Allowed

Oriental Insurance Co. Ltd. v. Smt Manju Devi and Others

Rajasthan HC12 Dec 2023CMA/2921/2013

Case brief

AI extract

What is this about?

The High Court enhanced the insurance claim amount payable to the claimants from Rs. 4,77,000 to Rs. 8,34,800. This included a 40% increase on the sum insured due to the driver's age and specific enhancements for old age and infant/mother death benefits, rejecting the insurer's license-related defense.

What did the court decide?

Insurance claim enhanced from Rs. 4,77,000 to Rs. 8,34,800; policy quashed as insurer cannot defend claim on lack of license when premium paid for other coverage.

Oriental Insurance Co. Ltd. Vs Smt Manju Devi and Others — Consumer Protection | Rajasthan HC (2023)

¶1

[2023:RJ-JP:33276]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶3

S.B. Civil Miscellaneous Appeal No. 2921/2013

¶4

The Oriental Insurance Company Ltd., Branch Manager, Beawar Having It's Regional Office At III^rd Floor Anand Bhawan, Sansarchandra Road, Jaipur, Through It's Consituted Attorney.

¶5

----Non-Claimant-Appellant

¶6

Versus

¶7

Smt. Manju Devi W/o Late Shri Kanhaiya Lal Alias Kanharam, Aged About 34 Years, R/o Village And Post Dhani Boraj, Tehsil Fulera, Distt. Jaipur.

¶8

Kumari Meena D/o Late Shri Kanhaiya Lal Alias Kanharam, Aged About 17 Years, R/o Village And Post Dhani Boraj, Tehsil Fulera, Distt. Jaipur.

¶9

Kumari Seema D/o Late Shri Kanhaiya Lal Alias Kanharam, Aged About 15 Years, R/o Village And Post Dhani Boraj, Tehsil Fulera, Distt. Jaipur.

¶10

Kumari Kiran D/o Late Shri Kanhaiya Lal Alias Kanharam, Aged About 13 Years, R/o Village And Post Dhani Boraj, Tehsil Fulera, Distt. Jaipur.

¶11

Krishna Gopal Alias Kishan S/o Late Shri Kanhaiya Lal Alias Kanharam, Aged About 10 Years, R/o Village And Post Dhani Boraj, Tehsil Fulera, Distt. Jaipur.

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(Claimants No. 2 to 5 All Minors Through Natural Guardian And Mother Smt. Manju Devi W/o Late Shri Kanhaiya Lal Alias Kanharam)

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Shri Heera Lal S/o Late Shri Ram Lal, Age About 60 Years, Father of Late Shri Kanhaiya Lal Alias Kanharam.

¶14

Smt. Nathi Devi W/o Shri Heera Lal, Age About 53 Years, Mother of Late Shri Kanhaiya Lal Alias Kanharam.

¶15

----Claimants-Respondents

¶16

1. Gopichand Deengra And Sons, 1/43, Shivaji Nagar, Gurgoan. (Owner of Truck No. HR-55-A-3052)

¶17

Iqbal S/o Shri Shahabuddin, Through Gopichand Deengra And Sons, 1/43, Shivaji Nagar, Gurgoan. (Driver of Truck No. HR-55-A3052)

¶18

----Non-Claimants-Respondents

(2 of 11)

[2023:RJ-JP:33276]

[CMA-2921/2013]

Connected With

S.B. Civil Miscellaneous Appeal No. 3310/2013

¶24

Smt. Manju Devi W/o Late Shri Kanhaiya Lal @ Kanha Ram, Aged 39 Years, R/o Mukam Post Dhani Boraj, Tehsil Phulera, District Jaipur.

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Kumari Meena D/o Late Shri Kanhaiya Lal @ Kanha Ram, Aged 22 Years, R/o Mukam Post Dhani Boraj, Tehsil Phulera, District Jaipur.

