Disposed

Vijay Singh v. State of U P and 3 Others

Allahabad HC15 Mar 2019WRIC/9703/2019

Case brief

AI extract

What is this about?

Court finally disposed of a writ petition seeking quashing of a recovery citation for an agricultural loan default. The petitioner agreed to deposit the amount. Directing installment-wise repayment and requiring the bank to provide a simplified statement of account if conditions are met.

What did the court decide?

Petitioner directed to deposit entire amount in four installments starting 15.4.2019; bank to provide simplified account statement thereafter.

Vijay Singh Vs State of U P and 3 Others — Service and Employment | Allahabad HC (2019)

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Court No. - 28

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Case :- WRIT - C No. - 9703 of 2019

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Petitioner :- Vijay Singh Respondent :- State Of U P And 3 Others Counsel for Petitioner :- Kuldeep Singh Chahar Counsel for Respondent :- C.S.C.,Jitendra Kumar Tripathi

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Hon'ble Rohit Ranjan Agarwal,J.

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Heard Shri Kuldeep Singh Chahar, learned counsel for the petitioner, Standing Counsel for respondent Nos.1 to 3 and Shri Jitendra Kumar Tripathi counsel for the respondent-bank.

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With the consent of learned counsel for the parties, this writ petition is being finally disposed of at this stage without calling for a counter affidavit.

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By this writ petition, the petitioner has prayed for quashing recovery citation dated 17.01.2018 for Rs.2,58,524/- plus other charges.

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The petitioner had taken a loan of Rs. 1,75,000/- for agricultural loan. It is admitted to the petitioner that a default has been committed by the petitioner in making timely repayments of that loan. Consequently, recovery proceedings have been initiated against him.

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Learned counsel for the petitioner submits that the petitioner is ready to deposit the entire recovery amount within the time fixed by this Court.

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Learned counsel appearing for the bank fairly states that the bank is interested in realizing the entire amount alongwith interest. If the petitioner deposits the amount within the time allowed by this Court, no further action shall be taken against the petitioner by the bank.

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On the facts and circumstances of the case and in the interest of justice, the writ petition is disposed of with the following directions:

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(i) The petitioner shall deposit the entire amount due to the bank in four installments beginning from 15.4.2019.

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(ii) By way of first installment, the petitioner shall deposit

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Rs. 60,000/- on or before the date 15.4.2019.

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(iii) On depositing the aforesaid amount of Rs. 60,000/-, the respondent bank shall provide a statement of account to the petitioner within two weeks thereafter disclosing the exact amount disbursed by the bank as loan; exact amount/s repaid by the petitioner together with dates of deposit; rate of interest and amount/s of interest charged by the bank. Such statement be expressed in such terms/language as may be easy to comprehend even by a lay-man such as the petitioner.

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(iv) The bank shall in the statement so supplied, itself calculate & indicate the amount/s of each installment together with the date of payments due.

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(v) Thus, the balance amount so indicated by the bank shall be deposited by the petitioner through the remaining three equal quarterly installments from 15.7.2019 onwards.

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(vi) If the entire amount is deposited by the petitioner as directed above, no recovery charge shall be realized from the petitioner.

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(vii) In case of default of the conditions as mentioned above, the present order shall stand automatically vacated and recovery proceedings shall revive from that stage.

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Order Date :- 15.3.2019 A.N. Mishra

Vijay Singh v. State of U P and 3 Others

Case brief

What is this about?

What did the court decide?

Vijay Singh v. State of U P and 3 Others

Case brief

What is this about?

What did the court decide?

What the court decided

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