Partly allowed

Sumarta Devi W/O Late Lohdya @ Lohdiram v. Ramjilal S/O Ramsahay

Rajasthan HC6 Oct 2023CMA/235/2020

Case brief

AI extract

What is this about?

High Court enhanced compensation against insurance company for motor accident death. Court recalculated loss of income and awarded substantial sums for loss of consortium, loss of affection, and parental consortium to 5 dependents, reversing lower court order.

What did the court decide?

Order dismissed; compensation enhanced from Rs. 9,17,728 to Rs. 12,48,068 and case remanded for payment.

Sumarta Devi W/O Late Lohdya @ Lohdiram Vs Ramjilal… — Motor Accident Claims | Rajasthan HC (2023)

¶1

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶2

S.B. Civil Miscellaneous Appeal No. 235/2020

¶3

Sumarta Devi W/o Late Lohdya @ Lohdiram, Aged About 35 Years, R/o Village Dhani Surka Village Doongarpatti, Tehsil Bamanwas, District Sawai Madhopur

¶4

Sardar S/o Late Lohdya @ Lohdiram, Aged About 9 Years, Minor Through Their Natural Guardian And Mother Smt. Sumarta Devi), R/o Village Dhani Surka Village Doongarpatti, Tehsil Bamanwas, District Sawai Madhopur

¶5

Sunita D/o Late Lohdya @ Lohdiram, Aged About 7 Years, Minor Through Their Natural Guardian And Mother Smt. Sumarta Devi), R/o Village Dhani Surka Village Doongarpatti, Tehsil Bamanwas, District Sawai Madhopur

¶6

Suman D/o Late Lohdya @ Lohdiram, Aged About 4 Years, Minor Through Their Natural Guardian And Mother Smt. Sumarta Devi), R/o Village Dhani Surka Village Doongarpatti, Tehsil Bamanwas, District Sawai Madhopur

¶7

Satyaveer S/o Late Lohdya @ Lohdiram, Aged About 2 Years, Minor Through Their Natural Guardian And Mother Smt. Sumarta Devi), R/o Village Dhani Surka Village Doongarpatti, Tehsil Bamanwas, District Sawai Madhopur

¶8

Sukhveer S/o Late Lohdya @ Lohdiram, Aged About 2 Years, Minor Through Their Natural Guardian And Mother Smt. Sumarta Devi), R/o Village Dhani Surka Village Doongarpatti, Tehsil Bamanwas, District Sawai Madhopur

¶9

----Appellants

¶10

Versus

¶11

Ramjilal S/o Ramsahay R/o Ruplya Wali Dhani, Ramgarh Pachwara, District Dausa (Driver And Owner Of The Vehicle)

¶12

National Insurance Company Ltd. Through Branch Manager, Dausa (Insurance Company Of The Vehicle)

¶13

----Respondents

¶14

For Appellant(s) : Mr. Kamal Kumar Gupta For Respondent(s) : Mr. Dinesh Kala

¶15

HON'BLE MRS. JUSTICE SHUBHA MEHTA

[CMA-235/2020]

(2 of 6)

Order

06/10/2023

vihykFkhZx.k&nkosnkj dh vksj ls ;g vihy fo}ku eksVj xkM+h nq?kZVuk nkok vf/kdj.k ykylksV ftyk nkSlk ¼ftls vkxs vf/kdj.k ls lEcksf/kr fd;k tk,xk½ }kjk eksVj nq?kZVuk nkok la[;k& 89@2018 esa ikfjr fu.kZ; ,oa vokMZ fnukad 14-10-2019 ] ftlds ek/;e ls vihykFkhZx.k&nkosnkj ds i{k esa dqy {kfriwfrZ jkf'k 9]17]728@& :i;s dk iapkV ikfjr fd;k x;k] ls O;fFkr gksdj ,oa mDr {kfriwfrZ jkf'k esa o`f) fd, tkus ds lEcU/k esa izLrqr dh xbZ gSA

¶21

la{ksi esa izdj.k dh rF;kRed fLFkfr ds vuqlkj fnukad 16-12-2017 dks yksgM + hjke ds eksVjlkbZfdy ij pyrs gq, thi ds pkyd }kjk viuk okgu rst o ykijokghiwoZd pykrs gq, VDdj ekjus ds ifj.kkeLo:i mDr O;fDr yksgM+hjke dh eR;q gksus ij erd ds vkfJrx.k ¼vihykFkhZx.k½ dh vksj ls fo}ku vf/kdj.k esa Dyse izkFkZuk i= izLrqr dj fofHkUu enksa esa {kfriwfrZ jkf'k fnyk, tkus dh izkFkZuk dh xbZA foi{kh dh vksj ls tokc izLrqr fd;k x;kA fo}ku vf/kdj.k ds }kjk i{kdkjksa ds vfHkopuksa ds vk/kkj ij fook|d fojfpr fd;s x;sA i{kdkjksa dh lk{; ys[kc) dh xbZA rRi'pkr fo}ku vf/kdj.k }kjk nksuksa i{kksa ds rdZ lquus ,oa i=koyh ij miyC/k ekSf[kd ,oa nLrkosth lk{; ds vk/kkj ij vkyksP; fu.kZ; }kjk vihykFkhZx.k dks {kfriwfrZ jkf'k 9]17]728@& :i;s e; C;kt fnykbZ xbZ] ftlesa o`f) fd;s tkus gsrq vihykFkhZx.k&nkosnkj dh vksj ls ;g vihy izLrqr dh xbZ gSA