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Kumari Seema D/o Late Shri Kanhaiya Lal @ Kanha Ram, Aged 20 Years, R/o Mukam Post Dhani Boraj, Tehsil Phulera, District Jaipur.

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Kumari Kiran D/o Late Shri Kanhaiya Lal @ Kanha Ram, Aged 18 Years, R/o Mukam Post Dhani Boraj, Tehsil Phulera, District Jaipur.

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Krishna Gopal Alias Kishan S/o Late Shri Kanhaiya Lal @ Kanha Ram, Aged 15 Years, R/o Mukam Post Dhani Boraj, Tehsil Phulera, District Jaipur.

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(Claimants No. 2 to 5 All Minors Through Their Mother And Natural Guardian Smt. Manju Devi W/o Late Shri Kanhaiya Lal @ Kanha Ram)

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----Appellants

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Versus

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Gopi Chand Dhingra & Sons 1/43, Shivaji Nagar, Gurgoan. (Owner Truck No. HR55-A-3052)

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Iqbal S/o Shri Shahabuddin, Through Gopichand Dhingra And Sons, 1/43, Shivaji Nagar, Gurgoan. (Driver)

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Oriental Insurance Company Limited Anand Bhawan, Sansar Chandra Road, Jaipur (Insurance Company) ----Non-Claimants-Respondents

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Shri Heera Lal S/o Late Shri Ram Lal, Age About 65 Years, Father of Late Shri Kanhaiya Lal Alias Kanha Ram, R/o Mukam Post Dhani Boraj, Tehsil Phulera, District Jaipur.

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Smt. Nathi Devi W/o Shri Kanhaiya Lal, Aged 58 Years, Mother Late Shri Kanhaiya Lal @ Kanha Ram, R/o Mukam Post Dhani Boraj, Tehsil Phulera, District Jaipur.

¶37

----Proforma Respondents

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[CMA-2921/2013]

For Appellant(s)	: Mr. Tripurari Sharma (In S.B.C.M.A.
	No. 2921/2013)
For Respondent(s)	: Mr. Ram Sharan Sharma (In
	S.B.C.M.A. No. 2921/2013)

¶42

HON'BLE MR. JUSTICE ASHUTOSH KUMAR

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Order

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DATE OF RESERVED	::	22/08/2023
DATE OF PRONOUNCEMENT	::	12/12/2023

¶45

1- vihykaV@chek daiuh dh vksj ls izLrqr vihy la[;k&2921@2013 ,oa [email protected] dh vksj ls izLrqr vihy la[;k&3310@2013] nksuksa nhokuh fofo/k vihysa /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; vij ftyk ,oa ls'ku U;k;k/kh'k Øe&4 ,oa eksVj nq?kZVuk okn U;k;kf/kdj.k] t;iqj ftyk] t;iqj ¼ftls vkxs ^vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&291@2013] ¼848@2008½ Jherh eatw nsoh o vU; cuke xksihpan <haxjk o vU; esa ikfjr fu.kZ; fnukad 04-07-2013 ¼ftls vkxs vk{ksfir fu.kZ; ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA ftudk fuLrkj.k lqfo/kk dh n`f"V ls bl ,d fu.kZ; ds }kjk fd;k tk jgk gSA

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2- [email protected] }kjk vf/kdj.k ds le{k] dUgS;kyky mQZ dkUgkjke dh eksVj okgu nq?kZVuk esa e`R;q gks tkus ds QyLo:i dqy 45]00]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA vf/kdj.k }kjk mDr Dyse ;kfpdk esa ;kphx.k dks dqy 4]77]000@& #i;s dh {kfriwfrZ jkf’k e; C;kt 6 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj vihykaV chek daiuh dh vksj ls vihy la[;k&2921@2013 vf/kdj.k ds vkns'k dks fujLr djokus gsrq izLrqr dh x;h gS rFkk [email protected] }kjk fo}ku vf/kdj.k

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ds mDr vkns’k ls O;fFkr gksdj vihy la[;k&3310@2013 vf/kdj.k }kjk ikfjr {kfriwfrZ jkf’k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA

