Copy of said documents are annexed and marked as Annexure,A-21' &,A_22' . 3. The defendants availed and enjoyed the aforesaid credit facilities by opening Accounts in Bank's Karimpur Branch, P.o. &p.s.- Karimpur, Dist.- Nadia. However, the defendants did not comply with the agreed terms and conditions of said facilities. The defendants did not repay the outstanding Bank's dues, agreed EMls and overdue interest of loan accounts. Despite several requests made by applicant Bank, the defendants did not pay any attention to regularize the Accounts; consequenfly, the accounts became irregular and were classified as NPA on 14.02.2022. Since the defendants / borrower(s) failed to liquidate the dues with the applicant Bank inspite of repeated requests and reminders, the applicant Bank finding no other alternative sent / served recall Notice dated 19.06.2023 upon the defendants through its Advocate demanding to pay for a sum of Rs.3,72,53,318.19, but the defendants did not comply with the said notice; copy of said Notice dated 19.06.2023 along with postal slips are annexed and marked as Annexure 'A-23'. Certified copies of Statement of Accounts along with Certificate under Bankers' Books of Evidence Act, with interest calculation sheet, Annexure 'A-25' , 'A-26' &'A-27' , have been filed to show and prove the dues, and future interest thereon at the floating rate of 10.55% towards cash credit Account, @ 9.25olo towards Term Loan - GECL Account & @ 10.90% towards FITL Account per annum along with penal interest @ 2o/o pet annum with monthly rests on and from 01.10.2023, till the date of realization of the entire dues, has been prayed. Applicant Bank submitted that their claim in the original Application is within limitation.
