Appellants challenged an order declining compensation from an insurance company. The High Court set aside the earlier order, corrected calculations for monthly annuity and lumpsum based on Supreme Court principles, and granted further relief against the respondents.
Claim allowed with additional amount of 3,47,366/- and 7% interest from 09-10-2017.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
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HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR
S.B. Civil Miscellaneous Appeal No. 428/2018
----Appellants
Versus
----Respondents
For Appellant(s) : Mr. Bhanu Prakash, Adv. For Respondent(s) : Mr. Sagar Jindal, Adv.
(2 of 4)
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HON'BLE MR. JUSTICE UMA SHANKER VYAS
Judgment / Order
06/08/2025
vihykFkhZ@nkosnkjku }kjk ;g vihy fo}ku eksVj nq?kZVuk nkok vf/kdj.k] lhdj }kjk eksVj nq?kZVuk Dyse la[;k 477@2014 esa ikfjr fu.kZ; o vokMZ fnukad 09-10-2017 ls O;fFkr gksdj izLrqr dh] ftlds ek/;e ls 20 o"khZ; vfookfgr erd jkeLo:i dh okgu nq?kZVuk esa eR;q gksus ds ifj.kkeLo:i nkosnkjku dks dqy 6]19]938@& #i;s dk vokMZ 7 izfr'kr okf"kZd C;kt lfgr ikfjr fd;k x;k] ftlesa c<ksrjh fd;s tkus gsrq ;g vihy is'k dh x;h gSA
vkjksfir okgu ds pkyd rFkk Lokeh@izR;FkhZ&jktLFkku jkT; iFk ifjogu fuxe ¼vkxs ^^fuxe^^ dgk tkosxk½ dh vksj ls dksbZ vihy izLrqr ugha dh x;h gSA
vihykFkhZ@nkosnkjku rFkk izR;FkhZ&fuxe ds fo}ku vf/koDrkx.k dh cgl lquh x;h] vfHkys[k dk voyksdu fd;kA
vkjksfir okgu fuxe ds LokfeRo dk gksuk rFkk izR;FkhZ dze&1@pkyd dh ykijokgh ls ;g nq?kZVuk gksuk fooknjfgr gSA
fo}ku vf/koDrk vihykFkhZ dk fuosnu gS fd vk; gkfu dh x.kuk djrs le; erd dh ekrk dh vk;q ds vuqlkj xq.kd yxk;k x;k gS] tcfd ekuuh; loksZPp U;k;ky; ds U;kf;d n"VkUr ljyk oekZ cuke nsgyh VªkaliksVZ dkWiksZjs'ku o vU; ¼2009½ 6 ,l-lh-lh- 121 ds vuqlkj e`rd dh vk;q ds vuqlkj gh xq.kd yxk;k tkuk visf{kr FkkA blh izdkj izfrdj jkf'k dh x.kuk djrs le; 30 fnu dh etnwjh jkf'k dks fopkj eas fy;k tkuk visf{kr Fkk] fdUrq fo}ku vf/kdj.k }kjk mDrkuqlkj x.kuk ugha dh x;h gS] var esa ijEijkxr 'kh"kZd ds en esa Hkh jkf'k vi;kZIr gksuk crkrs gq, dqy izfrdj jkf'k ;Fkksfpr :i ls c<+k;s tkus dk fuosnu fd;kA
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blds foijhr fo}ku vf/koDrk fuxe dk ;g fuosnu gS fd erd ds firk dh fopkj.k vf/kdj.k ds le{k ;kfpdk yafcr jgus ds nkSjku eR;q gks pqdh gS] vr% og dksbZ jkf'k izkIr djus dk vf/kdkjh ugha gSA ;g Hkh fuosnu fd;k fd erd LFkk;h fu;kstu esa ugha Fkk] vr% Hkfo"; esa vk; of) dk ykHk 40 izfr'kr gh fnyk;k tk ldrk gS] fdUrq fo}ku vf/kdj.k }kjk 50 izfr'kr Hkfo"; esa vk; o`f) dk ykHk fnyk;k x;k gS] vUr esa vihy [kkfjt fd;s tkus dk fuosnu fd;kA