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3- vihy la[;k&2921@2013 ds laca/k esa nkSjkus cgl fo}ku vf/koDrk vihykaV chek dEiuh dk rdZ jgk gS fd gLrxr ekeys esa iz'uxr okgu pkyd ds ikl okgu dks pykus dk oS/k o izHkkoh MªkbZfoax ykbZlsal ekStwn ugha FkkA fo}ku vf/koDrk chek dEiuh dh vksj ls vkj-Vh-vks- vkxjk ds dk;kZy; ls fjdkWMZ ryc dj xokg ds c;ku djok;s x;s gSa] ftlls lkfcr gqvk gS fd iz'uxr okgu pkyd dk tks ykbZlsal vf/kdj.k ds le{k izLrqr fd;k x;k Fkk] og QthZ FkkA vkj-Vh-vks- dk;kZy; vkxjk ls iz'uxr okgu pkyd bdcky ds uke ls dksbZ ykbZlsal tkjh ugha fd;k x;k FkkA fo}ku vf/koDrk chek dEiuh dk ,d rdZ ;g Hkh jgk gS fd bl ekeys esa iz'uxr okgu Lokeh dks iz'uxr okgu pkyd dk MªkbZfoax ykbZlsal izLrqr fd;s tkus gsrq uksfVl tkjh fd;k x;k Fkk] fdUrq uksfVl dk dksbZ tokc muds }kjk izLrqr ugha fd;kA ,slh fLFkfr esa iz'uxr okgu pkyd ds ikl oS/k o izHkkoh MªkbZfoax ykbZlsal ugha gksus ds dkj.k chek dEiuh bl ekeys esa {kfriwfrZ vnk;xh dh ftEesnkj ugha gSA fdUrq fo}ku vf/kdj.k us {kfriwfrZ vnk;xh dk nkf;Ro chek dEiuh ij Mkyrs gq, Hkwy dkfjr dh gSA vr% mijksDr vk/kkjksa ij vihykaV chek dEiuh dh vksj ls izLrqr vihy Lohdkj dh tkdj vf/kdj.k ds vk{ksfir fu.kZ; dks vikLr fd;s tkus dh izkFkZuk dh x;hA vius rdkZsa ds leFkZu esa fo}ku vf/koDrk chek dEiuh dh vksj ls U;k;ky; dk /;ku fuEu U;kf;d n`"Vkarksa dh vksj vkdf"kZr fd;k x;k %&

¶52

United India Insurance Co. Ltd. V. Gian Chand And Others : 1998(1) T.A.C. 36 (S.C.)

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National Insurance Co. Ltd. V. Kaushalaya Devi And Others : 2008 ACJ 2144

¶54

4- blds foijhr fo}ku vf/koDrk [email protected] dk rdZ jgk gS fd okgu Lokeh dk dsoy ;g nkf;Ro gksrk gS fd og bl ckr ls larq"V gks tk, fd okgu pkyd dk okgu pykuk vkrk gSA okgu Lokeh dk ;g nkf;Ro ugha gS fd ifjogu dk;kZy; tkdj ;g irk djrs fQjsa fd mlds

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okgu pkyd ds ikl okgu dks pykus dk oS/k o izHkkoh ykbZlsal gS ;k ughaA bl izdkj fo}ku vf/kdj.k }kjk chek dEiuh ij {kfriwfrZ vnk;xh dk tks nkf;Ro Mkyk x;k gS] mlesa gLr{ksi fd dksbZ xqatkbZ'k ugha gSA vr% mijksDr rdksaZ ds vk/kkj ij chek dEiuh dh vksj ls lafLFkr dh xbZ vihy dks [kkfjt fd;s tkus dh izkFkZuk dh xbZA vius rdksZa ds leFkZu esa fo}ku vf/koDrk [email protected] vksj ls U;k;ky; dk /;ku U;kf;d n`"Vkar Rishi Pal Singh Vs. New India Assurance Co. Ltd. & Ors. : 2022 LiveLaw (SC) 646 dh vksj vkdf"kZr fd;k x;kA

