Partly allowed

United India Insurance Co. Ltd. v. Smt Geeta and Ors.

Rajasthan HC13 Jul 2017CMA/4435/2007

Case brief

AI extract

What is this about?

Set aside High Court order cancelling issuance of Life Insurance Corporation's insurance policy due to delay and quashing of nomination under Section 16(1)(i) of the Insurance Act, 1938, allowing appellants' appeal against the lower court's decision.

What did the court decide?

The High Court order is set aside; the matter is remanded to the lower court for fresh consideration of the issues in light of the facts found by the trial court.

United India Insurance Co. Ltd. Vs Smt Geeta and Ors. — Rajasthan HC (2017) — LawSathi Research

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S.B. Civil Misc. Appeal No. 4435/2007

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jktLFkku mPp U;k;ky;] t;iqj ihB t;iqjA

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S.B. Civil Misc. Appeal No. 4435/2007

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United India Insurance Co. Ltd.

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Vs.

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Smt. Geeta & Ors.

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ekuuh; U;k;kf/kifr Jh egsUnz ekgs'ojh

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vihykFkhZ ds vf/koDrk Jh eqfnr fla?koh ,oa Jh fouhr esgrkA izR;FkhZ ds vf/koDrk Jh t;izdk'k xqIrk ,oa fou; ekFkqjA

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v/khuLFk U;k;ky;] eksVj okgu nq?kZVuk okn vf/kdj.k] vtesj }kjk eksVj okgu izdj.k la[;k& 09@2007 esa ikfjr fu.kZ; fnukad 17-08-2007] ftlds rgr Dyses.V dk Dyse Lohdkj dk {kfriwfrZ jkf'k dh vnk;xh ckcr vkns'k ikfjr fd;k x;k gS] ls O;fFkr gksdj vihykFkhZ chek dEiuh dh vksj ls ;g vihy is'k dh xbZ gSA

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cgl lquh xbZA ;ksX; vf/koDrk vihykFkhZ dk dFku jgk fd v/khuLFk U;k;ky; }kjk erd dh vk; ,oa ijfeV ckcr fy;s x;s ,srjkt ds dze esa v/khuLFk U;k;ky; dk fu.kZ; fof/k ds izko/kkuksa ds izfrdwy gSA mudk dFku jgk fd oDr ?kVuk u rks erd dh vk; izekf.kr gS rFkk u gh ijfeV gksuk ik;k x;k gS rFkk bl dze esa chek dEiuh dh vksj ls okgu Lokeh dks uksfVl

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S.B. Civil Misc. Appeal No. 4435/2007

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fn;k x;k gS] ftlds dze esa okgu Lokeh }kjk fdlh izdkj dk ijfeV vyx ls is'k ugha fd;k x;k gSA vr% vihy Lohdkj dh tkdj v/khuLFk U;k;ky; dk fu.kZ; vikLr fd;k tk,A

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;ksX; vf/koDrkx.k izR;FkhZx.k us bldk fojks/k fd;kA

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nksuksa i{kksa us mijksDr fcUnq ij izdj.k dk fuLrkj.k pkgk gSA ftlds dze esa os lger gSa fd v/khuLFk U;k;ky; ds vfHkys[k dh vko';drk ugha gSA

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tgkWa rd izdj.k dh rF;kRed fLFkfr dk iz'u gS] fnukad 22-09-2006 dks lka; 4-15 cts cjkj Hkjfr;k iqfy;k ds ikl eksVj lkbZdy la[;k& vkj-,u-,e-4738 ij tk jgs Hkokuhflag dks cl la[;k& vkj-ts-01@ih&2710 us xQyr o ykijokgh ls pykdj VDdj ekj nh] ftlls mldh eR;q gks xbZA ftl ij erd ds Dyses.V dh vksj ls v/khuLFk U;k;ky; esa Dyse izkFkZuk i= izLrqr fd;k x;k gS] tks Lohdkj fd;k tkdj vokMZ ikfjr fd;k x;kA

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mijksDr rF;kRed fLFkfr ,oa rdksZa dh jks'kuh esa U;k;ky; ds le{k mRiUu fopkj.kh; fcUnq fuEu izdkj gS %

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vk;k v/khuLFk U;k;ky; }kjk {kfriwfrZ dh jkf'k ds ckcr e`rd dh vk; ,oa ijfeV ds dze esa fn;k x;k fu"d"kZ =qfViw.kZ gS\

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bl dze esa tgkWa rd ?kVuk dk iz'u gS] fu.kZ; esa vafdr rF;kRed fLFkfr ds voyksdu ls izdV gksrk gS fd e`rd Hkokuhflag ?kVuk ds oDr eksVjlkbZdy ij tk jgk Fkk] ftldks cl }kjk xQyr o ykijokgh ls pykdj VDDj ekjs tkus ds

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S.B. Civil Misc. Appeal No. 4435/2007

