Dismissed¶¶52

K.G.Denim Ltd. v. the Reserve Bank of India

Madras HC12 Sept 2025WP/589/2025

Case brief

AI extract

What is this about?

K.G. Denim Ltd's three Madras High Court writ petitions (WP Nos. 589, 596, 598 of 2025, Art. 226) seeking implementation of the RBI relief package for natural-calamity-affected areas (Master Circulars dated 2.7.2007 and 1.7.2015) and quashing of bank communications Ref.NO.MR/CBE/SL/01/2024-25 dated 5.12.2024 fixing 31.10.2024 as SLBC restructuring cut-off were dismissed as withdrawn (with endorsement by counsel; no costs; connected WMPs closed) on 12-09-2025 by Justice M. Dhandapani; no adjudication on merits.

What did the court decide?

Recording the submission made by learned counsel for the petitioner at hearing, along with the endorsement made by him in the bundles seeking permission to withdraw, the Court dismissed all three writ petitions as withdrawn, ordered no costs, and closed the connected miscellaneous petitions. ¶¶52

K.G.Denim Ltd. Vs the Reserve Bank of India — Writ and Judicial Review | Madras HC (2025)

What the court decided

AI extract

Outcome

Dismissed

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Issue for consideration

Whether the 2nd respondent bank should be directed (writ of Mandamus) to consider the petitioner's representation dated 25.11.2024 and accord sanction for implementation of the RBI relief package envisaged by the 3rd respondent (Convenor, SLBC) as per the RBI Master Circulars/Directions dated 2.7.2007 and 1.7.2015, within a time limit fixed by the Court (WP No. 589 of 2025). Framed in the prayer; not adjudicated as the petition was withdrawn. +1 more

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Ratio / Principle

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Detailed headnote1 paragraphs

Madras High Court (Justice M. Dhandapani) — Common Order dated 12-09-2025 in WP Nos. 589, 596 and 598 of 2025 (with WMP Nos. 718, 720, 729, 730, 734 and 735 of 2025): K.G.Denim Ltd v. The Reserve Bank of India; State Bank of India (WP 589); Bank of Maharashtra (WP 596); Union Bank of India (WP 598); and Convenor, State Level Bankers Committee, Indian Overseas Bank. Under Article 226 of the Constitution, the petitioner sought (i) a writ of Mandamus directing the 2nd respondent bank to consider its representation dated 25.11.2024 and accord sanction for implementation of the RBI relief package for areas affected by natural calamities as per the Master Circular/Directions dated 2.7.2007 and 1.7.2015 (WP 589), and (ii) a writ of Certiorarified Mandamus to quash communications Ref.NO.MR/CBE/SL/01/2024-25 dated 5.12.2024 insofar as they fixed the cut-off date for restructuring under the SLBC guidelines as 31.10.2024 and retained asset classification as on that date (WPs 596 and 598). When the matters were taken up for hearing, learned counsel for the petitioner sought permission to withdraw the writ petitions and made an endorsement in the bundles. Recording that submission and endorsement, the Court dismissed all three writ petitions as withdrawn, awarded no costs, and closed the connected miscellaneous petitions. No issue on the merits was adjudicated.

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IN THE HIGH COURT OF JUDICATURE AT MADRAS

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DATED: 12-09-2025

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CORAM

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THE HONOURABLE MR JUSTICE M.DHANDAPANI

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WP NOs. 589, 596 and 598 of 2025

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and WMP Nos. 718, 720, 729,730, 734 and 735 of 2025

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WP No. 589 of 2025

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K.G.Denim Ltd

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Rep By Its Whole Time Director R.Selvakumar, Then Thirumalai, Jadayampalayam Mettupalayam, Coimbatore-641 302

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Petitioner(s)

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The Reserve Bank Of India Central Office, 12th Floor, Shahid Bhagat Singh Marg, Mumbai-400 001

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2.State Bank Of India

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Rep By Its Deputy General Manager, Commercial Branch, 1443, Trichy Road, Coimbatore-641018

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3.CONVENOR

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State Level Bankers Committee, Indian Overseas Bank, Central Office, 763 Anna Salai, Chennai-600 002

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Respondent(s)

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WP No. 596 of 2025

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https://www.mhc.tn.gov.in/judis

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M/s.K.G.Denim Ltd Rep By Its Whole Time Director R.Selvakumar, Then Thirumalai, Jadayampalayam Mettupalayam, Coimbatore-641 302

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Petitioner(s)

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1. The Reserve Bank Of India

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Rep By Its Chief General Manager, Central Office, 12th Floor, Shahid Bhagat Singh Marg, Mumbai-400 001

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2.Bank Of Maharashtra Rep By Its Branch Manager Coimbatore Main Branch, 191/1, R.G. Street, Coimbatore- 641 001.