¶22

cgl lquh xbZA fo}ku vf/koDrk vihykFkhZx.k dk rdZ gS fd fo}ku vf/kdj.k us nq?kZVuk ds le; vdq'ky Jfed dh U;wure etnwjh dh x.kuk dj 5382@ & :i;s ekfld vk; ds vk/kkj ij {kfriwfrZ jkf'k fu/kkZfjr dh gSA mudk rdZ jgk fd rRle; o"kZ 2017 esa vdq'ky Jfed dh U;wure etnwjh nj 207@& :i;s izfrfnu Fkh vkSj ;g lqLFkkfir fl)kUr gS fd ekg esa 30 fnu dh U;wure etnwjh dh x.kuk {kfriwfrZ jkf'k dh x.kuk ds fy, dh tkuh pkfg,A mDrkuqlkj x.kuk djus ij 30 fnu dh dqy etnwjh 207@ &:i;s izfrfnu ds vuqlkj 6210@& :i;s izfrekg vk; gksrh gSA vr% blh vuq:Ik vk; ,oa Hkfo"; esa vk; esa c<+ksRrjh dh izR;k'kk dh x.kuk dj vk; dh {kfr dh {kfriwfrZ jkf'k fnykbZ tk,A

¶23

(3 of 6) [CMA-235/2020]

¶24

mudk ;g Hkh rdZ jgk fd fo}ku vf/kdj.k us laxfr] Lusg ,oa lkgp;Z dh gkfu (Loss of Consortium) esa dsoy erd dh iRuh dks 40000@& :i;s dh jkf'k fnykbZ gS tcfd vihykFkhZx.k erd dh iRuh ds vykok mldh 5 lUrkusa Hkh gSa vr% izR;sd vkfJr dks 40]000@& :i;s bl en esa fnyk;s tkus pkfg,A

¶25

mudk rdZ gS fd bu nks vk/kkjksa ds vfrfjDr os fdlh Hkh vU; en esa fnykbZ xbZ {kfriwfrZ jkf'k ,oa vf/kdj.k ds fu.kZ; dks pqukSrh ugha ns jgs gSaA

¶26

fo}ku vf/koDrk vihykFkhZx.k&nkosnkj us vius mDr rdksZ ds leFkZu esa fuEu U;kf;d fofu'p; izLrqr fd;s ,oa buesa izfrikfnr fl)kUr ds vuqlkj {kfriwfrZ jkf'k c<+k, tkus ,oa izkFkZuk&i= izLrqfr ls C;kt fnyk, tkus dh izkFkZuk dhA

¶27

1- National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. (2017) 16 SCC 680

¶28

2- New India Assurance Co. Ltd. Vs. Somwati & Ors. (2020) 9 SCC 644

¶29

3- Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130

¶30

4- United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder (2020) Supreme Court (SC) 425

¶31

izR;FkhZx.k dh vksj ls mDr rdksZa dk fojks/k djrs gq, rdZ izLrqr fd;k fd U;kf;d fofu'p; National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. (2017) 16 SCC 680 esa e`rd dh laxfr] Lusg ,oa lkgp;Z (Spousal Consortium) dh {kfr dh {kfriwfrZ ds :i esa ,deq'r 40]000@& :i;s fnyk, x, gSaA bl en esa ;g vf/kdre jkf'k gh fnykbZ tk ldrh gS] bl izdkj dk fl)kUr ekuuh; mPpre U;k;ky; ds U;kf;d fofu'p; Jhjke tujy ba';ksjsal daiuh fyfeVsM&cuke&Hkxr flag ,oa vU; ,l,yih uacj 1185&1186 lu 2021 esa izfrikfnr fd;k x;k gSA vr% mDr U;kf;d fofu'p;ksa ds izdk'k esa fo}ku vf/kdj.k }kjk tks {kfriwfrZ jkf'k fnykbZ xbZ gS og i;kZIr ,oa U;k;laxr gS] ftlesa fdlh Hkh izdkj dk gLr{ksi fd, tkus dk dksbZ vk/kkj ugha gSA vr% vihy fujLruh; gS] fujLr dh tk,A

