Allowed

Smt Mamta Saini and Ors. v. Navratan Kumawat and Anr.

Rajasthan HC20 Sept 2023CMA/3003/2018

Case brief

AI extract

What is this about?

The High Court restored the claim of two minor children for loss of consortium. Having found the insurance company liable for death of the husband, the Court allowed additional compensation to the children alongside the mother's claim, bringing the total to 15,04,500/-.

What did the court decide?

Additional compensation of 80,000/- awarded for loss of consortium to two minor children; total compensation fixed at 15,04,500/-

Smt Mamta Saini and Ors. Vs Navratan Kumawat and Anr. — Insurance | Rajasthan HC (2023)

¶1

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶2

S.B. Civil Miscellaneous Appeal No. 3003/2018

¶3

Smt. Mamta Saini W/o Late Anil Kumar Saini

¶4

Tanu Saini D/o Late Anil Kumar Saini

¶5

Jatin Saini S/o Anil Kumar Saini, Appellant No. 2 And 3 Are Minor Through Their Natural Guardian And Mother Smt. Mamta Saini W/o Late Anil Kumar Saini, R/o A-18, Path No. 7, Jamna Nagar, Sushilpura, Ajmer Road, Sodala, Ward No. 21, Jaipur

¶6

----Appellants

¶7

Versus

¶8

Navratan Kumawat S/o Shri Ramavtar Kumawat, R/o E- 630, Lal Kothi Yojana, Ward No. 16, Thana Jyoti Nagar, Jaipur Driver And Owner

¶9

Bajaj Allianz General Insurance Company Limited Through Manager, Regional Office, 12-A, Ashok Marg, C-Scheme, Jaipur Insurance Company

¶10

----Respondents

¶11

For Appellant(s) : Mr. Buddhi Prakash Sharma for Mr. Ram Sharan Sharma For Respondent(s) : Mr. C.S.Jodha (R.No.2)

¶12

HON'BLE MRS. JUSTICE SHUBHA MEHTA

¶13

Order

¶14

20/09/2023

¶15

vihykFkhZx.k&nkosnkj dh vksj ls ;g vihy fo}ku U;k;k/kh'k fizafVax ,oa LVs'kujh xcu izdj.k ,oa eksVj nq?kZVuk nkok U;k;kf/kdj.k] t;iqj ftyk t;iqj ¼ftls vkxs vf/kdj.k ls lEcksf/kr fd;k tk,xk½ }kjk izdj.k la[;k& 398@2017 esa ikfjr fu.kZ; ,oa vokMZ fnukad 23-02-2018 ] ftlds ek/;e ls vihykFkhZx.k&nkosnkj ds i{k esa dqy {kfriwfrZ jkf'k 14]24]500@& :i;s dk iapkV ikfjr fd;k x;k] ls O;fFkr gksdj ,oa mDr {kfriwfrZ jkf'k esa o`f) fd, tkus ds lEcU/k esa izLrqr dh xbZ gSA

¶16

[CMA-3003/2018]

¶17

(2 of 4)

¶18

la{ksi esa izdj.k dh rF;kRed fLFkfr ds vuqlkj fnukad 04-11-2015 dks vfuy dqekj lSuh ds eksVjlkbZfdy ij lokj gksdj tkrs gq, ds nkSjku jkLrs esa eq[; lM+d vtesj jksM ij ihNs ls vkrh gqbZ dkj ds pkyd }kjk viuk okgu rst o ykijokghiwoZd pykrs gq, VDdj ekjus ds ifj.kkeLo:i mDr O;fDr vfuy dqekj lSuh dh eR;q gksus ij erd ds vkfJrx.k ¼vihykFkhZx.k½ dh vksj ls fo}ku vf/kdj.k esa Dyse izkFkZuk i= izLrqr dj fofHkUu enksa esa {kfriwfrZ jkf'k fnyk, tkus dh izkFkZuk dh xbZA foi{kh dh vksj ls tokc izLrqr fd;k x;kA fo}ku vf/kdj.k }kjk i{kdkjksa ds vfHkopuksa ds vk/kkj ij fook|d fojfpr fd;s x;sA i{kdkjksa dh lk{; ys[kc) dh xbZA rRi'pkr fo}ku vf/kdj.k }kjk nksuksa i{kksa ds rdZ lquus ,oa i=koyh ij miyC/k ekSf[kd ,oa nLrkosth lk{; ds vk/kkj ij vkyksP; fu.kZ; }kjk vihykFkhZx.k dks {kfriwfrZ jkf'k 14]24]500@& :i;s e; C;kt fnykbZ xbZ] ftlesa o`f) fd;s tkus gsrq vihykFkhZx.k&nkosnkj dh vksj ls ;g vihy izLrqr dh xbZ gSA

