Partly allowed

United India Insurance Co. Ltd. v. Kamruddin Mehrat and Others

Rajasthan HC22 Aug 2025CMA/4218/2016

Case brief

AI extract

What is this about?

Motor accident claim appeals by claimant parents against inadequate compensation award by MACT Beawar. Court recomputed loss of income using 30-day multiplier, applied 40% future prospects and multiplier 18 for the 19-year-old unmarried deceased, enhanced compensation under conventional heads per Supreme Court rulings, and awarded additional Rs.1,26,236 with interest at 7% per annum.

What did the court decide?

Claimants' appeal allowed: additional Rs.1,26,236 compensation plus 7% annual interest; insurer's cross-appeal dismissed.

United India Insurance Co. Ltd. Vs Kamruddin Mehrat… — Motor Accident Claims | Rajasthan HC (2025)

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[2025:RJ-JP:33363]

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HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

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S.B. Civil Miscellaneous Appeal No. 4931/2016

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Kamruddin Mehrat S/o Shri Hajrai Mehrat, aged 45 years

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Smt. Dakha W/o Shri Kamruddin Mehrat, aged 42 years All R/o Rawla Ka Badiya, P.S. Beawer Sadar, Tehsil Beawer, District Ajmer (Rajasthan)

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----Appellants/Claimants

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Versus

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Shahzad S/o Shri Shamsudi Kathat, R/o Village Rawla Ka Badiya, P.S. Beawar Sadar Tehsil Beawar District Ajmer Rajasthan. (Driver of the Tractor Messy Ferguson Red Colour No.RJ-21-RC-1779 (Chassis No.233529, Engine No.78194).

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Bhanwaru Ji S/o Urja Ji R/o Village Lala Ram Ka Badiya Jhak Tehsil Masuda P.S. Beawar Sadar District Ajmer Rajasthan. (Owner of the Tractor Messy Ferguson Red Colour No. RJ-21-RC-1779 (Chassis No.233529, Engine No.78194).

¶10

United India Insurance Company Ltd. Office at Moti Sagar Building Ajmer Road Beawar District Ajmer Divisional Office at Ajmer Raj. Having its Regional Office at Sahara Chambers, Tonk Road, Jaipur. Policy No.1412013113 P 106715891, Dt. 11-1-2014 to 10.01.2015. (Insurer of the Tractor Messy Ferguson Red Colour No.RJ-21-RC-1779 (Chassis No.233529, Engine No.78194).

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----Respondents/Non-Claimants

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Connected With

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S.B. Civil Miscellaneous Appeal No. 4218/2016

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United India Insurance Company Ltd., through Regional Manager, Jaipur Sahara Chamber Tonk Road

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----Appellant/Non-Claimant

[CMA-4931/2016]

[2025:RJ-JP:33363]

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Versus

Kamruddin Mehrat S/o Shri Hajrai Mehrat

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Smt. Dakha W/o Shri Kamruddin Mehrat All R/o Rawla Ka Badia, P.S. Beawer Sadar, Tehsil Beawer, District Ajmer

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----Respondents/Claimants

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Shehjaz S/o Shri Shamsuddin Kathat, R/o Village Rawla Ka Badia, P.S. Beawer Sadar, Tehsil Beawer, District Ajmer at present Driver Tractor Massy Furgusan Red Colour No. RJ21-RC-1779

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Bhanwaru Ji S/o Shri Urja, R/o Village Lalaram Ka Badia Jhak, Tehsil Masuda, PS Beawer Sadar, District Ajmer Registered owner Tractor Massy Furgusan Red Colour No. RJ-21-RC-1779

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----Respondents/Non-Claimants

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For Appellant(s) : Ms. Shreya Khandal, Adv. with Mr. Rishab Kumawat, Adv. for Mr. J.P. Gupta, Adv. For Respondent(s) : Mr. Ram Singh Bhati, Adv.