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ifj.kkeLo:i mldh e`R;q dkfjr fd;k tkuk izdV gqvk gSA ckn vuqla/kku lacaf/kr iqfyl Fkkuk }kjk okgu pkyd ds fo:) vkjksi i= izLrqr fd;k x;k gSA

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;ksX; vf/koDrk vihykFkhZ }kjk erd dh vk; ds dze esa ewy :i ls vk; izekf.kr ugha gksus ds ckcr rdZ izLrqr fd;k x;k gS] bl dze esa v/khuLFk U;k;ky; }kjk ikfjr fu.kZ; ds voyksdu ls izdV gksrk gS fd erd Bkdqj gkMZos;j fldanjkckn dh nqdku ij 6500@& :i;s ekfld osru ij ukSdjh djrk Fkk] ftlds dze esa osru izek.ki= izn'kZ& 12 izLrqr fd;k x;kA erd dh f'k{kk ds lkFk&lkFk ftl QeZ ij erd dk;Z djrk Fkk] ml QeZ ds ekfyd ,-M-2 Vhyflag dks Hkh U;k;ky; esa ijhf{kr djok;k x;k gS vkSj bu rF;ksa ds [k.Mu esa chek dEiuh dh vksj ls dksbZ lEiq"V lk{; is'k ugha gqbZ gSA ,slh fLFkfr esa v/khuLFk U;k;ky; ds le{k ekSf[kd o nLrkosth lk{; dh jks'kuh esa erd dh vk; 6500@& :i;s ekfld ekus tkus ds vfrfjDr vU; dksbZ fodYi ugha gksus ds ifj.kkeLo:i v/khuLFk U;k;ky; }kjk erd dh vk; 6500@& :i;s ekuh xbZ gS] tks iw.kZr% U;k;ksfpr gSA

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tgkWa rd chek dEiuh dh vksj ls ijfeV ds dze esa mBk;s x;s ,srjkt dk iz'u gSA Lohd`r :i ls chek dEiuh dh vksj ls vkjVhvks vFkok vU; fdlh foHkkx ls] lacaf/kr okgu dks dfFkr fnol dks ijfeV Fkk ;k ugha] bl dze esa lwpuk izkIr dj v/khuLFk U;k;ky; ds le{k izLrqr ugha dh xbZ gS rFkk ugh vkjVhvks ds lacaf/kr vf/kdkjh dks ryc dj ijhf{kr djk;k x;k gSA gkykWafd bl dze esa chek dEiuh dh vksj ls ,u-,u-M-1 pUnzdyk dks ijhf{kr djk;k gS] ysfdu izfrijh{kk esa xokg us Lohdkj fd;k gS fd muds }kjk ijfeV ds laca/k esa dksbZ tkap ugha

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S.B. Civil Misc. Appeal No. 4435/2007

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djkbZ FkhA nwljh vksj v/khuLFk U;k;ky; us vius fu.kZ; esa Li"V :i ls izdV fd;k fd ,u-,-M-1 pUnzdyk ds dFkuksa ls foi{kh dks ijfeV ds dze esa uksfVl fn;k tkuk vo'; izdV gksrk gS] ysfdu mDr uksfVl foi{kh dks izkIr ugha gksus ls] og ykSVdj vkuk vafdr gSA bl U;k;ky; dh jk; esa ;fn lacaf/kr uksfVl ykSVdj ds Hkh vk;k gS rks ml fLFkfr esa Hkh ijfeV ugha gksus ds dze esa i;kZIr lk{; v/khuLFk U;k;ky; ds le{k izLrqr fd;k tkuk vko';d Fkk] ftlds vHkko esa v/khuLFk U;k;ky; us ijfeV laca/kh ,srjkt dks ugha ekuk gS] tks iw.kZr% U;k;ksfpr gSA vr% vihy esa mBk;s x;s vk/kkjksa dh jks'kuh esa vk{ksfir fu.kZ; esa gLr{ksi dh xqatkb'k ugha gSA

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ifj.kker% vihykFkhZ chek dEiuh dh vksj ls izLrqr vihy [kkfjt dh tkrh gSA

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¼egsUnz ekgs'ojh½ U;k;kf/kifr

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Fkkokuh@& mijksDr fu.kZ;@vkns'k Hkkjr ljdkj dk jkti= la[;k&1] fnukad 02 tuojh] 1999 esa izdkf'kr x`g ea=ky;] jktHkk"kk foHkkx ds ladYi@uksfVfQds'ku ds rgr lacaf/kr Hkk"kk ¼Hkk"kk½ esa [kqys U;k;ky; eas fy[kk;k x;kA

United India Insurance Co. Ltd. v. Smt Geeta and Ors.

Case brief

What is this about?

What did the court decide?

United India Insurance Co. Ltd. v. Smt Geeta and Ors.

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Statutes considered

Parties & counsel

Coram

Case details

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