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5- vihy la[;k&3310@2013 ds laca/k esa nkSjkus cgl fo}ku vf/koDrk [email protected] dk rdZ jgk gS fd oDr ?kVuk erd edku ds fuekZ.k dk Bsdsnkjh dk dk;Z dj 10&12 gtkj #i;s izfrekg vk; vftZr djrk FkkA fdUrq vf/kdj.k us erd dh vk; dsoyek= 100@& #i;s izfrfnu] rn~uqlkj 3]000@& #i;s ekfld vk; ekudj =qfV dkfjr dh gSA fo}ku vf/koDrk [email protected] dk ;g Hkh rdZ jgk gS fd erd dh fu/kkZfjr ekfld vk; esa Hkfo"; esa gksus okyh vk; dh dksbZ c<+ksrjh ugha dh xbZ gSA oDr ?kVuk erd dh 38 o"kZ dh vk;q dks n`f"Vxr j[krs gq, mldh vk; esa 40 izfr'kr dh c<+ksrjh dh tkosA fo}ku vf/koDrk [email protected] dk ;g Hkh rdZ jgk gS fd vf/kdj.k }kjk dalksfVZ;e dh en esa] lEink dh gkfu ds en esa rFkk vafre laLdkj vkfn enksa esa Hkh vR;f/kd de jkf'k fnyokbZ xbZ gS] ftuesa c<+ksrjh dh tkosA mijksDr vk/kkjkas ij [email protected] dh vksj ls izLrqr vihy Lohdkj dh tkdj vf/kdj.k }kjk ikfjr fu.kZ; dks la'kksf/kr fd;k tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA

¶60

6- blds foijhr fo}ku vf/koDrk chek dEiuh dk rdZ jgk gS fd erd ds firk dks erd ij vkfJr gksuk ugha ekuk tk ldrkA ,slh fLFkfr esa e`rd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@4 Hkkx dh dVkSrh dh tkuh pkfg, FkhA vU; {kfriwfrZ jkf'k vf/kdj.k }kjk lgh fnyokbZ xbZ gS] ftlesa gLr{ksi dh dksbZ xqatkbZ'k ugha gSA mijksDr rdksZa ds vk/kkj ij

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[email protected] dh vksj ls lafLFkr dh xbZ vihy dks [kkfjt fd;s tkus dh izkFkZuk dh xbZA

¶65

7- nksuksa i{kksa dh cgl lquh x;hA vihy i=kofy;ksa o vf/kdj.k ds vfHkys[k dk voyksdu fd;k x;kA

