Allowed

Smt. Sunita Kanwar W/O Late Shri Rajendra Singh, v. Suresh Kumar S/O Jugalkishore

Rajasthan HC5 Oct 2023CMA/595/2023

Case brief

AI extract

What is this about?

This single-judge bench allowed the single life-policy accident compensation appeal. The High Court of Rajasthan held that the Rs. 11,23,562 award was legally unsound. It recalculated loss of income per settled SC guidelines and awarded full conventional heads for daughter, parents, and wife, totaling Rs. 14,45,648.

What did the court decide?

The civil application was set aside and an additional compensation of Rs. 3,22,086 was awarded, raising the total to Rs. 14,45,648.

Smt. Sunita Kanwar W/O Late Shri Rajendra Singh, Vs… — Motor Accident Claims | Rajasthan HC (2023)

¶1

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶2

S.B. Civil Miscellaneous Appeal No. 595/2023

¶3

Smt. Sunita Kanwar W/o Late Shri Rajendra Singh, Aged About 33 Years, R/o Village Bhatto Ki Gali, P.s Chomu Tehsil Amer, Distt. Jaipur (Raj.).

¶4

Master Navven S/o Late Shri Rajendra Singh, Aged About 11 Years, Minor Through Natural Guardian Mother Smt. Sunita Kanwar. R/o Village Bhatto Ki Gali, P.s Chomu Tehsil Amer, Distt. Jaipur (Raj.).

¶5

Master Preetam S/o Late Rajendra Singh, Aged About 9 Years, Minor Through Natural Guardian Mother Smt. Sunita Kanwar. R/o Village Bhatto Ki Gali, P.s Chomu Tehsil Amer, Distt. Jaipur (Raj.).

¶6

Bhanwar Singh S/o Shri Ramkunwar, Aged About 70 Years, (Deleted) R/o Village Bhatto Ki Gali, P.s Chomu Tehsil Amer, Distt. Jaipur (Raj.).

¶7

Smt. Dhapa Kanwar W/o Shri Bhanwar Singh, Aged About 71 Years, R/o Village Bhatto Ki Gali, P.s Chomu Tehsil Amer, Distt. Jaipur (Raj.).

¶8

----Appellants

¶9

Versus

¶10

Suresh Kumar S/o Jugalkishore, R/o Samota Ki Dhani Pratappura P.s Renwal At Present Harmada Ghat Kachi Basti Harmad, Tehsil Amer, Distt. Jaipur (Driver And Owner Of Vehicle Truck No. Rj-14-Gc-2737).

¶11

National Insurance Company Ltd., Through Regional Manager Office L.i.c. Building Ambedkar Circle Jaipur City Jaipur, Raj. (Insurer Vehicle Truck No. Rj-14-Gc-2737).

¶12

----Respondents

¶13

For Appellant(s) : Mr. Pankaj Sharma For Respondent(s) : Mr. Amar Nath Sharma

¶14

HON'BLE MRS. JUSTICE SHUBHA MEHTA

Order

05/10/2023

[CMA-595/2023]

(2 of 6)

vihykFkhZx.k&nkosnkj dh vksj ls ;g vihy fo}ku eksVj nq?kZVuk nkok vf/kdj.k ,oa vko';d oLrq vf/kfu;e] t;iqj egkuxj f}rh; ¼ftls vkxs vf/kdj.k ls lEcksf/kr fd;k tk,xk½ }kjk eksVj nq?kZVuk nkok la[;k& 602@2016 esa ikfjr fu.kZ; ,oa vokMZ fnukad 2-11-2022 ] ftlds ek/;e ls vihykFkhZx.k&nkosnkj ds i{k esa dqy {kfriwfrZ jkf'k 11]23]562@& :i;s dk iapkV ikfjr fd;k x;k] ls O;fFkr gksdj ,oa mDr {kfriwfrZ jkf'k esa o`f) fd, tkus ds lEcU/k esa izLrqr dh xbZ gSA

