realization of the entire decreetal amount from selling his mortgaged property and from his salary. In case of non-recovery of the loan amount, the recovery was to be effected from his wife. The petitioner was given 6 months time to make the payment failing which the decree was to be considered as final decree. It was further averred that the petitioner had availed 3 more loan facilities which related to account numbers 0159300343400, 0159300343401, 01593003434 at Dhab Wasti Ram Branch including the loan in question that relates to account numbers 10067552881 at Mohan Nagar, Industrial Area branch and the outstanding amounts were 12,29,728/-, 18,84,028/-, 4,40,713/- and 12,00,559/- respectively and the total outstanding amount comes to 47,55,028/- as on 06.01.2012. It was, accordingly, pleaded that the outstanding amounts were huge as on 06.01.2012 and the retiral benefits of the petitioner could not help for repayment. The petitioner was a chronic defaulter and was not willing to pay the outstanding amount even after passing of the judgment and decree by the civil Court and had dishonoured the one time settlement by not depositing the cheque and there was no question of harassment and humiliation by the bank and it was due to his own act and conduct that had put the petitioner in the present position. The petitioner had deposited the amount of 17 lacs in the account which related to his wife out of which, `3 lacs was also deposited towards his own account not voluntarily but under the orders of the Presiding Officer of the Tribunal and the bank was left with no other alternative but to take step for selling the mortgaged property of the petitioner to recover the public money. The bank was charging the interest as per decree of the Court on the outstanding amount and the petitioner had already availed his efficacious remedy by approaching the Tribunal.