¶66

8- mijksDr nksuksa vihyksa dk iFkd&iFkd fuEu izdkj ls fuLrkj.k fd;k tk jgk gSA

¶67

vihy l[;ka &2921@2013 %&

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9- tgka rd chek dEiuh dh vksj ls yh xbZ ;g vkifŸk fd iz'uxr okgu pkyd ds ikl oDr ?kVuk iz'uxr okgu dks pykus dk oS/k o izHkkoh MªkbZfoax ykbZlsal ugha gksus dk iz'u gS] bl laca/k esa iz'uxr okgu pkyd ds MªkbZfoax ykbZlsal dks nkokdrkZx.k dh vksj ls iznf'kZr ugha djok;k x;k gSA iz'uxr okgu pkyd ds ikl oDr ?kVuk oS/k o izHkkoh MªkbZfoax ykbZlsal ugha Fkk] ;g vkifŸk chek dEiuh dh vksj ls yh xbZ gSA okgu Lokeh o okgu pkyd nksuksa gh fo}ku vf/kdj.k ds le{k ckotwn rkehy mifLFkr ugha gq, gSa] ftuds fo#) ,di{kh; dk;Zokgh vey esa ykbZ xbZ gSA chek dEiuh dh vksj ls iz'uxr okgu pkyd o okgu Lokeh dks MªkbZfoax ykbZlsal is'k djus dk uksfVl izn'kZ&9 mlh irs ij tkjh fd;k x;k tks irk Dyse ;kfpdk esa vafdr fd;k x;k gSA chek dEiuh dh vksj ls iz'uxr okgu pkyd bdcky iq= lkgcq)hu ds dfFkr MªkbZfoax ykbZlsal uEcj&4800@,th@07 dk osfjfQds'ku djok;k x;k gSA ftlds osfjfQds'ku ds fy, chek dEiuh us izeksn yokfu;ka dks fu;qDr fd;k gSA izeksn yokfu;ka ,u-,-MCY;w&1 ds :i esa vf/kdj.k ds le{k ijhf{kr gqvk gSA bl lk{kh dk c;ku jgk gS fd mlus iz'uxr okgu pkyd bdcky ds MªkbZfoax ykbZlsal ds ckcr~ viuh fjiksVZ rS;kj dh Fkh tks izn'kZ ,u-,-&1 gSA ftlds vuqlkj iz'uxr okgu pkyd ds MªkbZfoax dks ykbZlsaflax vFkkWfjVh] vkxjk us QthZ gksuk crk;k o mDr dk;kZy; esa mldk dksbZ fjdkWMZ miyC/k ugha FkkA

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10bu ifjfLFkfr;ksa esa chek dEiuh dh vksj ls ,u-,-MCY;w&2 izeksn dqekj oekZ tks fd vkj-Vh-vks- dk;kyZ; esa flfu;j DydZ ds in ij inLFkkfir Fkk ds c;ku ys[kc) djok;s gSaA bl lk{kh dk c;ku jgk gS fd MªkbZfoax ykbZlsal uEcj&4800@,th@07 muds dk;kZy; ls tkjh ugha gqvk gSA bl lk{kh us o"kZ 2007 ds MªkbZfoax ykbZlsal laca/kh fjdkWMZ vf/kdj.k ds le{k izLrqr fd;k gSA bl lk{kh us ykbZlsaflax vFkkWfjVh] vkxjk ds fjdkWMZ ds vuqlkj MªkbZfoax ykbZlsal uEcj&4800@,th@07 fnukad 26-03-2004 dks fodkl dqekj xxZ ds uke ls tkjh fd;k x;k gSA bdcky ds uke ls tkjh ugha gSA bl izdj.k esa tks MªkbZfoax ykbZlsal 4800@,th@07 tks bdcky ds uke ls izLrqr gqvk gS] og QthZ o cukoVh gSA muds dk;kZy; }kjk tkjh ugha fd;k x;k gSA bl lk{kh us ykbZlsaflax vFkkWfjVh] vkxjk ds laca/kh fjdkWMZ izn'kZ&13 o izn'kZ&14 iznf'kZr djok;k gSA

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11bl izdj.k esa iz'uxr okgu pkyd o okgu Lokeh nksuksa gh ckotwn rkehy uksfVl vf/kdj.k ds le{k mifLFkfr ugha gq,A bl vihy dh lquokbZ ds nkSjku Hkh iz'uxr okgu pkyd o okgu Lokeh dks vihy dh lquokbZ gsrq uksfVl tkjh fd;k x;s FksA fdUrq uksfVl dh rkehy gksus ds mijkar Hkh mDr nksuksa i{kdkj bl U;k;ky; ds le{k mifLFkr ugha gq, gSaA 12tgka rd iz'uxr okgu pkyd ds ikl oS/k o izHkkoh MªkbZfoax ykbZlsal ugha gksus dk iz'u gS] iz'uxr okgu pkyd bdcky ds uke ls tks MªkbZfoax ykbZlsal tkjh gksuk crk;k x;k gS] mDr MªkbZfoax ykbZlsal dks ykbZlsaflax vFkkWfjVh] vkxjk }kjk tkjh djuk crk;k x;k gSA fdUrq ykbZlsaflax vFkkWfjVh ds ofj"B fyfid }kjk lacaf/kr fjdkWMZ dks vf/kdj.k ds le{k izLrqr dj viuk c;ku ys[kc) djok;k gS] ftlls ;g lkfcr gqvk gS fd iz'uxr okgu pkyd dk tks MªkbZfoax ykbZlsal crk;k x;k gS] og QthZ gS o ykbZlsaflax vFkkWfjVh] vkxjk ls tkjh ugha gqvk gSA ,slh fLFkfr esa chek dEiuh dh vksj ls vf/kdj.k ds le{k bl vkifŸk dks lkfcr dj fn;k gS fd oDr ?kVuk iz'uxr okgu pkyd ds ikl okgu pykus dk oS/k o izHkkoh MªkbZfoax ykbZlsal ekStwn ugha FkkA vr% chek dEiuh bl ekeys esa chek

