Negotiable Instruments Act against the accused alleging that the accused was family friend of the complainant. The accused has approached the complainant and requested for hand loa-n to meet his financial requirements. On that the complainant consulted her husband and father-in-law and paid Rs.1,00,000/- by way of cash on 19.12.2OO1 arrd that accused has executed promissory note agreeing to repay the said amount with interest at the rate of 24 %o per annum and has issued post dated cheque in favour of the complainant. Subsequently, the accused paid interest every month lor some period and later he stopped payment of interest. When the complainant demanded, the accused instructed the complainant to present the cheque for collection. Accordingly, the complainant haspresented the cheque with was her banker for collection, but the said cheque dishonoured as Account-Closed oo 17.O3.2OO4. Then the complainant has issued statutory notice, dated 19.06.2004 through registered post with acknowledgment due anda-lso under certificate of posting. The notice sent undercertif,icate