¶19

cgl lquh xbZA fo}ku vf/koDrk vihykFkhZx.k dk rdZ gS fd os dsoy ,d gh vk/kkj ij fo}ku vf/kdj.k ds fu.kZ; dks pqukSrh ns jgs gSa ,oa og ;g gS fd fo}ku vf/kdj.k us laxfr] Lusg ,oa lkgp;Z dh gkfu (Loss of Consortium) esa dsoy erd dh iRuh dks 4 0000@& :i;s dh jkf'k fnykbZ gS tcfd erd ij mldh iRuh ds vfrfjDr vihykFkhZ la[;k&2 ,oa 3 mldh lUrkusa iq= ,oa iq=h Hkh vkfJr FksA vr% bl en esa ;g jkf'k 40000@&:i;s izR;sd ds fglkc ls dqy 1]20]000@& :i;s gksuh pkfg,A

¶20

mudk rdZ gS fd blds vfrfjDr os fdlh Hkh vU; en esa fnykbZ xbZ {kfriwfrZ jkf'k ,oa vf/kdj.k ds fu.kZ; dks pqukSrh ugha ns jgs gSaA

¶21

fo}ku vf/koDrk vihykFkhZx.k&nkosnkj us vius mDr rdksZ ds leFkZu esa fuEu U;kf;d fofu'p; izLrqr fd;s ,oa buesa izfrikfnr fl)kUr ds vuqlkj {kfriwfrZ jkf'k c<+k, tkus ,oa izkFkZuk&i= izLrqfr ls C;kt fnyk, tkus dh izkFkZuk dhA

¶22

1- National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. (2017) 16 SCC 680

¶23

2- New India Assurance Co. Ltd. Vs. Somwati & Ors. (2020) 9 SCC 644

¶24

3- Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130

¶25

4- United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder

¶26

[CMA-3003/2018]

¶27

(3 of 4)

¶28

(2020) Supreme Court (SC) 425

¶29

izR;FkhZx.k dh vksj ls mDr rdksZa dk fojks/k djrs gq, vihy fujLr djus dk fuosnu fd;k x;kA

¶30

mHk; i{kksa ds fo}ku vf/koDrkx.k ds rdksZa ij euu fd;kA vkykSP; fu.kZ; ,oa izLrqr U;kf;d fofuf'p;ksa dk /;kuiwoZd v/;;u fd;k x;kA

¶31

ikjEifjd en (Conventional Heads)

¶32

ekuuh; loksZPp U;k;ky; }kjk U;kf;d fofuf'p;ksa United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder (2020) Supreme Court (SC) 425, New India Assurance Co. Ltd. Vs. Somwati & Ors. (2020) 9 SCC 644 & Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikjEifjd enksa dks ifjHkkf"kr djrs gq, mlesa {kfriwfrZ jkf'k fnykbZ xbZ gSA