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ikWfylh dh 'krksZa dk mYya?ku gksus ds dkj.k {kfriwfrZ ds vnk;xh ds nkf;Ro ls mUeqDr gksus dh vf/kdkjh gSA fdUrq ;gka ;g mYys[kuh; gS fd chek dEiuh dks vknsf'kr fd;k tkrk gS fd og {kfriwfrZ dh jkf'k [email protected] dks vnk djsa o mlds mijkar iz'uxr okgu pkyd o okgu Lokeh ls la;qDrr% o iFkd&iFkd :i ls olwy dj ysosA

¶78

vihy l[;ka &3310@2013 %&

¶79

13bl ekeys esa oDr ?kVuk erd dks edku cukus dk Bsdsnkj gksuk rFkk Bsdsnkjh dk dk;Z dj 10&12 gtkj #i;s izfrekg vk; vftZr djuk crk;k x;k gSA fdUrq bl laca/k esa nkokdrkZx.k dh vksj ls vf/kdj.k ds le{k dksbZ Bksl lk{; izLrqr ugha dh xbZ gSA ,slh fLFkfr esa ?kVuk dh frfFk 26-04-2008 dks nf"Vxr j[krs gq, rRle; izpfyr U;wure etnwjh ds vk/kkj ij vf/kdj.k us erd dh vk; 100@& #i;s izfrfnu] rn~uqlkj 3]000@& #i;s ekfld vk; fu/kkZfjr dh gS] ftlesa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA LohÑr :i ls vf/kdj.k }kjk erd dh fu/kkZfjr vk; esa Hkfo"; esa gksus okyh vk; dh dksbZ c<+ksrjh ugha dh gSA oDr ?kVuk erd 38 o"kZ dh vk;q dk Lofu;ksftr O;olk;h FkkA ,slh fLFkfr esa us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; % ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj erd dh vk;q dks nf"Vxr j[krs gq, erd dh mijksDr fu/kkZfjr ekfld vk; 3]000@& #i;s ij Hkfo"; esa gksus okyh vk; dh en esa 40 izfr'kr dh c<+ksrjh fd;k tkuk visf{kr gSA rn~uqlkj 3]000@& #i;s dk 40 izfr'kr 1]200@& #i;s gksrk gSA mDr 40 izfr'kr jkf'k dks erd dh fu/kkZfjr vk; esa tksM+s tkus ds mijkar erd dh dqy ekfld vk; 4]200@& #i;s gksrh gS tks {kfriwfrZ fu/kkZj.k dk vk/kkj jgsxhA

¶80

14oDr ?kVuk erd ij dqy lkr vkfJr gksuk crk;k x;k gSA ,slh fLFkfr esa fo}ku vf/kdj.k us erd ij lkr vkfJr gksuk ekurs gq, erd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@5 Hkkx dh dVkSrh dh gSA pwafd oDr ?kVuk erd dk firk 60 o"khZ; o`) O;fDr FkkA ,slh fLFkfr esa

