Petitioner Insurance Company challenged the Insurance Ombudsman's rejection order alleging fraudulent concealment of tuberculosis. The Single Judge found the Ombudsman's order well-reasoned, noting documents were unreliable and no nexus existed between the alleged illness and the actual cause of death.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
[2026:RJ-JP:15299]
HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR
S.B. Civil Writ Petition No. 4778/2026
Bharti Axa Life Insurance Co Ltd., Unit No. 1902, 19Th Floor, Parinee Crescenzo, G Block, Bandra Kurla Complex, BKC Road, Opposite MCA Ground, Bandra East, Mumbai -400051, Maharashtra, Through Its Authorised Signatory Narendra Singh.
----Petitioner
----Respondents
| For Petitioner(s) | : Ms. Gauri Jasana for |
|---|---|
| Mr. Prateek Kasliwal | |
| For Respondent(s) | : Ms. Happy Sharma with |
| Mr. Prashant Pareek |
HON'BLE MR. JUSTICE SAMEER JAIN
Order
13/04/2026
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(2 of 3)
specifically that he was suffering from ‘Recurrent Pulmonary Tuberculosis’. It is argued that the learned Insurance Ombudsman erred in law and fact by failing to consider crucial evidentiary documents, namely a treatment card purportedly issued by the National Tuberculosis Elimination Programme (NTEP), and an investigation report (Annexure-33) drafted/formulated by a private agency, which allegedly recorded statements from local neighbors confirming the ongoing tuberculosis treatment.
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(3 of 3)
(SAMEER JAIN),J
Pooja /5
3 issues framed by the court
Whether the Insurance Ombudsman committed perversity or arbitrariness in rejecting the claims of the Insurance Company based on alleged non-disclosure of pre-existing medical conditions.
Whether the allegedly unsigned NTEP treatment card and ambiguous private investigation report constitute valid evidence of material concealment.
Whether there is a proximate medical nexus between the deceased's cause of death (cardiac arrest) and the alleged concealed condition (tuberculosis).
Bharti Axa Life Insurance Co Ltd.
The Insurance Ombudsman
Kailasho Devi
Sameer Jain
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