¶20

la{ksi esa izdj.k dh rF;kRed fLFkfr ds vuqlkj fnukad 19-7-2016 dks le; 9-50 ih,e ij okgu la[;k vkj ts 14 th lh 2737 ds pkyd }kjk vius okgu dks rst xfr] mis{kk ,oa ykijokgh ls pykdj dkfjr dh xbZ nq?kZVuk esa jktsUnz flag dh eR;q gks tkus ds ifj.kkeLo:i erd ds vkfJrx.k ¼vihykFkhZx.k½ dh vksj ls fo}ku vf/kdj.k esa Dyse izkFkZuk i= izLrqr dj fofHkUu enksa esa {kfriwfrZ jkf'k fnyk, tkus dh izkFkZuk dh xbZA foi{kh dh vksj ls tokc izLrqr fd;k x;kA fo}ku vf/kdj.k ds }kjk i{kdkjksa ds vfHkopuksa ds vk/kkj ij fook|d fojfpr fd;s x;sA i{kdkjksa dh lk{; ys[kc) dh xbZA rRi'pkr fo}ku vf/kdj.k }kjk nksuksa i{kksa ds rdZ lquus ,oa i=koyh ij miyC/k ekSf[kd ,oa nLrkosth lk{; ds vk/kkj ij vkyksP; fu.kZ; }kjk vihykFkhZx.k dks {kfriwfrZ jkf'k 11]23]562@& :i;s e; C;kt fnykbZ xbZ] ftlesa o`f) fd;s tkus gsrq vihykFkhZx.k&nkosnkj dh vksj ls ;g vihy izLrqr dh xbZ gSA

¶21

cgl lquh xbZA fo}ku vf/koDrk vihykFkhZx.k dk rdZ gS fd fo}ku vf/kdj.k us nq?kZVuk ds le; vdq'ky Jfed dh U;wure etnwjh dh x.kuk dj 5226@ & :i;s ekfld vk; ds vk/kkj ij {kfriwfrZ jkf'k fu/kkZfjr dh gSA mudk rdZ jgk fd rRle; o"kZ 2016 esa vdq'ky Jfed dh U;wure etnwjh nj 201@& :i;s izfrfnu Fkh vkSj ;g lqLFkkfir fl)kUr gS fd ekg esa 30 fnu dh U;wure etnwjh dh x.kuk {kfriwfrZ jkf'k dh x.kuk ds fy, dh tkuh pkfg,A mDrkuqlkj x.kuk djus ij 30 fnu dh dqy etnwjh 201@ &:i;s izfrfnu ds vuqlkj 6]030@& :i;s izfrekg vk; gksrh gSA vr% blh vuq:Ik vk; ,oa Hkfo"; esa vk; esa c<+ksRrjh dh izR;k'kk dh x.kuk dj vk; dh {kfr dh {kfriwfrZ jkf'k fnykbZ tk,A

¶22

mudk ;g Hkh rdZ jgk fd fo}ku vf/kdj.k us laxfr] Lusg ,oa lkgp;Z dh gkfu (Loss of Consortium) esa dsoy e`rd dh iRuh dks 40000@& :i;s dh

¶23

(3 of 6) [CMA-595/2023]

¶24

jkf'k fnykbZ gS tcfd erd ij dqy 5 vkfJr Fks rFkk izR;sd vkfJr dks 40]000@& :i;s fnyk;s tkus pkfg,A erd ij dqy 5 ;kphx.k@vihykFkhZ vkfJr Fks vr% ;g jkf'k izR;sd dks 40000@&:i;s ds vuqlkj dqy 2]00]000@&:i;s gksuh pkfg,A

¶25

mudk rdZ gS fd bu nks vk/kkjksa ds vfrfjDr os fdlh Hkh vU; en esa fnykbZ xbZ {kfriwfrZ jkf'k ,oa vf/kdj.k ds fu.kZ; dks pqukSrh ugha ns jgs gSaA

