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P.Ramkumar Vs the Regional Manager — Writ and Judicial Review | Madras HC (2026)

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Madras HC
2026
P.Ramkumar Vs the Regional ManagerP.Ramkumar v. the Regional Manager

Disposed¶26

P.Ramkumar v. the Regional Manager

Writ Petition (Article 226) – Mandamus against State Bank of India

Madras HC25 Mar 2026WP/24561/2023

Case brief

AI extract

What is this about?

Madras High Court, WP No. 24561 of 2023, decided 25-03-2026 by Justice Krishnan Ramasamy. Keywords: writ of mandamus, Article 226, State Bank of India, agricultural term loan (ATL) closure, acceptance of principal amount, return of pledged original documents, unanswered representation dated 02.01.2023, direction to borrower to apply to bank, bank to consider expeditiously, disposed of with no costs. Petitioner: P.Ramkumar (counsel Mr.S.Sivakumar); Respondents: Regional Manager, Regional Business Office, SBI Hosur and Branch Manager, SBI A.Mallapuram Branch, Dharmapuri District (counsel Mr.K.Chandrasekaran, vakalat returned).

What did the court decide?

Writ petition disposed of with a direction to the petitioner to make a suitable application to the concerned bank for closing the term loan and return of original documents, and a direction to the bank to consider such application as expeditiously as possible; no costs.

Why is it important?

The Court directed the petitioner to make a suitable application before the concerned bank for closing the term loan and for return of the original documents; on receipt of such application, the concerned bank is to consider the same as expeditiously as possible. ¶25

What the court decided

AI extract

Outcome

Writ petition disposed of with a direction to the petitioner to make a suitable application to the concerned bank for closing the term loan and return of original documents, and a direction to the bank to consider such application as expeditiously as possible; no costs.

Issue for consideration

Whether the respondents 1 and 2 should be directed to consider the petitioner's representation dated 02.01.2023 seeking acceptance of the principal amount, closure of the ATL (Agricultural Term Loan) account and return of the original documents pledged.

Court's answer

The Court directed the petitioner to make a suitable application before the concerned bank for closing the term loan and for return of the original documents; on receipt of such application, the concerned bank is to consider the same as expeditiously as possible.

Detailed headnote1 paragraphs

Writ Petition (Article 226) - Mandamus against State Bank of India - Petitioner sought direction to respondents (Regional Manager, Regional Business Office, Hosur; Branch Manager, A.Mallapuram Branch, Dharmapuri District) to consider his representation dated 02.01.2023 requesting acceptance of the principal amount, closure of his ATL (Agricultural Term Loan) loan account and return of original documents pledged for the transaction, which had not been considered - Court directed the petitioner to make a suitable application before the concerned bank for closing the term loan and return of original documents; bank directed to consider the same as expeditiously as possible - Writ petition disposed of, no costs (Krishnan Ramasamy, J., 25-03-2026).

A

WP No. 24561 of 2023

IN THE HIGH COURT OF JUDICATURE AT MADRAS

DATED: 25-03-2026

CORAM

THE HON'BLE MR JUSTICE KRISHNAN RAMASAMY WP No. 24561 of 2023

P.Ramkumar

..Petitioner(s)

Vs

The Regional Manager, Regional Business Office, State Bank of India, Bagalur Road, Hosur, Krishnagiri District.

The Branch Manager, State Bank of India, A.Mallapuram Branch, Dharmapuri District.

..Respondent(s)

Prayer: This writ petition is filed under Article 226 of the Constitution of India, praying to issue a Writ of Mandamus to direct the respondents 1 and 2 to accept the principal amount and to close the petitioner’s ATL (Agricultural Term Loan) loan account and to return the original documents pledged for the above transaction.

For Petitioner(s) : Mr.S.Sivakumar

For Respondent(s) : Mr.K.Chandrasekaran (vakalat returned)

ORDER

This writ petition is filed to direct the respondents to consider the petitioner's representation dated 02.01.2023.

