Gunji Thanish v. Union of India
Case brief
What is this about?
Telangana High Court, W.P.No.3743 of 2026, decided 02.03.2026 by Justice Nagesh Bheemapaka. Keywords: writ of mandamus under Article 226; coercive/arbitrary bank loan and credit-card recovery; harassment by recovery agents; RBI Circular dated 12.08.2022 non-compliance and RBI enforcement failure; Articles 14, 19 and 21; parity/covered-case disposal following W.P.No.18913 of 2024 dated 22.08.2024; Supreme Court precedents ICICI Bank Ltd. v. Prakash Kaur (2007) 2 SCC 711 and ICICI Bank v. Shanti Devi Sharma (2008) 7 SCC 532 followed; respondents include Union of India, RBI, ICICI Bank, HDFC Bank, SBI Cards and Payments Services Pvt. Ltd.; disposed of with direction to follow RBI guidelines and SC judgments during recovery; no costs; miscellaneous petitions closed.
What did the court decide?
Writ petition disposed of in terms of the order in W.P.No.18913 of 2024 (dated 22.08.2024): respondent authorities and their recovery agents directed to scrupulously follow the RBI guidelines/instructions in the Circular dated 12.08.2022 and the Supreme Court judgments in ICICI Bank Ltd. v. Prakash Kaur and ICICI Bank v. Shanti Devi Sharma while recovering loan amounts from the petitioner; no costs imposed; pending miscellaneous petitions, if any, stand closed.