Dr. Harjeet Singh Bhalla, S/o Dr.BUS Bhalla, aged about 47 years, Caste. Sikh, Occupation Govt. Doctor, R/o Muhalla Darripara, Ambikapur, Distt. Surguja (CG) ----Appellant Versus 1. Ashok Kumar Swamy, M/s Shankar Roadways, 35 TPT Center, Azadpur Mandi, New Delhi 2. Kuldeep Kumar Singh, S/o Sardar Swarn Singh, aged about 40 years, Caste Sikh, R/o Rainbagh, Tehsil Heeranagar, Distt. Kathua. Jammu & Kashmirlndia. 3. Rajeev Nigam, S/o Smt Indira Nigam, aged about 36 years, R/o Chamunda Complex, Annandbagh Deva. 4. Preetam Singh Mann, S/o Yashwant Singh Mann, aged about 35 years. Caste Sikh, Occupation Vehicledriver, R/o 90 Labour Colony, Balwant Nagar Devas (MP) 5. The Oriental Insurance Company Ltd., Branch Manager, Ambikapur, Distt. Surguja (CG) 6. The Oriental InsuranceCompany Ltd., Branch Shankarpur, Nur Chamber', 30 Main Bazar Delhi - 7. United India Insurance Company Ltd., BranchAmbikapur, Near Ram Mandir Ambikapur, Distt. Surguja 8. United India Insurance Company Ltd. Branch Devas, Add. Civil Lines, AB Road/Devas