¶32

mHk; i{kksa ds fo}ku vf/koDrk ds rdksZa ij euu fd;kA vkykSP; fu.kZ; ,oa izLrqr U;kf;d fofuf'p;ksa dk /;kuiwoZd v/;;u fd;k x;kA

¶33

vk; dh {kfr (Loss of Income)

¶34

(4 of 6) [CMA-235/2020]

¶35

izdj.k esa iz'uxr nq?kZVuk fnukad 16-12-2017 dks gksuk Lohdr rF; gSa fo}ku vf/kdj.k us erd yksgM+hjke dks vdq'ky Jfed ekudj mldh vk; dk fu/kkZj.k fd;k gS ,oa rRle; izHkkoh fof/k ds vuqlkj mldh ekfld vk; 5382@& :i;s ekuh gS] tks 207@&:i;s izfrfnu ds vuqlkj 26 fnu dh vk; gSA ;g gekjs fopkj ls lgh ugha gSA

¶36

;g lqLFkkfir fl)kUr gS fd vk; dh x.kuk ds fy, ,d ekg esa 30 fnu dh etnwjh dh x.kuk dh tkuh pkfg,A okLrfodrk esa erd dh vk; 30 fnu dh 207 @&:i;s izfrfnu ds vk/kkj ij 6210@& :i;s ekfld ekudj gh {kfriwfrZ dh x.kuk dh tkuh pkfg, FkhA vr% bl U;k;ky; dh jk; esa vk; dh {kfr ds fu/kkZj.k ds dze esa erd dh ekfld vk; 6210@& :i;s ekuk tkuk ;qfDr;qDr ,oa U;k;laxr gSA mDrkuqlkj x.kuk djus ij okf"kZd vk; 74520@& :i;s ekuh tkrh gSA

¶37

U;kf;d fofuf'p; National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. esa izfrikfnr fl)kUrksa ds vuq:i eR;q ds le; erd dh vk;q 41 ls 45 o"kZ ds e/; gksus ,oa mlds dk;Z dh izdfr dks /;ku esa j[krs gq, mldh Hkfo"; esa vk; dh of) dh izR;k'kk ds fy;s mldh vk; dk 25 izfr'kr Hkkx orZeku vk; esa tksM+k tkuk mfpr gSA

¶38

vr% vk; dh {kfr dh {kfriwfrZ jkf'k dk fu/kkZj.k fuEukuqlkj fd;k tkuk mfpr gS %&

¶39

Ø-la-	en	{kfriwfrZ jkf'k
1-	e`rd dh okf"kZd vk;	74520/-
2-	Hkfo"; esa gksusokyh vk; dh o`f) dh izR;k'kk	18630/- (25% of the income)
3-	;ksx	93,150/-
4-	e`rd }kjk Lo;a ij fd;s tkusokys [kpZ dh dVkSrh ¼1@4½	23,288/- (1/4 of 93150)
5-	mDr dVkSrh ds i'pkr 'ks"k jkf'k ¼vihykFkhZx.k dh okf"kZd fuHkZjrk½	93150-23288=69862/-
6-	e`rd dh vk;q ds vk/kkj ij iz;ksT; xq.kd	14
7-	vk; dh {kfr dh {kfriwfrZ jkf'k	69862x14=9,78,068/-

¶40

(5 of 6) [CMA-235/2020]

¶41

vr% fo}ku vf/kdj.k }kjk vk; dh {kfr dh {kfriwfrZ Lo:i fnykbZ xbZ jkf'k 8]47]728@& :i;s esa 1]30]340@& :i;s dh o`f) djrs gq, bl U;k;ky; }kjk vk; dh {kfr dh {kfriwfrZ Lo:i 9]78]068@& :i;s jkf'k fnyk;k tkuk mfpr gSA

¶42

ikjEifjd en (Conventional Heads)

¶43

ekuuh; loksZPp U;k;ky; }kjk U;kf;d fofuf'p;ksa United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder (2020) Supreme Court (SC) 425, New India Assurance Co. Ltd. Vs. Somwati & Ors. (2020) 9 SCC 644 & Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikjEifjd enksa dks ifjHkkf"kr djrs gq, mlesa {kfriwfrZ jkf'k fnykbZ xbZ gSA

¶44

tgka rd fo}ku vf/koDrk chek dEiuh }kjk izLrqr U;kf;d fofu'p; Jhjke tujy ba';ksjsal daiuh fyfeVsM&cuke&Hkxr flag jkor ,oa vU; esa erd dh laxfr] Lusg ,oa lkgp;Z dh oapuk dh {kfr dh {kfriwfrZ Lo:i ,deq'r 40]000@&:i;s dh jkf'k gh bl en esa fnyk, tkus dk rdZ gS rks bl lEcU/k esa ekuuh; mPpre U;k;ky; ds U;kf;d fofu'p; United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder (2020) Supreme Court (SC) 425 tks rhu lnL;h; ihB }kjk ikfjr fd;k x;k gS] esa erd ds izR;sd vkfJr dks mldh laxfr] Lusg ,oa lkgp;Z dh oapuk dh {kfr dh {kfriwfrZ gsrq 40]000@& :i;s dh jkf'k fnyok, tkus dk fl)kUr izfrikfnr fd;k x;k gSA ,slh fLFkfr esa mlls mUgsa dksbZ ykHk izkIr ugha gksrk gSA