¶33

orZeku izdj.k esa fo}ku vf/kdj.k }kjk dsoy erd dh iRuh dks vius thoulkFkh dh laxfr] Lusg ,oa lkgp;Z (Spousal Consortium) ds :i esa 40]000@& :i;s dh jkf'k fnyokbZ gSaA erd ds nks iq=ksa dks vius firk dh laxfr] Lusg ,oa lkgp;Z (Parental Consortium) ds :i esa dksbZ jkf'k ugha fnyokbZ gS] tks gekjs fopkj ls mDr U;kf;d fofu'p;ksa ds izdk'k esa fnyk;k tkuk tkuk mfpr gSA

¶34

vr% mi;qZDr U;kf;d fofuf'p;ksa dh jks'kuh esa mDr jkf'k ds vfrfjDr e`rd ds nksuksa iq=ksa dks vius firk dh laxfr] Lusg ,oa lkgp;Z (Parental Consortium) ds :i esa izR;sd dks 40000@& :i;s (40,000x2=80,000) :i;s dqy 80]000@&:i;s dh {kfriwfrZ jkf'k bl en esa vkSj fnyk;k tkuk mfpr gSA

¶35

vr% fo}ku vf/kdj.k }kjk bl en esa fnykbZ xbZ dqy jkf'k 80]500@& :i;s dh jkf'k esa 80]000@& :i;s dh o`f) djrs gq, bl U;k;ky; }kjk 1]60]500@& :i;s dh jkf'k fnyk;k tkuk mfpr gSA

¶36

bl izdkj fo}ku vf/kdj.k }kjk vihykFkhZx.k&nkosnkj dks fnykbZ xbZ {kfriwfrZ jkf'k esa mi;ZqDrkuqlkj o`f) djrs gq, fuEukuqlkj {kfriwfrZ jkf'k dk fu/kkZj.k fd;k tkrk gSA

{kfriwfrZ jkf'k

Ø-laen

[CMA-3003/2018]

(4 of 4)

1- vk; dh {kfr dh {kfriwfrZ jkf'k 13,44,000/2ikjEifjd en dh jkf'k 1,60,500/31344000+160500= dqy {kfriwfrZ jkf'k 15,04,500/-

¶42

ifj.kker% fo}ku vf/kdj.k }kjk vihykFkhZx.k&nkosnkj dks fnykbZ xbZ {kfriwfrZ jkf'k 14]24]500@& :i;s esa mi;qZDrkuqlkj 80]000@& :i;s dh o`f) djrs gq, djrs gq, bl U;k;ky; }kjk vihykFkhZx.k&nkosnkj ds i{k esa dqy {kfriwfrZ jkf'k 15]04]500@& :i;s dk iapkV ikfjr fd;k tkrk gSA vihykFkhZx.k }kjk iwoZ esa izkIr dh xbZ jkf'k dqy {kfriwfrZ jkf'k esa lek;ksftr gksxhA

¶43

tgkWa rd C;kt dk iz'u gS] ekuuh; loksZPp U;k;ky; ds mi;qZDr U;kf;d fofu'p;ksa esa izfrikfnr fl)kUrksa dh jks'kuh esa c<+h gqbZ {kfriwfrZ jkf'k ij C;kt nj] C;kt izkIr djus dh frfFk rFkk {kfriwfrZ jkf'k ds vkuqifrd forj.k ds dze esa leLr 'krZsa fo}ku vf/kdj.k ds vkns'kkuqlkj izHkkoh ,oa ;Fkkor jgsaxhA

¶44

mi;qZDrkuqlkj vihy fuLrkfjr dh tkrh gSA rnuqlkj yafcr izkFkZuk i=] ;fn dksbZ gks] fuLrkfjr fd;s tkrs gSaA

¶45

(SHUBHA MEHTA),J

¶46

AJAY KUMAR SINGHAL /33

Smt Mamta Saini and Ors. v. Navratan Kumawat and Anr.

Case brief

What is this about?

What did the court decide?

Smt Mamta Saini and Ors. v. Navratan Kumawat and Anr.

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Parties & counsel

Coram

Case details

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