M.Samundeeswari v. the Manager
Mandamus – Return of title documents – Mortgage by deposit of title deeds
Case brief
What is this about?
Madras High Court, WP No. 9851 of 2025, decided 12-12-2025 by N. Sathish Kumar J. Keywords: Union Bank of India Tiruvannamalai; mortgage by deposit of title deeds; cancellation of deposit of title deeds; deed of receipt; discharge certificate; return of original title documents; Article 226 writ of mandamus; agricultural loan Rs.1,75,000; representation dated 27.1.2025; One-Time Settlement Scheme; purely contractual dispute; writ disposed of with directions; no costs.
What did the court decide?
No mandamus issued; writ petition disposed of with directions — petitioner to approach the bank and pay any dues, whereupon the bank shall issue the discharge certificate and hand over all original documents; liberty to explore any One-Time Settlement Scheme, to be considered on merits noting the agricultural-loan nature; no costs. ¶34