issuing and upon conclusion of the proceedings pension payable to him may be stopped to the extent of full or a part thereof. In addition to that if an employee is guilty of causing pecuniary loss to the employer as has been found in a judicial or disciplinary proceeding as a result of gross conduct, then also full or a part of pension payable to him can be stopped. Therefore, the Rule envisages three different situations. If already there is a finding in a disciplinary or judicial proceeding that an employee has caused gross misconduct resulting in pecuniary loss, his pension can be stopped in full or in part, which is the first situation. Secondly, if there is an allegation that by misconduct or negligence an employee has caused pecuniary loss to the employer and in order to get into the truth and substance of such allegation, charge-sheet has been issued, but the proceeding pursuant to the chargesheet could not be completed before superannuation, the proceeding may be concluded after superannuation of the employee concerned by awarding punishment of reduction of his pension either in full or in part. The 3rd situation is when there was no finding in any disciplinary proceeding or juridical proceedings during the time the employee and employer relationship existed, that the employee concerned