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3.CONVENOR

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State Level Bankers Committee, Indian Overseas Bank, Central Office, 763 Anna Salai, Chennai-600 002

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Respondent(s)

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WP No. 598 of 2025

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K.G.Denim Ltd

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Rep By Its Whole Time Director R.Selvakumar, Then Thirumalai, Jadayampalayam Mettupalayam, Coimbatore-641 302

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Petitioner(s)

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The Reserve Bank Of India

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https://www.mhc.tn.gov.in/judis

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Central Office, 12th Floor, Shahid Bhagat Singh Marg, Mumbai-400 001

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2.Union Bank Of India

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Rep By Its Chief Manager, Coimbatore Main Branch, 17, Mill Road, Coimbatore-641 001

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3.CONVENOR

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State Level Bankers Committee, Indian Overseas Bank, Central Office, 763 Anna Salai, Chennai-600 002

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Respondent(s)

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PRAYER in WP No. 589 of 2025: This petition has been filed under Article 226 of Constitution of India, to issue a writ of Mandamus directing the 2nd respondent to consider the representation of the petitioner dated 25.11.2024 and accord sanction for implementation of the relief package as envisaged by the 3rd respondent within a time limit to be fixed by this Honourable court as per the Master Circular/Directions for relief measures by Banks in areas affected by natural calamities of the 1st respondent dated 2.7.2007 and 1.7.2015.

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PRAYER in WP No. 596 of 2025: This petition has been filed under Article 226 of Constitution of India, to issue a writ of Certiorarified Mandamus calling for records relating to the communication bearing Ref.NO.MR/CBE/SL/01/2024-25 dated 5.12.2024 on the file of the 2nd respondent in so far as in so far as fixing the cut off date for restructuring of account as per the SLBC guidelines under RBI relief package for natural calamities affected areas as 31.10.2024 and retaining the asset classification as on the cut off date viz. 31.10.2024 and quash the same and consequently direct t2nd respondent to implement the relief package as envisaged by the 4th respondent within a time limit to be fixed by this Honourable court as per the

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https://www.mhc.tn.gov.in/judis

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Master Circular/Directions for relief measures by Banks in areas affected by natural calamities of the 1st respondent dated 2.7.2007 and 1.7.2015.

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PRAYER in WP No. 598 of 2025: This petition has been filed under Article 226 of Constitution of India, to issue a writ of Certiorarified Mandamus calling for records relating to the communication bearing Ref.NO.MR/CBE/SL/01/2024-25 dated 5.12.2024 on the file of the 2nd respondent in so far as in so far as fixing the cut off date for restructuring of account as per the SLBC guidelines under RBI relief package for natural calamities affected areas as 31.10.2024 and retaining the asset classification as on the cut off date viz. 31.10.2024 and quash the same and consequently direct 2nd respondent to implement the relief package as envisaged by the 4th respondent within a time limit to be fixed by this Honourable court as per the Master Circular/Directions for relief measures by Banks in areas affected by natural calamities of the 1st respondent dated 2.7.2007 and 1.7.2015.

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For Petitioner(s): Mr.Shashi for M/s.S.R.Raghunathan For all the writ petitions For Respondent: Mr.K.Chandrasekaran for R2 in W.P.no.589 of 2025 Mr.V.Rajeswari for R3 Mr.C.Mohan and Ms.Aroxy Josephin Mary for M/S.King & Patridge for R1 for W.P.No.598 of 2025 Mr.V.Rajeswari for R3 Mr.C.Mohan and Ms.Aroxy Josephin Mary for M/S.King & Patridge for R1 Ms.D.Pavithra for R2 in WP.No.596 of 2025

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https://www.mhc.tn.gov.in/judis

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COMMON ORDER

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When the matter is taken up for hearing, learned counsel for the petitioner seeks permission of this Court to withdraw these writ petitions and to that effect, he has made an endorsement in the bundles.

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Recording the above submission and endorsement made by the learned

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counsel for the petitioners, this writ petitions are dismissed as withdrawn. No costs. Consequently, connected miscellaneous petitions are also closed.

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12-09-2025

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rli

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Index:Yes/No Speaking/Non-speaking order Internet:Yes Neutral Citation:Yes/No

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https://www.mhc.tn.gov.in/judis

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M.DHANDAPANI J. rli

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