High Court quashed Life Insurance Corporation cobranche order denying claim, holding driver invoked protection clause and claimants represented only journey during Casualty period, hence no liability on insurer.
Sickness under the Act is invoked as the deceased's claim against the insurer is dismissed.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
[2024:RJ-JP:35956]
HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR
S.B. Civil Miscellaneous Appeal No. 4079/2017
----Appellants
Versus
----Respondents
HON'BLE MR. JUSTICE UMA SHANKER VYAS
Judgment / Order
28/08/2024
vihykFkhZx.k okgu Lokeh o pkyd dh vksj ls ;g vihy eksVj nq?kZVuk nkok vf/kdj.k lhdj ds }kjk eksVj nq?kZVuk okn izdj.k la[;k 741@2013 esa ikfjr fu.kZ; o vokMZ fnukad 12-05-2017 ls O;fFkr gksdj is'k dh gSA
e`rd eukst dh ekrk ijes'ojh }kjk vf/kdj.k esa Dyse ;kfpdk izLrqr dj vfHkdfFkr fd;k x;k fd fnukad
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22-08-2011 dks 'kke ds 8-00 cts mldk iq= eukst efgiky dh ckjkr esa ckjkrh ds :i esa VªsDVj uacj RJ23 RA 5974 (ftls vkxs vkjksfir okgu dgk tk,xk) esa lokj gksdj ?kVukLFky ls tk jgk Fkk] rc VªsDVj ds pkyd egsUnz dqekj us VªsDVj dks rst xfr o ykijokgh ls pykrs gq, vpkud VªsDVj ds czsd yxk;s] ftlls erd eukst uhps fxj x;k rFkk VªsDVj dk Vk;j mlds Åij ls fudyus ls nkSjkus bZykt mldh eR; gks x;hA
fo}ku vf/kdj.k }kjk fnukad 24-11-2015 dks fu.kZ; ds ek/;e ls chek daiuh dks vius nkf;Ro ls eqDr djrs gq, vkjksfir okgu ds Lokeh o pkyd vFkkZr~ vihykFkhZx.k ds fo:) ;g Dyse ;kfpdk Lohdkj djrs gq, 2]79]310@& :i;s dk izfrdj 7 izfr'kr okf"kZd C;kt lfgr fnyk;s tkus dk vkns'k fn;k x;k] ysfdu mlds fo:) vihykFkhZx.k dh vksj ls vihy izLrqr gksus ij ,dyihB flfoy fofo/k vihy la[;k 1475@2016 esa ikfjr vkns'k fnukad 05-05-2016 ds ek/;e ls iwoZorhZ fu.kZ; fnukad 24-11-2015 dks vikLr djrs gq, fook|d la[;k 1 o 3 ds laca/k esa u;s fljs ls lquokbZ djrs gq, fu.kZ; ikfjr djus dk vkns'k ikfjr fd;kA ftl ij vihyk/khu vkns'k ds ek/;e ls bu nksuksa fook|dksa ij iwoZorhZ fu"d"kZ o fu.kZ; dks iq"V djrs gq, vihyk/khu vkns'k fnukad 12-05-2017 dks ikfjr fd;k] ftlls O;fFkr gksdj vihykFkhZx.k dh vksj ls ;g vihy izLrqr dh x;h gSA
fo}ku vf/koDrk vihykFkhZx.k dk fuosnu gS fd dkfjr nq?kZVuk esa vkjksfir okgu ds pkyd dh dksbZ ykijokgh ugh
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Fkh] fodYi esa ;g Hkh fuosnu fd;k fd vkjksfir okgu rRle; ,DV vkWuyh ikWfylh ds rgr chfer FkkA vr% ,slh fLFkfr esa vihykFkhZx.k dk dksbZ nkf;Ro ugh curk gSA var esa vihyk/khu fu.kZ; o vokMZ vikLr fd;s tkus dk fuosnu fd;kA
nkosnkjksa dh vksj ls uksfVl rkehy ds ckotwn dksbZ mifLFkfr ugh nh x;hA
fo}ku vf/koDrk izR;FkhZ&chek daiuh dh vksj ls fuosnu fd;k x;k fd ?kVuk ds le; ,DV vkWuyh ikWfylh ds rgr okgu chfer Fkk] okgu esa lokj@vkWD;wisaV dk dksbZ izhfe;e chek daiuh }kjk ugh fy;k x;k Fkk] erd rrh; i{kdkj ugh gksdj vkWD;wisaV dh Js.kh esa vkrk gS] ftlds fy, chek daiuh dk dksbZ nkf;Ro ugh gSA
xokg ,-MCY;w&1 erd dh ekrk gS] tks izR;{kn'khZ xokg ugh gS] ijUrq xokg ,-MCY;w&2 jkds'k erd dk HkkbZ gS rFkk mlus izR;{kn'khZ xokg ds :i esa ijhf{kr gksrs gq, dFku fd;k gS fd nq?kZVuk ds le; og vius HkkbZ erd ds lkFk ckjkrh ds :i esa VªsDVj ij lokj Fkk] VªsDVj ds pkyd us ykijokgh ls okgu dks pykrs gq, vpkud cszd yxk;k] ftlls erd mNydj uhps fxj x;k vkSj mlds Åij ls VªsDVj fudy tkus ls mldh e`R;q gqbZA
xokg ,-MCY;w&2 jkds'k ls foLr`r izfrijh{kk dh x;h gS] ijUrq mldh lk{; dk dksbZ [k.Mu ugh gqvk gSA miyC/k vfHkys[k ds vuqlkj bl ?kVuk esa vkjksfir okgu ds pkyd dh ykijokgh o mrkoykiu izekf.kr gSA miyC/k lkexzh ds vuqlkj vkjksfir okgu rRle; ,DV vkWuyh ikWfylh ds rgr gh
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chfer Fkk vkSj mlesa fdlh Hkh lokjh ;k vuqxzgh lokjh dk dksbZ chek izhfe;e ugh fy;k x;k FkkA vr% chek daiuh dks bl izfrdj ds fy, nkf;Rok/khu ugh ekuk tk ldrk gSA izfrdj dh vnk;xh ds fy, okgu Lokeh rFkk okgu pkyd gh la;qDr vFkok iFkd&iFkd :i ls nkf;Rok/khu gSaA
mijksDr foospukuqlkj fo}ku vf/koDrk vihykFkhZx.k }kjk fy;s x;s rdZ Lohdkj fd;s tkus ;ksX; ugh gSaA vr% ,slh fLFkfr esa vihyk/khu fu.kZ; iq"V gksus rFkk ;g vihy [kkfjt gksus ;ksX; gSA
mijksDrkuqlkj izLrqr vihy [kkfjt dh tkrh gSA LFkxu izkFkZuk i= Hkh mDr izdkj ls vLohdkj fd;k tkrk gSA
v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks fu.kZ; dh izfr ds lkFk vfoyEc ykSVk;k tkosA
(UMA SHANKER VYAS),J
MANISH SAINI /61
2 issues framed by the court
Whether the claimants are entitled to compensation considering the deceased was carrying the vehicle at the time of accident and was a guest of the driver.
Whether the accident occurred while the vehicle was in the same continuous chain of events as the main accident.
Shreechand S/o Shri Tejaram
Mahendra Kumar S/o Shri Mohan Lal
Parmeshwari Devi W/o Late Shri Todaram
United India Assurance Company Limited
UMA SHANKER VYAS
MANISH SAINI
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