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vf/kdj.k us erd ds firk dks Hkh erd ij vkfJr gksuk ekuk gS tks lgh gSA bl laca/k esa chek dEiuh dh vksj yh xbZ vkifŸk ekus tkus ;ksX; ugha gS fd erd ds firk dks erd ij vkfJr gksuk ugha ekuk tkosA ,slh fLFkfr esa erd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@5 Hkkx dh dVkSrh fd;k tkuk visf{kr gSA fo}ku vf/kdj.k }kjk Hkh erd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@5 Hkkx dh dVkSrh dh xbZ gS tks lgh gSA rn~uqlkj 4]200@& #i;s dk 1@5 Hkkx 840@& #i;s gksrk gS] ftls fu/kkZfjr vk; esa ls ?kVkus ds mijkar vkfJr vk; dh 'ks"k jkf'k 3]360@& #i;s gksrh gS tks vkfJr vk; ds {kfriwfrZ fu/kkZj.k dk vk/kkj jgsxhA Dyse ;kfpdk esa oDr ?kVuk erd dks 38 o"kZ vk;q dks gksuk crk;k x;k gS rFkk ;gh vk;q erd dh iksLVekVZe fjiksVZ izn'kZ&5 esa vafdr dh x;h gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªkaliksVZ dkWiksZjs’ku o vU; % ¼2009½ 6 ,llh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vk/kkj ij erd dh 38 o"kZ dh vk;q dks nf"Vxr j[krs gq, 15 dk xq.kd yxk;k tkuk visf{kr gSA fo}ku vf/kdj.k }kjk Hkh vius fu.kZ; esa 15 dk xq.kd yxk;k x;k gS tks lgh gSA

¶85

15rn~uqlkj vihykFkhZx.k dks Hkfo"; esa gksus okyh vkfJr vk; dh dqy {kfr 3]360 x 12 x 15 = 6]04]800@& #i;s gksrh gS tks [email protected] izkIr djus ds vf/kdkjh gSaA 16vf/kdj.k }kjk erd dh iRuh dks ifr ds lq[k ls oafpr gksus dh en esa nl gtkj #i;s rFkk erd ds cPpksa dks firk ds izse ls oafpr gksus rFkk erd ds ekrk&firk dks iq= lq[k ls oafpr gksus dh en eas izR;sd dks ikap&ikap gtkj :i;s ¼dqy 40]000@& #i;s½ dh jkf'k fnyokbZ x;h gSA ftleas c<+ksrjh fd;k tkuk ge mfpr le>rs gSaA ekuuh; mPpre U;k;ky; ds U;kf;d n"Vkar iz.k; lsBh ¼mijksDr½ o ;wukbZVsM bf.M;k ba';ksjsal dEiuh fyfeVsM cuke lfrUnj dkSj mQZ lrfoUnj dkSj o vU; % ¼2021½ 11 ,llhlh 780 o vU; U;kf;d n`"Vkar esxek tujy ba';ksjsal dEiuh fyfeVsM cuke ukuw jke mQZ pqg: jke o vU; % ¼2018½ 18 ,llhlh 130

[2023:RJ-JP:33276]

[CMA-2921/2013]

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ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj ge] erd dh iRuh nkokdrkZ la[;k&1 dks ^^Likml dalksfVZ;e** dh en esa 40]000@& #i;s rFkk erd ds cPpksa nkokdrkZ la[;k&2 yxk;r 5 dks ^^iSjs.Vy dalksfVZ;e** dh en esa izR;sd dks 40&40 gtkj #i;s ¼dqy 2]00]000@& #i;s½ dh jkf’k fnyok;k mfpr le>rs gSaA nkokdrkZx.k }kjk lafLFkr dh xbZ vihy esa nkokdrkZx.k }kjk erd ds ekrk&firk dks izksQkekZ jsLiksaMsaV ds :i esa i{kdkj cuk;k x;k gSA erd ds ekrk&firk dh vksj ls vf/kdj.k ds fu.kZ; ds fo#) dksbZ vihy bl U;k;ky; ds le{k lafLFkr ugha dh xbZ gSA ,slh fLFkfr esa e`rd ds ekrk&firk dalksfVZ;e dh en esa dksbZ jkf'k izkIr djus ds vf/kdkjh ugha ik;s tkrs gSaA

