckyd ds gkFk dk vxz Hkkx iw.kZ :i ls dqpy x;kA ;|fi ckn esa vyx gq, fgLls dks iqu% tksMk x;k] ysfdu gkFk dh rkdr o ewoesaV iqu% mlh fLFkfr esa ugha vk;h gSA
izFke lwpuk fjiksVZ fnukad 22-08-2015 dks U;k;ky; esa ifjokn izLrqr dj ntZ djok;h x;h gS] Li"V gS fd izFke lwpuk fjiksVZ 98 fnu ds foyEc ls gS] ysfdu blds laca/k esa ckyd ds firk ,-MCyw&1 dk ;g dFku jgk gS fd ckyd dk t;iqj o vU; LFkkuksa ij yEcs le; rd bZykt pyk] bl dkj.k ls le; ij izFke lwpuk fjiksVZ ntZ ugha djk;h tk ldhA orZeku ekeys esa izn'kZ&12 cSM&gSMsM fVfdV izLrqr gqvk gS tks ?kVuk ds rqjUr i'pkr dk gS ftlds lacaf/kr fpfdRld }kjk ckyd dh nkfguh gFksyh dk iwjk vyx gksuk rFkk ?kVuk dk dkj.k jsfM;sVj QSu esa gFksyh vk tkuk crk;k x;k gSA vkgr dks eqds'k uke ds O;fDr }kjk ?kj ls vLirky igqapk;k tkuk izdV gqvk gSA mijksDr o`rkUr ds vk/kkj ij ;g fu"d"kZ ugha fudkyk tk ldrk fd nq?kZVuk nkosnkj ds ?kj ij gqbZ gS] vfirq ,dek= fu"d"kZ ;g fudyrk gS fd vkgr dks ?kj ls yk;k x;k FkkA ?kVuk ds rqjUr i'pkr jsfM;sVj QSu esa ckyd dk gkFk vkus ls ;g pksV vkuk izn'kZ&12 esa
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mYysf[kr gSA vr% ,slh fLFkfr esa izFke lwpuk fjiksVZ ntZ djokus esa tks foyEc gqvk gS] ek= mlds vk/kkj ij ;g fu"d"kZ ugha fudkyk tk ldrk fd dgkuh dks c<k&p<kdj vFkok feF;k :i ls izLrqr djrs gq, vkjksfir okgu dks feF;k :i ls vkfyIr fd;k x;k gksA pwafd okgu VªsDVj lkoZtfud ekxZ ij ugha pyk;k tk jgk Fkk] vr% ,slh fLFkfr esa /kkjk 279 Hkk-na-la- dk vkjksi vuqla/kku vf/kdkjh }kjk izekf.kr ugha ekuk x;k gS rFkk ml dkj.k ls nkok foijhr :i ls izHkkfor ugha gksrk gSA izR;sd ekeys esa izR;{kn'khZ xokg gksuk vko';d ugha gSA iqfyl us bl ekeys esa vuqla/kku ds mijkUr vkjksfir okgu ds pkyd dks nks"kh ekurs gq, vkjksi i= is'k fd;k gS rFkk okgu Lokeh rFkk pkyd }kjk /kkjk 134 o 133 eksVj okgu vf/kfu;e ds rgr fn;s x;s uksfVl ds izR;qRrj esa Hkh nq?kZVuk ds le; izR;FkhZ&pkyd }kjk pkyd gksuk Lohdkj fd;k gSA mijksDr lEiw.kZ ifjfLFkfr;ksa esa vkjksfir okgu ds pkyd dh ykijokgh ls ;g nq?kZVuk dkfjr gksuk izekf.kr gSA vr% ,slh fLFkfr esa vihykFkhZ&chek dEiuh dh vihy Lohdkj ;ksX; ugha gSA
tgka rd nkosnkj dh vihy dk iz'u gS] fo}ku vf/koDrk nkosnkj dh vksj ls Mallikarjun Vs. Divisional Manager, National Insurance Company Limited and Anr. (2014) 14 SCC 396 izLrqr djrs gq, ;g fuosnu fd;k fd dkfjr pksV ds dkj.k ls 'kkjhfjd ihM+k] ekufld osnuk] thou dh izR;k'kk esa deh vkfn ds en esa de ls de rhu yk[k :i;s izfrdj fnyk;k tkuk visf{kr gSA mijksDr fu.kZ; esa ckydksa ds nq?kZVuk okgu esa LFkk;h :i ls fu'kDr gksus ds ekeys esa ;g vfHkfu/kkZfjr fd;k x;k gS fd LFkk;h fu'kDrrk 10&30 izfr'kr laiw.kZ 'kjhj ds izfr gksus ij bl en esa izfrdj 3]00]000@&:i;s] 60 izfr'kr rd bl en esa 4]00]000@&:i;s] 90 izfr'kr dh fLFkfr esa bl en esa 5]00]000@&:i;s o 90 izfr'kr ls vf/kd LFkk;h fu'kDrrk ds ekeyksa esa bl en esa 6]00]000@&:i;s izfrdj fnyk;k tkuk mfpr gSA
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orZeku ekeys esa izn'kZ&4 LFkk;h fu'kDrrk izek.k i= ds vuqlkj vkgr dks 16-33 izfr'kr LFkk;h fu'kDrrk dkfjr gqbZ gS] vr% ,slh fLFkfr esa mijksDr fu.kZ; esa izfrikfnr O;oLFkk ds vuqlkj vkgr bl en esa 3]00]000@&:i;s izfrdj izkIr djus dk vf/kdkjh gS] tcfd fo}ku vf/kdj.k }kjk ek= 10]000@&:i;s izfrdj jkf'k fnykbZ xbZ gS] vr% bl esa 2]90]000@&:i;s c<+ksrjh ;ksX; gSaA
'ks"k enksa esa fo}ku vf/kdj.k }kjk tks jkf'k fnyk;h x;h gS] og iw.kZr% ;qfDr;qDr o fof/k&lEer gS] ftlesa fdlh izdkj dk gLr{ksi fd;k tkuk U;k;ksfpr ugha gSA
rnuqlkj vihykFkhZ&chek daiuh dh vksj ls izLrqr dh xbZ vihy la[;k&3755@2019 [kkfjt dh tkrh gS rFkk nkosnkj dh vksj ls izLrqr dh xbZ vihy la[;k&461@2020 vkaf'kd :i ls Lohdkj djrs gq, ;g vkns'k fn;k tkrk gS fd fo}ku v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr nkosnkj 2]90]000@&:i;s i`Fkd ls izkIr djus dk vf/kdkjh gSA
mijksDr foospukuqlkj vihykFkh@nkosnkj dh vksj ls izLrqr ;g vihy la[;k&461@2020 vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 31-05-2019 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr vihykFkhZ@nkosnkj 2]90]000@&:i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksxkA vk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA
v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA
(UMA SHANKER VYAS),J
DINESH KUMAWAT /51-52
2 issues framed by the court
Whether the tribunal's award of Rs. 4,51,222 was adequate for a child who suffered permanent disability of 16.33% in a tractor accident.
Whether delay in filing the FIR and absence of eyewitnesses vitiated the claim.
Colour shows how this judgement treated each authority
Mallikarjun Vs. Divisional Manager, National Insurance Company Limited and Anr.Applied
(2014) 14 SCC 396 · Who else cites this
4 provisions across 4 enactments
HDFC Ergo General Insurance Company Ltd.
Pawan Kumar (minor through natural guardian father Kamlesh)
Mohanlal
Harlal
Uma Shanker Vyas
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