¶26

fo}ku vf/koDrk vihykFkhZx.k&nkosnkj us vius mDr rdksZ ds leFkZu esa fuEu U;kf;d fofu'p; izLrqr fd;s ,oa buesa izfrikfnr fl)kUr ds vuqlkj {kfriwfrZ jkf'k c<+k, tkus ,oa izkFkZuk&i= izLrqfr ls C;kt fnyk, tkus dh izkFkZuk dhA

¶27

1- National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. (2017) 16 SCC 680

¶28

2- New India Assurance Co. Ltd. Vs. Somwati & Ors. (2020) 9 SCC 644

¶29

3- Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130

¶30

4- United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder (2020) Supreme Court (SC) 425

¶31

izR;FkhZx.k dh vksj ls mDr rdksZa dk fojks/k djrs gq, rdZ izLrqr fd;k fd U;kf;d fofu'p; National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. (2017) 16 SCC 680 esa dsoy iRuh dks gh vius thoulkFkh dh laxfr] Lusg ,oa lkgp;Z (Spousal Consortium) ds :i esa 40]000@& :i;s fnyk, x, gSa ,oa blh izdkj dk fl)kUr ekuuh; mPpre U;k;ky; ds U;kf;d fofu'p; Jhjke tujy ba';ksjsal daiuh fyfeVsM&cuke&Hkxr flag ,oa vU; ,l,yih uacj 1185&1186 lu 2021 esa izfrikfnr fd;k x;k gSA vr% mDr U;kf;d fofu'p;ksa ds izdk'k esa dsoy iRuh dks gh ;g jkf'k fnykbZ tkuh pkfg,A fo}ku vf/kdj.k }kjk tks {kfriwfrZ jkf'k fnykbZ xbZ gS og i;kZIr ,oa U;k;laxr gS] ftlesa fdlh Hkh izdkj dk gLr{ksi fd, tkus dk dksbZ vk/kkj ugha gSA vr% vihy fujLruh; gS] fujLr dh tk,A

¶32

mHk; i{kksa ds fo}ku vf/koDrk ds rdksZa ij euu fd;kA vkykSP; fu.kZ; ,oa izLrqr U;kf;d fofuf'p;ksa dk /;kuiwoZd v/;;u fd;k x;kA

¶33

vk; dh {kfr (Loss of Income)

¶34

izdj.k esa iz'uxr nq?kZVuk fnukad 19-7-2016 dks gksuk Lohdr rF; gSa fo}ku vf/kdj.k us erd dks vdq'ky Jfed ekudj mldh vk; dk fu/kkZj.k fd;k gS ,oa rRle; izHkkoh fof/k ds vuqlkj mldh ekfld vk; 5226@& :i;s ekuh gS

¶35

(4 of 6) [CMA-595/2023]

¶36

tks gekjs fopkj ls lgh ugha gSA ;g lqLFkkfir fl)kUr gS fd vk; dh x.kuk ds fy, ,d ekg esa 30 fnu dh etnwjh dh x.kuk dh tkuh pkfg,A okLrfodrk esa erd dh vk; 30 fnu dh 201 @&:i;s izfrfnu ds vk/kkj ij 6030@& :i;s ekfld ekudj gh {kfriwfrZ dh x.kuk dh tkuh pkfg, FkhA vr% bl U;k;ky; dh jk; esa vk; dh {kfr ds fu/kkZj.k ds dze esa erd dh ekfld vk; 6030@& :i;s ekuk tkuk ;qfDr;qDr ,oa U;k;laxr gSA mDrkuqlkj x.kuk djus ij okf"kZd vk; 72@& :i;s ekuh tkrh gSA

¶37

U;kf;d fofuf'p; National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. esa izfrikfnr fl)kUrksa ds vuq:i eR;q ds le; erd dh vk;q 31 ls 35 o"kZ ds e/; gksus ,oa mlds dk;Z dh izdfr dks /;ku esa j[krs gq, mldh Hkfo"; esa vk; dh of) dh izR;k'kk ds fy;s mldh vk; dk 40 izfr'kr Hkkx orZeku vk; esa tksM+k tkuk mfpr gSA

