After considering the evidence on record, the Tribunal found that Smt. Gurdeep Kaur died in an accident arising out of the use of motor cycle driven and owned by respondent No.1 and insured with respondent No.2 further observing that the compensation was being claimed under Section 163-A of Motor Vehicles Act and thus, the Tribunal was not required to go into the question of negligence in causing the accident. The Tribunal after keeping in view the age of the deceased as 55 years at the time of accident and the fact that she was earning a sum of 39,600/- per annum from tailoring business and applying a cut of 1/4<sup>th,</sup> applied a multiplier of 11 and determined the compensation amount of 3,26,700/-. Besides the aforesaid amount, the claimants were also awarded 10,000/on account of funeral expenses and love and affection. The claimants further got a sum of 78,318/- as the expenses incurred on the treatment of the deceased and thus, it was held that the claimants were entitled to sum of ` 4,15,018/- as compensation in total, further holding that both the respondents were liable to pay compensation jointly and severally as the vehicle in question was duly insured and the driver of the offending vehicle was holding a valid and effective driving licence at the time of accident.