Learned counsel for the petitioner would submit that the petitioner has

made a representation dated 02.01.2023 before the respondents 1 and 2 to

Page1 of 4

https://www.mhc.tn.gov.in/judis

WP No. 24561 of 2023

accept the principal amount and to close the Agricultural Term Loan and to return the original documents pledged for the above transaction. However, the same was not considered, as on date. Hence, this writ petition.

Learned counsel appearing for the respondents would submit that in the event the petitioner makes appropriate application for closing the term loan and to return the original documents, the same will be considered by the respondents.

Heard the learned counsel on either side and perused the materials available on record.

In such view of the matter, this Court directs the petitioner to make suitable application before the concerned bank for closing the term loan and to return the original documents. On receipt of such application, the concerned bank is directed to consider the same, as expeditiously as possible.

With the aforesaid direction, this writ petition is disposed of. No costs.

25-03-2026

Index: Yes/No Speaking/Non-speaking order Neutral Citation: Yes/No

VM

__________ Page2 of 4

https://www.mhc.tn.gov.in/judis

WP No. 24561 of 2023

To:

The Regional Manager, Regional Business Office, State Bank of India, Bagalur Road, Hosur, Krishnagiri District.

The Branch Manager, State Bank of India, A.Mallapuram Branch, Dharmapuri District.

__________ Page3 of 4

https://www.mhc.tn.gov.in/judis

WP No. 24561 of 2023

KRISHNAN RAMASAMY, J.

VM

WP No.24561 of 2023

25-03-2026

__________ Page4 of 4

https://www.mhc.tn.gov.in/judis

Issues for consideration

1 issue framed by the court

AI extract

1.
Whether the respondents 1 and 2 should be directed to consider the petitioner's representation dated 02.01.2023 seeking acceptance of the principal amount, closure of the ATL (Agricultural Term Loan) account and return of the original documents pledged.¶16
The court held
The Court directed the petitioner to make a suitable application before the concerned bank for closing the term loan and for return of the original documents; on receipt of such application, the concerned bank is to consider the same as expeditiously as possible.ratio¶25

Statutes considered

1 provisions across 1 enactments

AI extract

Constitution of IndiaArticle 226¶12

Procedural history

How this case reached the court

AI extract

Prior proceeding
Petitioner made a representation dated 02.01.2023 before respondents 1 and 2 seeking acceptance of the principal amount, closure of the Agricultural Term Loan and return of the original documents pledged; the representation was not considered as on date, prompting the writ petition.¶22

Parties & counsel

AI extract

petitioner
P.Ramkumar¶6
Mr.S.Sivakumar
respondent
The Regional Manager, Regional Business Office, State Bank of India, Bagalur Road, Hosur, Krishnagiri District.¶9
Mr.K.Chandrasekaran
respondent
The Branch Manager, State Bank of India, A.Mallapuram Branch, Dharmapuri District.¶35

Coram

AI extract

KRISHNAN RAMASAMYauthor¶5

Case details

As recorded by the court registry

Court: Madras HC
Decided on: 25 Mar 2026 · March
Registered: 17 Aug 2023
Case no.: WP/24561/2023
CNR: HCMA011440622023
Topic: Writ and Judicial Review
Bench: Krishnan Ramasamy
Disposal: DISPOSED OF
Case type: WP

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Cite this judgement

P.Ramkumar v. the Regional Manager, WP/24561/2023 (MAD), decided on 25 March 2026.

The Madras High Court publishes no neutral citation for this judgement — cite it by case number and date of decision.

Statutes1

Constitution of IndiaArticle 226

View all statutes

Procedural history1

Petitioner made a representation dated 02.01.2023 before respondents 1 and 2 seeking acceptance of the principal amount, closure of the Agricultural Term Loan and return of the original documents pledged; the representation was not considered as on date, prompting the writ petition.

View full history

Bench / Coram

KRISHNAN RAMASAMY

Parties & counsel