ekuuh; loksZPp U;k;ky; ds U;kf;d n"VkUr ljyk oekZ cuke nsgyh VªkaliksVZ dkWiksZjs'ku o vU; ¼iwoksZDr½ esa izfrikfnr O;oLFkk ds vuqlkj erd dh vk;q 20 o"kZ dks ns[krs gq, 18 dk xq.kd yxk;k tkuk U;k;laxr gS] blh izdkj U;kf;d n"Vkar ¼2018½ 1 ,llhlh 746 y{eh/kj uk;d cuke tqxy fd'kksj csgjk] ¼2008½ 12 ,llhlh 165 y{eh nsoh o vU; cuke eksgEen rckj o vU; ,oa 2022 ¼3½ Mh,uts 1160 yhykjke cuke ns'kjkt ds ekeys esa ;g vfHkfu/kkZfjr fd;k x;k gS fd izfrdj dh x.kuk djrs le; 26 fnu dh U;wure etnwjh ds LFkku ij 30 fnu dh etnwjh jkf'k dks fopkj esa fy;k tkuk visf{kr gSA blh izdkj erd LFkk;h fu;kstu esa ugha Fkk] vr% 40 izfr'kr ds fglkc ls Hkfo"; esa vk; o`f) dk ykHk izkIr djus dk vf/kdkjh gSA
pwafd ?kVuk ds le; e`rd vfookfgr Fkk] vr% Lo;a ds thfor jgus ij Lo;a ds [kpsZ ds :i esa 1@2 fgLlk ?kVk;s tkus ij vdq'ky Jfed dh etnwjh nj ds vuqlkj 30 fnu dh etnwjh jkf'k ds fglkc ls izfrdj jkf'k dh x.kuk dh tkos] rks vk; dh gkfu 189x30x12x18x1@2= 6]12]360@& #i;s gksrh gS ftl ij Hkfo"; dh izR;k'kk ds en esa 40 izfr'kr jkf'k 2]44]944@& :i;s tksMs tkus ij ;g jkf'k 8]57]304@& :i;s curh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa 5]74]938@& :i;s fnyk;s x;s gSa] bl izdkj vk; dh gkfu ds en esa vihykFkhZx.k 2]82]366@& :i;s vfrfjDr izkIr djus ds vf/kdkjh gSaA
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tgka rd dalksfVZ;e dh gkfu dk iz'u gS] ekuuh; loksZPp U;k;ky; ds U;kf;d n"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa izfrikfnr fl)kar ds vuqlkj erd ds ekrk&firk gh 40&40 gtkj #i;s vFkkZr dqy 80]000@& #i;s izfrdj izkIr djus ds vf/kdkjh gSA vafre laLdkj o lEink dh gkfu ds en esa Hkh 15&15 gtkj vFkkZr dqy 30]000@& :i;s fnyk;k tkuk mfpr gSA fo}ku vf/kdj.k }kjk mDr ijaijkxr enksa esa ek= 45]000@& #i;s izfrdj jkf'k dk fu/kkZj.k fd;k x;k gS] vr% 65]000@& #i;s bl en esa Hkh c<+ksrjh gksus ;ksX; gSA
mijksDr foospukuqlkj v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr [email protected] 3]47]366@&:i;s i`Fkd ls izkIr djus ds vf/kdkjh gSaA
mijksDr foospukuqlkj vihykFkhZx.k dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 09-10-2017 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr vihykFkhZx.k 3]47]366@&:i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxsA
v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA
(UMA SHANKER VYAS),J
Mittal /38
3 issues framed by the court
Whether the lower court erred in calculating compensation based on 50% deduction from monthly life annuity instead of 40%.
Whether the lumpsum payment for death was correctly calculated considering the number of years deceased person lived with dependents.
Whether the higher court is justified in granting 65,000/- in addition to earlier relief against the insurance company.
Colour shows how this judgement treated each authority
MAGMA V. NANURAMReferred¶37
Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 · Who else cites this
1 provisions across 1 enactments
Bhagwani Devi w/o Late Shri Nanuram
Dharmendra s/o Shri Nanuram
Pooja d/o Shri Nanuram
Roshani d/o Shri Nanuram
Ankit s/o Shri Nanuram
Rajasthan State Transport Corporation
Uma Shanker Vyas
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