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HON'BLE MR. JUSTICE CHANDRA PRAKASH SHRIMALI

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Order

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22/08/2025

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vihykFkhZx.k@nkosnkjku de:n~nhu o vU; dh vksj ls vihy S.B. Civil Miscellaneous Appeal No. 4931/2016 rFkk vihykFkhZ&chek daiuh United India Insurance Co Ltd dh vksj ls vihy S.B. Civil Miscellaneous Appeal No. 4218/2016 fo}ku eksVj ;ku nq?kZVuk nkok vf/kdj.k ¼vij ftyk ,oa ls'ku U;k;k/kh'k] la[;k 1½] C;koj }kjk Dyse

[CMA-4931/2016]

[2025:RJ-JP:33363]

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;kfpdk la[;k 218@2014 esa ikfjr fu.kZ; fnukad 12-05-2016 ls O;fFkr gksdj iFkd&iFkd izLrqr dh x;h gSaA

¶35

pwafd mDr nksuksa vihysa ,d gh vkykSP; vkns'k ls O;fFkr gksdj izLrqr dh x;h gSa] ,slh fLFkfr esa mDr nksuksa vihyksa dk fuLrkj.k ,d gh vkns'k ds ek/;e ls fd;k tk jgk gSA

¶36

nksuksa vihyksa ij mHk;i{k dks lquk x;k rFkk i=koyh dk voyksdu fd;k x;kA

¶37

vihykFkhZx.k@nkosnkjku ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g lhfer rdZ jgk gS fd fo}ku vf/kdj.k }kjk e`rd dh vk; 189@& :i;s izfrfnu vo/kkfjr dj 26 fnol ds fglkc ls izfrdj jkf'k dh x.kuk dh gS] tcfd ekuuh; mPpre U;k;ky; }kjk izfrikfnr fl)karksa ds vuqlj.k esa 30 fnol ds fglkc ls x.kuk dh tkuh pkfg, FkhA blds vfrfjDr fo}ku vf/kdj.k us ijEijkxr 'kh"kZd esa Hkh de izfrdj jkf'k fnyk;h gS] izdj.k ds fuLrkj.k ds fy, fopkj.k U;k;ky; ds vfHkys[k dh vko';drk ugh gSA var esa ;Fkksfpr izfrdj jkf'k fnyk;s tkus dk fuosnu fd;kA

¶38

izR;FkhZ&chek daiuh ds fo}ku vfHkHkk"kd us cgl ds nkSjku mijksDr rdksZa ls lger gksuk tkfgj fd;kA

¶39

orZeku izdj.k esa fo}ku vf/kdj.k us erd dks vdq'ky Jfed ekudj vk; gkfu dh x.kuk dh gS] ftlesa dksbZ fookn ugh gSA nq?kZVuk fnukad 11-06-2014 dh gS] ml le; vdq'ky Jfed dh U;wure etnwjh nj 189@& :i;s izfrfnu fu/kkZfjr FkhA ekuuh; loksZPp U;k;ky; ds U;kf;d n"VkUr Laxmidhar Nayak & Ors. Vs. Jugal Kishore Behera & Ors. 2018 (1) SCC 746 rFkk Laxmi Devi & Ors. Vs. Mohammad Tabbar & Anr.

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2008 12 SCC 165 esa izfrikfnr O;oLFkk ds vuqlkj 30 fnu ds ikfjJfed njksa ds vuqlkj izfrdj dh x.kuk gksuk vko';d gSA ,sls esa 189@& :i;s izfrfnu ds fglkc ls 30 fnol dh etnwjh dh x.kuk dh tkos rks ;g 5]670@& :i;s izfrekg laxf.kr gksrh gSA pwafd erd vfookfgr Fkk] vr% mlds O;fDrxr [kpZ dh jkf'k ds :i esa 1@2 Hkkx de fd;s tkus ij mldh ekfld vk; 2]835@& :i;s fu/kkZfjr dh tkrh gSA fo}ku fopkj.k vf/kdj.k }kjk Hkfo"; eas vk; of) ds :i esa 50 izfr'kr dk ykHk fn;k x;k gS] tcfd ekuuh; mPpre U;k;ky; }kjk vo/kkfjr fofu'p; National Insurance Co. Vs Pranay Sethi & ors., (2017) 16 SCC 680 ds vuqlkj 40 izfr'kr Hkfo"; esa vk; of) dk ykHk fn;k tkuk rFkk erd dh 19 o"kZ dh vk;q dks n`f"Vxr j[krs gq, 18 ds xq.kd dk iz;ksx fd;k tkuk U;k;ksfpr izrhr gksrk gSA

