submitted that though it is true that the petitioner in its One-time Settlement proposal dated 29.08.2019 had promised the moon to the respondent-Bank, nonetheless it was incumbent upon the respondent-Bank to have adhered to the guidelines pertaining to the Baroda MSME OTS Scheme, as contained in letter of the respondent-Bank dated 09.07.2019 (Annexure-5 to the writ petition), whereby and whereunder it has been stipulated that a borrower has to deposit 5% of the OTS amount at the time of submission of the application, whereafter it has to deposit 25% of the OTS amount as upfront money within 30 days from the date of sanction of OTS and the balance amount of the OTS is to be paid, without interest, within three months from the date of sanction of OTS, hence it is submitted that since the sanction of compromise proposal was made by the respondent-Bank vide letter dated 24.09.2019, the petitioner was entitled to make payment of the balance amount upto 24.12.2019 and in fact, the entire payment has in fact been made by 30.12.2019, hence at best, interest can be charged on the balance amount for the period 25.12.2019 to 30.12.2019 and not for the period starting from 01.10.2019 to 30.12.2019. 8. Per contra , the learned counsel for the respondentBank has submitted that the present case has a chequered history, inasmuch as initially, SARFAESI proceeding was initiated