¶38

vr% vk; dh {kfr dh {kfriwfrZ jkf'k dk fu/kkZj.k fuEukuqlkj fd;k

¶39

tkuk mfpr gS %&

¶40

Ø-la-	en	{kfriwfrZ jkf'k
1-	e`rd dh okf"kZd vk;	72360/-
2-	Hkfo"; esa gksusokyh vk; dh o`f) dh izR;k'kk	28944/- (40% of the income)
3-	;ksx	1,01,304/-
4-	e`rd }kjk Lo;a ij fd;s tkusokys [kpZ dh dVkSrh ¼1@4½	25326/- (1/4 of 1,01,304/-)
5-	mDr dVkSrh ds i'pkr 'ks"k jkf'k ¼vihykFkhZx.k dh okf"kZd fuHkZjrk½	1,01,304 -25326=75,978/-
6-	e`rd dh vk;q ds vk/kkj ij iz;ksT; xq.kd	16
7-	vk; dh {kfr dh {kfriwfrZ jkf'k	75,978x15=12,15,648/-

¶41

vr% fo}ku vf/kdj.k }kjk vk; dh {kfr dh {kfriwfrZ Lo:i fnykbZ xbZ jkf'k 10]53]562@& :i;s esa 1]62]086@& :i;s dh o`f) djrs gq, bl U;k;ky; }kjk vk; dh {kfr dh {kfriwfrZ Lo:i 12]15]648@& :i;s jkf'k fnyk;k tkuk mfpr gSA

¶42

ikjEifjd en (Conventional Heads)

¶43

ekuuh; loksZPp U;k;ky; }kjk U;kf;d fofuf'p;ksa United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder (2020) Supreme

¶44

[CMA-595/2023]

¶45

(5 of 6)

¶46

Court (SC) 425, New India Assurance Co. Ltd. Vs. Somwati & Ors. (2020) 9 SCC 644 & Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikjEifjd enksa dks ifjHkkf"kr djrs gq, mlesa {kfriwfrZ jkf'k fnykbZ xbZ gSA

¶47

tgka rd fo}ku vf/koDrk chek dEiuh }kjk izLrqr U;kf;d fofu'p; Jhjke tujy ba';ksjsal daiuh fyfeVsM&cuke&Hkxr flag jkor ,oa vU; esa dsoy iRuh dks thoulkFkh dh laxfr] Lusg ,oa lkgp;Z dh oapuk dh {kfr dh {kfriwfrZ Lo:i 40]000@&:i;s dh jkf'k fnyk, tkus dk rdZ gS rks bl lEcU/k esa ekuuh; mPpre U;k;ky; ds U;kf;d fofu'p; United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder (2020) Supreme Court (SC) 425 tks rhu lnL;h; ihB }kjk ikfjr fd;k x;k gS] esa izR;sd vkfJr dks laxfr] Lusg ,oa lkgp;Z dh oapuk dh {kfr dh {kfriwfrZ gsrq 40]000@&:i;s dh jkf'k fnyok, tkus dk fl)kUr izfrikfnr fd;k x;k gSA ,slh fLFkfr esa mlls mUgsa dksbZ ykHk izkIr ugha gksrk gSA

¶48

orZeku izdj.k esa fo}ku vf/kdj.k }kjk dsoy erd dh iRuh dks vius thoulkFkh dh laxfr] Lusg ,oa lkgp;Z (Spousal Consortium) dh {kfr dh {kfriwfrZ Lo:i 40]000@& :i;s] nkg laLdkj ds en esa 15000@&:i;s ,oa lEifRr dh gkfu dh {kfriwfrZ Lo:i 15000@&:i;s bl izdkj dqy jkf'k 70000@& :i;s dh jkf'k fnyokbZ gSaA erd dh vo;Ld lUrkuksa dks vius firk dh laxfr] Lusg ,oa lkgp;Z (Parental Consortium) dh {kfr dh {kfriwfrZ Lo:i rFkk e`rd dh ekrk dks vius iq= dh laxfr] Lusg ,oa lkgp;Z (Filial Consortium) dh {kfr dh {kfriwfrZ Lo:i dksbZ jkf'k ugha fnyokbZ gS] tks gekjs fopkj ls mDr U;kf;d fofu'p;ksa ds izdk'k esa fnyk;k tkuk tkuk mfpr gSA