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rn~uqlkj vk; gkfu dh x.kuk dh tkos rks ;g jkf'k 2835x12x18=6,12,360@& :i;s laxf.kr gksrh gS rFkk blesa 40 izfr'kr Hkfo"; esa vk; o`f) dk ykHk 2]44]944@& :i;s tksM+s tkus ij ;g jkf'k 8]57]304@& :i;s gksrh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa 7]96]068@& :i;s fnyk;s gSaA vr% vk; gkfu ds en esa 61]236@& :i;s c<ksrjh ;ksX; gSaA

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tgka rd ijEijkxr 'kh"kZd esa izfrdj jkf'k dk iz'u gS] ekuuh; loksZPp U;k;ky; ds U;kf;d n"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds vuqlkj dalksfVZ;e gkfu ds en esa vihykFkhZx.k] tks fd erd ds ekrk&firk gSa] 40&40 gtkj :i;s vFkkZr~ dqy 80]000@& :i;s rFkk vafre laLdkj o lEink dh gkfu ds en esa 15&15 gtkj :i;s vFkkZr mDr enksa esa dqy

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1]10]000@& :i;s izkIr djus ds vf/kdkjh gSa] tcfd vf/kdj.k us mDr enksa esa dsoy 45]000 :i;s gh fnyk;s x;s gSaA vr% mDr enksa esa dqy 65]000@& :i;s c<ksrjh ;ksX; gSaA

¶50

bl izdkj fo}ku vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h x;h gS] mlesa c<ksrjh djrs gq, vihykFkhZ@nkosnkjku dqy 1]26]236@& :i;s vfrfjDr :i ls izkIr djus ds vf/kdkjh gSaA

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mijksDr foospukuqlkj vihykFkhZx.k@nkosnkjku de:n~nhu o vU; dh vksj ls vihy S.B. Civil Miscellaneous Appeal No. 4931/2016 vkaf'kd :i ls Lohdkj dh tkrh gS rFkk vihykFkhZ&chek daiuh United India Insurance Co Ltd dh vksj ls vihy S.B. Civil Miscellaneous Appeal No. 4218/2016 vLohdkj dj [kkfjt dh tkrh gS rFkk fo}ku eksVj ;ku nq?kZVuk nkok vf/kdj.k ¼vij ftyk ,oa ls'ku U;k;k/kh'k] la[;k 1½] C;koj }kjk Dyse ;kfpdk la[;k 218@2014 esa ikfjr fu.kZ; fnukad 12-05-2016 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk tks izfrdj jkf'k vihykFkhZx.k dks fnyok;h x;h gS] mlds vfrfjDr vihykFkhZx.k 1]26]236@& :i;s izkIr djus ds vf/kdkjh gksaxs rFkk vihykFkhZx.k mDr c<+h gqbZ jkf'k ij ;kfpdk izLrqr djus dh fnukad ls olwyh dh fnukad rd 07 izfr'kr okf"kZd lk/kkj.k C;kt nj ls C;kt Hkh izkIr djus ds vf/kdkjh gksaxsA vihyk/khu vkns'k dh 'ks"k 'krsaZ ;Fkkor jgsaxhA

¶52

fo}ku vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS] rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA

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(CHANDRA PRAKASH SHRIMALI),J

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MANISH SAINI /39-40

United India Insurance Co. Ltd. v. Kamruddin Mehrat and Others

Case brief

What is this about?

What did the court decide?

United India Insurance Co. Ltd. v. Kamruddin Mehrat and Others

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

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