Partly allowed

Raj Kumari v. Mahavir Parshad

Punjab & Haryana HC16 Oct 2024FAO/1478/1994

Case brief

AI extract

What is this about?

The Court dismissed the appeal by the vehicle owner seeking relief from liability, holding that the insurance policy explicitly excluded coverage for passengers, thereby absolving the insurer. The appeal by claimants for enhancement of compensation was partially allowed, modifying the Tribunal's award.

What did the court decide?

Owner's appeal dismissed. Claimants' appeal allowed partially, modifying Tribunal award.

Raj Kumari Vs Mahavir Parshad — Insurance | Punjab & Haryana HC (2024)

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FAO-1478-1994 (O&M) FAO-1056-1994 (O&M)

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FAO-1478-1994 (O&M)

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FAO-1056-1994 (O&M)

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Present:Mr. Jagdish Manchanda, Advocate for the appellants (FAO-1478-1994) for respondents No.3, 4, 5 & 8 (FAO-1056-1994)

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Mr. N.K.Malhotra, Advocate for the appellants (FAO-1056-1994) for respondents No.3 & 4 (FAO-1478-1994)

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Mr. Suvir Dewan, Advocate for respondent No.5-Inc. Co. (FAO-1478-1994) for respondent No.7-Inc. Co. (FAO-1056-1994)

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POOJA SHARMA 2024.11.22 18:36 I attest to the accuracy and integrity of this document

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Page 1 of 5

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FAO-1478-1994 (O&M)

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FAO-1056-1994 (O&M)

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Mr. Gurpreet Jayia, Advocate for respondents No.6 & 7 (FAO-1478-1994) for respondents No.1 & 2 (FAO-1056-1994) (Legal Aid counsel).

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None for respondent Nos.1 & 2 (FAO-1478-1994)

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None for respondent No.6 (FAO-1056-1994)

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CM-9766-CII-2024 in FAO No.1056-1994

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Exemption application is allowed, as prayed for.

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CM-9767-CII-2024in FAO No.1056-1994

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CM-9768-CII-2024 in FAO No.1056-1994

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POOJA SHARMA 2024.11.22 18:36 I attest to the accuracy and integrity of this document

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Page 2 of 5

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FAO-1478-1994 (O&M)

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FAO-1056-1994 (O&M)

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CM-9769-CII-2024 in FAO No.1056-1994

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For the reasons recorded, the application is allowed. Appeal is

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restored to its original number.

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Main cases

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1 These two appeals are against the same award.

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2 Claimants seek enhancement of compensation in FAO No.1478

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of 1994.

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3 FAO No.1056 of 1994 is at the behest of owner of the vehicle who has been saddled with the liability to pay compensation.

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4 The accident in question involves truck owned by appellant which struck against trees on the road side owing to rash and negligent driving of respondent No.1- FAO1478-1994 and respondent No.6-Mahabir Parshad (FAO-1056-1994). Thus, so far as issue of rash and negligent driving is concerned, in the absence of there being any technical snag or the act of God there cannot be any other conclusion but that the driver was rash and negligent.

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POOJA SHARMA 2024.11.22 18:36 I attest to the accuracy and integrity of this document

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Page 3 of 5

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FAO-1478-1994 (O&M)

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FAO-1056-1994 (O&M)

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5 The deceased were travelling in the truck as passengers. Tribunal has held owner liable for the reason it was one of the stipulated condition in the policy that the insurance will not cover passengers in the vehicle.

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6 Learned counsel for owner in not in a position to dispute that

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the insurance policy was proved on record as Ex.R-1. The policy explicitly provided for limitations as to use which read as under :-

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“Limitations as to use:-

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Use only for carriage of goods within the meaning of Motor Vehicles

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Act.

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The policy does not cover.

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1) Use for organised racing, pace-making, reliability trials or speed testing.

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2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle.

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3) Use for carrying passengers in the vehicle except employees ( other than the driver) not exceeding six in number, coming under the purview of workman’s compensation Act, 1923.”

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7 In view of above, no fault can be found with the findings

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recorded by the Tribunal absolving insurer which is in terms of the contract of insurance.

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8 Resultantly, FAO No.1056 of 1994 preferred by the owner is

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ordered to be dismissed.

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POOJA SHARMA 2024.11.22 18:36 I attest to the accuracy and integrity of this document

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Page 4 of 5

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FAO-1478-1994 (O&M)

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FAO-1056-1994 (O&M)

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9 Coming on to the appeal preferred by the claimants bearing

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FAO No.1478 of 1994 , the award passed by the Tribunal needs to be

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modified as under :-

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FAO No.1478 of 1994

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POOJA SHARMA 2024.11.22 18:36 I attest to the accuracy and integrity of this document

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Page 5 of 5

Raj Kumari v. Mahavir Parshad

Case brief

What is this about?

What did the court decide?

Raj Kumari v. Mahavir Parshad

Case brief

What is this about?

What did the court decide?

What the court decided

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