Narasimha Rao Kotha v. Union of India
Case brief
What is this about?
Telangana High Court, Writ Petition No. 4512 of 2026, decided 03.03.2026 by Justice Nagesh Bheemapaka. Petitioner Narasimha Rao Kotha challenged loan-recovery methods of HSBC, SBI Cards, ICICI Bank, Bajaj Finance, Kotak Mahindra Bank, RBL Bank, HDFC Bank, Hero Fincorp, Axis Bank and BOBCARD as arbitrary, harassing and contrary to the RBI Circular dated 12.08.2022, and RBI's failure to enforce it; sought Article 226 mandamus restraining coercive recovery, intimidation and privacy intrusion. Petition disposed of as covered by W.P.No.18913 of 2024 (22.08.2024) with standing counsel's no-objection; respondent authorities and recovery agents directed to follow the RBI Circular dated 12.08.2022 and Supreme Court rulings in ICICI Bank v. Prakash Kaur and ICICI Bank v. Shanti Devi Sharma ((2008) 7 SCC 532) during recovery; no costs. Keywords: recovery agent harassment, coercive recovery, RBI fair practices circular, debt collection, writ of mandamus, precedent-covered disposal.