¶90

17vf/kdj.k }kjk vafre laLdkj o ifjogu dh en esa 5]000@& #i;s dh jkf'k gh [email protected] dks fnyokbZ x;h gS tks fd vR;f/kd U;wu gSA vr% vafre laLdkj dh en esa ge iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vqulkj [email protected] dks 15]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 18vf/kdj.k }kjk [email protected] dks lEink dh gkfu ds en esa dksbZ jkf'k ugha fnyokbZ x;h gSA vr% bl en esa ge iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vqulkj [email protected] dks 15]000@& #i;s dh jkf'k i`Fkd ls fnyok;k tkuk mfpr le>rs gSaA 19mDrkuqlkj [email protected] dh vksj ls lafLFkr dh x;h vihy la[;k&3310@2013 dks vkaf’kd :i ls Lohdkj fd;k tkdj [email protected] fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus ds vf/kdkjh gSa %&

¶91

Øe la-	'kh"kZ@en	vf/kdj.k }kjk fnyokbZ x;h jkf’k	bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k
1-	vkfJr vk; dh {kfr ds en esa	4]32]000@&	6]04]800@&
2-	dalksfVZ;e ds en esa	leLr izkFkhZx.k dks 40]000@&	nkokdrkZ la[;k&1 yxk;r 5 izR;sd dks 40]000@&#i;s] dqy 2]00]000@&
3-	vafre laLdkj ds en esa	5]000@&	15]000@&

[2023:RJ-JP:33276]

[CMA-2921/2013]

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4-	lEink dh gkfu ds en esa	'kwU;	15]000@&
	dqy	4]77]000@&#i;s	8]34]800@&#i;s

¶96

20rnuqlkj ;g vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV ftlds }kjk fd [email protected] dks 4]77]000@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 8]34]800@& :i;s dk iapkV ikfjr fd;k tkrk gSA pawfd ;g vihy erd dh ifRu o cPpksa }kjk lafLFkr dh x;h gS rFkk erd ds ekrk&firk dks izksQkekZ jsLiksaMsaV ds :i esa i{kdkj cuk;k x;k gSA e`rd ds ekrk&firk dh vksj ls vf/kdj.k ds vkns'k ds fo#) dksbZ vihy izLrqr ugha dh x;h gSA bu ifjfLFkfr;ksa esa bl fu.kZ; ds }kjk tks {kfriwfrZ jkf'k c<+kbZ x;h gS] og jkf'k [email protected] gh izkIr djus ds vf/kdkjh gSaA [email protected] }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k [email protected] izkIr djus ds vf/kdkjh ik;s tkrs gSaA

¶97

21mijksDr leLr foospu ds vk/kkj ij chek dEiuh dh vksj ls lafLFkr vihy la[;k&2921@2013 vkaf'kd :i ls Lohdkj dh tkdj ;g vkns'k fn;k tkrk gS fd chek dEiuh bl U;k;ky; }kjk fu/kkZfjr {kfriwfrZ jkf'k dks [email protected] dks vnk djsa o mlds mijkar iz'uxr okgu pkyd o okgu Lokeh ls la;qDrr% o iFkd&iFkd :i ls olwy dj ysosA

¶98

22bl vkns'k }kjk c<kbZ x;h {kfriwfrZ jkf'k ij ;kfpdk nk;j djus dh frfFk ls [email protected]] 8 izfr'kr okf"kZd C;kt izkIr djus ds vf/kdkjh gSaA

¶99

23vkns'k dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr vf/kdj.k dks ykSVk;k tkosA

¶100