¶45

orZeku izdj.k esa fo}ku vf/kdj.k }kjk erd dh iRuh dks erd dh laxfr] Lusg ,oa lkgp;Z (Spousal Consortium) dh {kfr dh {kfriwfrZ ds :i esa 40]000@& :i;s ,deq'r jkf'k] nkg laLdkj ds en esa 15000@& :i;s ,oa lEifRr dh gkfu dh {kfriwfrZ Lo:i 15000@& :i;s bl izdkj dqy jkf'k 70000@& :i;s dh jkf'k fnyokbZ gSa] tcfd e`rd dh lUrkuksa dks dksbZ jkf'k ugha fnykbZ xbZ gSA

¶46

vr% mi;qZDr U;kf;d fofuf'p;ksa dh jks'kuh esa mDr jkf'k ds vfrfjDr e`rd dh 5 lUrkuksa dks vius firk dh laxfr] Lusg ,oa lkgp;Z (Parental

¶47

(6 of 6) [CMA-235/2020]

¶48

Consortium) dh {kfr dh {kfriwfrZ ds :i esa izR;sd dks 40000@& :i;s (40,000x5=2,00,000) :i;s dqy 2 ] 00]000@&:i;s dh {kfriwfrZ jkf'k bl en esa vkSj fnyk;k tkuk mfpr gSA

¶49

vr% fo}ku vf/kdj.k }kjk bl en esa fnykbZ xbZ 70]000@& :i;s dh jkf'k esa 2]00]000@& :i;s dh o`f) djrs gq, bl U;k;ky; }kjk 2]70]000@& :i;s dh jkf'k fnyk;k tkuk mfpr gSA

¶50

bl izdkj fo}ku vf/kdj.k }kjk vihykFkhZx.k&nkosnkj dks fnykbZ xbZ {kfriwfrZ jkf'k esa mi;ZqDrkuqlkj o`f) djrs gq, fuEukuqlkj {kfriwfrZ jkf'k dk fu/kkZj.k fd;k tkrk gSA

¶51

Ø-la-	en	{kfriwfrZ jkf'k
1-	vk; dh {kfr dh {kfriwfrZ jkf'k	9,78,068/-
2-	ikjEifjd en dh jkf'k	2,70,000/-
3-	dqy {kfriwfrZ jkf'k	978068+270000=
		12,48,068/-

¶52

ifj.kker% fo}ku vf/kdj.k }kjk vihykFkhZx.k&nkosnkj dks fnykbZ xbZ {kfriwfrZ jkf'k 9]17]728@& :i;s esa mi;qZDrkuqlkj 3]30]340@& :i;s dh o`f) djrs gq, djrs gq, bl U;k;ky; }kjk vihykFkhZx.k&nkosnkj ds i{k esa dqy {kfriwfrZ jkf'k 12]48]068@& :i;s dk iapkV ikfjr fd;k tkrk gSA vihykFkhZx.k }kjk iwoZ esa izkIr dh xbZ jkf'k dqy {kfriwfrZ jkf'k esa lek;ksftr gksxhA

¶53

tgkWa rd C;kt dk iz'u gS] ekuuh; loksZPp U;k;ky; ds mi;qZDr U;kf;d fofu'p;ksa esa izfrikfnr fl)kUrksa dh jks'kuh esa c<+h gqbZ {kfriwfrZ jkf'k ij C;kt nj] C;kt izkIr djus dh frfFk rFkk {kfriwfrZ jkf'k ds vkuqikfrd forj.k ds dze esa leLr 'krZsa fo}ku vf/kdj.k ds vkns'kkuqlkj izHkkoh ,oa ;Fkkor jgsaxhA

¶54

mi;qZDrkuqlkj vihy fuLrkfjr dh tkrh gSA rnuqlkj yafcr izkFkZuk i=] ;fn dksbZ gks] fuLrkfjr fd;s tkrs gSaA

¶55

(SHUBHA MEHTA),J

¶56

AJAY KUMAR SINGHAL /04

Sumarta Devi W/O Late Lohdya @ Lohdiram v. Ramjilal S/O Ramsahay

Case brief

What is this about?

What did the court decide?

Sumarta Devi W/O Late Lohdya @ Lohdiram v. Ramjilal S/O Ramsahay

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Parties & counsel

Coram

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