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Muthu v. The Secretary

Madras HC29 Jun 2026WP(MD)/17858/2026

Case brief

AI extract

What is this about?

writ of mandamus; cooperative building society; housing loan borrower; outstanding loan dues intimation; One Time Settlement Scheme; interest waiver G.O.(Ms).No.31 dated 03.03.2023 Housing and Urban Development Department; representation dated 20.03.2023; reminder representation dated 04.04.2026; six weeks compliance timeline; disposed of without costs; connected WMP (MD) No.13240 of 2026 closed; Article 226; Madurai Bench; Madras High Court; M. Dhandapani J.

What did the court decide?

Direction to the respondent to consider the petitioner's representation dated 20.03.2023 and pass appropriate orders on merits and in accordance with law, completed as expeditiously as possible, preferably within six weeks from receipt of a copy of the order; no costs imposed; connected miscellaneous petition (WMP (MD) No.13240 of 2026) closed. ¶26

Muthu Vs The Secretary — Writ and Judicial Review | Madras HC (2026)

What the court decided

AI extract

Outcome

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Issue for consideration

Whether the respondent should be directed, via writ of mandamus under Article 226, to consider the petitioner's representation dated 20.03.2023 (and reminder dated 04.04.2026) and intimate the outstanding loan amount payable and the interest waiver granted under G.O.(Ms).No.31 dated 03.03.2023 within a time frame fixed by the Court.

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Court's answer

Without going into the merits, the Writ Petition is disposed of with a direction to the respondent to consider the petitioner's representation dated 20.03.2023 and pass appropriate orders on merits and in accordance with law.

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Ratio / Principle

The exercise of considering the representation shall be completed as expeditiously as possible, preferably within six weeks from receipt of a copy of the order; no costs were imposed and the connected miscellaneous petition is closed.

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Detailed headnote1 paragraphs

Madras High Court (Madurai Bench), W.P(MD)No.17858 of 2026, decided 29.06.2026 by M. Dhandapani, J. Borrower Muthu, unable to obtain from the Meenakshi Cooperative Building Society the outstanding loan amount needed to settle his loan under the One Time Settlement Scheme despite a representation dated 20.03.2023 and a reminder dated 04.04.2026, filed an Article 226 mandamus petition seeking consideration of those representations and intimation of the outstanding dues and the interest waiver under G.O.(Ms).No.31 (Housing and Urban Development Department) dated 03.03.2023. Taken up by consent for final disposal at the admission stage; without going into the merits, the Court disposed of the petition, directing the respondent to consider the 20.03.2023 representation and pass appropriate orders on merits and in accordance with law, expeditiously and preferably within six weeks of receipt of a copy of the order; no costs; connected WMP (MD) No.13240 of 2026 closed.

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W.P(MD)No.17858 of 2026

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BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

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DATED : 29.06.2026

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CORAM:

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THE HONOURABLE MR.JUSTICE M.DHANDAPANI

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W.P(MD)No.17858 of 2026 and WMP (MD) No.13240 of 2026

Muthu

... Petitioner(s)

vs.

The Secretary, A-1362, Meenakshi Cooperative Building Society, 372, North Masi Street (1st Floor), Madurai - 625001. ... Respondent(s)

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PRAYER : Writ Petition filed under Article 226 of the Constitution of India, praying this Court to issue a Writ of Mandamus directing the respondent to consider petitioner's representation dated 20.03.2023 and petitioners reminder representation dated 04.04.2026 to intimate the details of the outstanding loan amount payable by petitioners and the interest waiver granted for the loan vide G.O.(Ms).No.31 dated 03.03.2023 passed by the Housing and the Urban Development Department within a time frame to be fixed by this Honble Court and thus render justice.

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For Petitioner : Mr. R.Manoharan

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For Respondent : M/s.R.Shivashankari, Counsel for State

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https://www.mhc.tn.gov.in/judis

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W.P(MD)No.17858 of 2026

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O R D E R

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This writ petition has been filed seeking the issuance of a writ of Mandamus directing the respondent to consider the petitioner's representation dated 20.03.2023 and the reminder representation dated 04.04.2026 and to intimate the details of the outstanding loan amount payable by the petitioner's and the interest waiver granted in respect of the loan under G.O.(Ms). No.31, Housing and Urban Development Department, dated 03.03.2023, within a stipulated time frame.

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2. Heard Mr.R.Manoharan, learned counsel for the petitioner and Ms.R.Shivashankari, learned Counsel for the State, who accepts notice on behalf of the sole respondent.

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By consent of both parties, the Writ Petition is taken up for final disposal at the admission stage itself.

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https://www.mhc.tn.gov.in/judis

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W.P(MD)No.17858 of 2026

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4. The learned counsel for the petitioner would submit that the petitioner had availed a loan from the respondent Bank. However, the petitioner has been unable to ascertain the outstanding loan amount payable, thereby preventing him from settling the loan under the One Time Settlement Scheme. In this regard, the petitioner submitted a representation dated 20.03.2023 seeking the details of the outstanding dues. Since the said representation has not been considered till date, the petitioner has approached this Court by filing the present writ petition.

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The learned counsel would further submit that the petitioner would be satisfied if this Court issues a direction to the respondent to consider the petitioner's representation dated 20.03.2023 and pass appropriate orders thereon within a time frame to be fixed by this Court.

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6. Considering the above facts and circumstances of the case and without going into the merits of the case, this Writ Petition is disposed of with a direction to the respondent, to consider the representation of the petitioner dated 20.03.2023 and pass appropriate orders on merits and in accordance with law.

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https://www.mhc.tn.gov.in/judis

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W.P(MD)No.17858 of 2026

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Such exercise shall be completed as expeditiously as possible, preferably within a period of six (6) weeks from the date of receipt of a copy of this order. No costs. Consequently, the connected miscellaneous petition is closed.

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29.06.2026

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NCC : Yes / No Index : Yes / No Internet : Yes PKN

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https://www.mhc.tn.gov.in/judis

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W.P(MD)No.17858 of 2026

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