Narendra Kumar Vs The Life Insurance Corporation of India — Patna HC (2025) — LawSathi Research

Narendra Kumar Vs The Life Insurance Corporation of India — Patna HC (2025) — LawSathi Research

What the court decided

AI extract

Outcome

Writ petition disposed at admission stage on consent, without adjudicating merits. Petitioner directed to submit a representation before respondent No. 03 with documents evidencing repayment of approximately Rs. 23 lakhs to the loan account within four weeks; the authority to verify the claim and, if found genuine, issue a revised statement of the balance amount payable within four weeks thereof.

Issue for consideration

Whether the petitioner had repaid approximately Rs. 23 lakhs to the credit of his loan account with the LIC/LICHFL respondents, such that a revised statement of the balance amount payable should be issued to him.

Court's answer

The writ petition is disposed of at the stage of admission, with the consent of both parties, expressly without going into the merits or demerits of the case.

Ratio / Principle

The petitioner is directed to give a suitable representation before respondent No. 03, along with supporting documents evidencing that he has repaid approximately Rs. 23 lakhs to the credit of the loan account, within a period of four weeks.

Key takeaways

On such representation being given, the respondent authority shall consider it, duly verifying the claim of the petitioner.ratio¶15
If the petitioner's claim is found to be genuine, the authority shall give him a revised statement showing the balance amount payable to the credit of the loan account within a period of four weeks thereof.ratio¶17

Detailed headnote1 paragraphs

Patna High Court (Hon'ble Mr. Justice A. Abhishek Reddy, J.), oral order dated 03-09-2025 in Civil Writ Jurisdiction Case No. 3514 of 2024 (Narendra Kumar v. The Life Insurance Corporation of India through its Chairman and others): the petition, concerning a disputed repayment of approximately Rs. 23 lakhs towards the petitioner's loan account with the LIC/LICHFL respondents, was disposed of at the admission stage with the consent of both parties, expressly without going into the merits or demerits. The petitioner was directed to give a suitable representation before respondent No. 03 (the Regional Marketing Manager) with supporting documents evidencing the repayment, within four weeks; the authority was directed to consider and duly verify the claim and, if found genuine, to furnish a revised statement of the balance amount payable to the credit of the loan account within four weeks thereafter. No statute or precedent was cited and no impugned lower-court decision is identified in the order.

IN THE HIGH COURT OF JUDICATURE AT PATNA Civil Writ Jurisdiction Case No.3514 of 2024

======================================================

Narendra Kumar Son of Late Bhagwan Prasad Resident of Madhhua Toli, Ara, Police Station-Ara Town, District-Bhojpur.

... ... Petitioner/s

Versus

The Life Insurance Corporation of India through its Chairman, Yog Ksham, Jiwan Bima Nagar, Post Box No.19953, Mumbai-400021

The General Manager, Life Insurance Corporation of India, Housing Finance Limited, 3rd Floor, Jiwan Prakash Building, Frazer Road, Patna-1.

The Regional Marketing Manager, Life Insurance Corporation of India, Housing Finance Limited, 3rd Floor, Jiwan Prakash Building, Frazer Road, Patna-1.

The Area Manager, Life Insurance Corporation of India, Gousing Finance Limited, 3rd Floor, Jiwan Prakash Building, Frazer Road, Patna-1.

... ... Respondent/s

====================================================== Appearance : For the Petitioner/s : Mr. Ranjan Kumar Singh, Adv. For LICHFL : Mr. Laksham Lal Pandey, Adv. For the Respondent/s : Mr. Rajni Kant Singh, Adv. ======================================================

CORAM: HONOURABLE MR. JUSTICE A. ABHISHEK REDDY ORAL ORDER

14 03-09-2025

Without going into the merits or demerits of the case, the present writ petition is disposed of at the stage of admission with the consent of both the parties.

The petitioner is directed to give a suitable representation before the respondent No. 03 herein along with the supporting documents evidencing that he has repaid an amount of approximately Rs. 23 lakhs to the credit of the loan account within a period of four weeks from today. On such representation being given, the authority shall consider the same duly verifying the claim of the petitioner. In case the claim of

Patna High Court CWJC No.3514 of 2024(14) dt.03-09-2025 2/2

the petitioner is found to be genuine, the authority shall give a revised statement to the petitioner showing the balance amount payable to the credit of the loan account within a period of four weeks thereof.

With the above direction, the present writ petition stands disposed of.

(A. Abhishek Reddy, J)

Ayush/-

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