Janjanam Sanjeev Gandhi v. Union of India
Case brief
What is this about?
Covered-case disposal, Telangana High Court, October 2025. Debtor-protection writ under Article 226 against bank/NBFC recovery practices (HDFC Bank, SBI, IDFC First Bank, Shriram Finance) alleging harassment, intimidation and coercive recovery contrary to RBI Circular dated 12.08.2022 (DOR.ORG.REC.65/21.04.158) and Articles 14, 19, 21; complaint of RBI non-enforcement. Court followed its own earlier order W.P. No. 5200 of 2024 (25.04.2024) and directed strict compliance with RBI guidelines and with ICICI Bank Ltd v Prakash Kaur (2007) 2 SCC 777 and ICICI Bank v Shanti Devi Sharma (2008) 7 SCC 532. Keywords: recovery agents, harassment, mandamus, RBI circular compliance, writ disposed without costs.
What did the court decide?
Respondents directed to strictly follow the guidelines/instructions in the RBI Circular dated 12.08.2022 and the Supreme Court judgments in ICICI Bank Ltd vs Prakash Kaur ((2007) 2 SCC 777) and ICICI Bank vs Shanti Devi Sharma ((2008) 7 SCC 532); writ petition disposed of without costs.