8. On the other hand, learned counsels for the respondent nos. 1 to 4 who happen to be the heirs of the original owner of the vehicle and respondent nos. 6 to 9 who happens to be the claimants submitted that the tractor was insured for carrying all types of foods and grains and the deceased was carrying grain on it, so the deceased was covered under the policy of insurance issued by the appellant. So, the appellant cannot escape from its liability of payment of compensation to the claimants indemnifying the owner of the vehicle. He has further submitted that the Insurance Company can be exonerated from its liability from payment of compensation only in the case where there is violation of terms and conditions of the policy within the knowledge of the owner of the vehicle. As in the case under hand, the vehicle was being driven by the driver and not by the owner of the vehicle, so the carrying of grain by the deceased on the tractor-trailer was not in the knowledge of the owner, hence, the Insurance Company is squarely liable to pay the aforesaid amount of compensation. However, it may recover the same from its owner.