¶49

vr% mi;qZDr U;kf;d fofuf'p;ksa dh jks'kuh esa mDr jkf'k ds vfrfjDr erd dh vo;Ld lUrkuksa dks vius firk dh laxfr] Lusg ,oa lkgp;Z (Parental Consortium) dh {kfr dh {kfriwfrZ Lo:i o erd dh ekrk dks vius iq= dh laxfr] Lusg ,oa lkgp;Z (Filial Consortium) ds :i esa izR;sd dks 40000@& :i;s (40,000x4=1,60,000) :i;s dqy 1]60]000@&:i;s dh {kfriwfrZ jkf'k bl en esa vkSj fnyk;k tkuk mfpr gSA

¶50

(6 of 6) [CMA-595/2023]

¶51

vr% fo}ku vf/kdj.k }kjk bl en esa fnykbZ xbZ 70]000@& :i;s dh jkf'k esa 1]60]000@& :i;s dh o`f) djrs gq, bl U;k;ky; }kjk 2]30]000@& :i;s dh jkf'k fnyk;k tkuk mfpr gSA

¶52

bl izdkj fo}ku vf/kdj.k }kjk vihykFkhZx.k&nkosnkj dks fnykbZ xbZ {kfriwfrZ jkf'k esa mi;ZqDrkuqlkj o`f) djrs gq, fuEukuqlkj {kfriwfrZ jkf'k dk fu/kkZj.k fd;k tkrk gSA

¶53

Ø-la-	en	{kfriwfrZ jkf'k
1-	vk; dh {kfr dh {kfriwfrZ jkf'k	12,15,648/-
2-	ikjEifjd en dh jkf'k	2,30,000/-
3-	dqy {kfriwfrZ jkf'k	12,15,648+2,30,000=
		14,45,648/-

¶54

ifj.kker% fo}ku vf/kdj.k }kjk vihykFkhZx.k&nkosnkj dks fnykbZ xbZ {kfriwfrZ jkf'k 11]23]562@& :i;s esa mi;qZDrkuqlkj 3]22]086@& :i;s dh o`f) djrs gq, djrs gq, bl U;k;ky; }kjk vihykFkhZx.k&nkosnkj ds i{k esa dqy {kfriwfrZ jkf'k 14]45]648@& :i;s dk iapkV ikfjr fd;k tkrk gSA vihykFkhZx.k }kjk iwoZ esa izkIr dh xbZ jkf'k dqy {kfriwfrZ jkf'k esa lek;ksftr gksxhA

¶55

tgkWa rd C;kt dk iz'u gS] ekuuh; loksZPp U;k;ky; ds mi;qZDr U;kf;d fofu'p;ksa esa izfrikfnr fl)kUrksa dh jks'kuh esa c<+h gqbZ {kfriwfrZ jkf'k ij C;kt nj] C;kt izkIr djus dh frfFk rFkk {kfriwfrZ jkf'k ds vkuqikfrd forj.k ds dze esa leLr 'krZsa fo}ku vf/kdj.k ds vkns'kkuqlkj izHkkoh ,oa ;Fkkor jgsaxhA

¶56

mi;qZDrkuqlkj vihy fuLrkfjr dh tkrh gSA rnuqlkj yafcr izkFkZuk i=] ;fn dksbZ gks] fuLrkfjr fd;s tkrs gSaA

¶57

(SHUBHA MEHTA),J

¶58

JITENDRA SINGH PANWAR /247

Smt. Sunita Kanwar W/O Late Shri Rajendra Singh, v. Suresh Kumar S/O Jugalkishore

Case brief

What is this about?

What did the court decide?

Smt. Sunita Kanwar W/O Late Shri Rajendra Singh, v. Suresh Kumar S/O Jugalkishore

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Statutes considered

Parties & counsel

Coram

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