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Mrs.S.Kamala Nehru v. the Director

Madras HC12 Dec 2025WP/47973/2025

Case brief

AI extract

What is this about?

Educational loan MBBS third-year fee; mandamus under Article 226; representation dated 30.10.2025; interest demand of Rs.37,000/- by District Adi Dravidar Welfare Officer, Thirupur; loan release conditional on payment of contractual interest; Adi Dravidar and Housing Board; writ petition disposed of, no costs; Madras High Court, N. Sathish Kumar J., dated 12-12-2025.

What did the court decide?

Writ petition disposed of with the above directions: first respondent to consider the petitioner's representation dated 30.10.2025; second respondent at liberty to collect any interest payable under the contract terms and process the payment legally, with the petitioner to pay such interest if payable per the contract; upon such payment the third-year loan amount to be released without further delay. No costs. ¶34

Mrs.S.Kamala Nehru Vs the Director — Writ and Judicial Review | Madras HC (2025)

What the court decided

AI extract

Outcome

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Issue for consideration

Whether a writ of mandamus should issue directing Respondents 1 and 2 to consider the petitioner's representation dated 30/10/2025 and sanction the educational loan amount for the 3rd year fee. +1 more

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Court's answer

Since the petitioner has already given a representation, the first respondent is directed to consider the same.

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Ratio / Principle

In the event any interest is payable under the terms of the contract, the second respondent is at liberty to collect the said amount and process the payment legally; correspondingly, the petitioner shall pay the interest amount, if any, as per the contract.

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Key takeaways

Upon payment of the interest amount, if any, as per the contract, the third-year loan amount shall be released without any further delay.ratio¶33

Detailed headnote1 paragraphs

Madras High Court (N. Sathish Kumar J.), disposing of WP No. 47973 of 2025 under Article 226 of the Constitution of India: the petitioner's daughter, an MBBS student, had been sanctioned an educational loan of Rs.4,00,000/- on a yearly basis, and the first respondent (referred to in the order as the first respondent bank) released the amount directly to the college for the first two years. When the third-year fees fell due, the petitioner was directed by the first respondent to approach the second respondent (the Manager - District Adi Dravidar Welfare Officer, Thirupur), who orally demanded interest of Rs.37,000/- for the previous two years before release; a representation dated 30.10.2025 went unacted upon. The Court directed the first respondent to consider the representation; held that if any interest is payable under the terms of the contract the second respondent may collect it and process the payment legally, and the petitioner shall pay interest, if any, as per the contract; and ordered that upon such payment the third-year loan amount shall be released without any further delay. Disposed of with no costs.

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WP No. 47973 of 2025

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IN THE HIGH COURT OF JUDICATURE AT MADRAS

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DATED: 12-12-2025

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CORAM

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THE HONOURABLE MR JUSTICE N. SATHISH KUMAR

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WP No. 47973 of 2025

Mrs.S.Kamala Nehru

Petitioner(s)

The Director, Adi Dravidar And Housing Board, Office At Director Officer, Adi Dravidar And Housing Board, Chennai 600 018.

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2.The Manager, District Adi Dravidar Welfare Officer at District Collector Office, Thirupur District 641 604.

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Respondent(s)

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PRAYER

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This writ petition filed under Article 226 of the Constitution of India to issue a writ of mandamus directing the Respondent 1 and 2 to consider the representation dated 30/10/2025 and sanction the educational loan amount for the 3rd year fee as expeditiously as possible.

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For Petitioner(s): Mr. J.Jawahar

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For Respondents: Ms P.Aishwarya, Government Advocate.

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ORDER

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This writ petition has been filed seeking a direction to the respondents to

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consider the petitioner’s representation and sanction the education loan for the 3^rd year.

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1 of 4

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https://www.mhc.tn.gov.in/judis

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WP No. 47973 of 2025

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The case of the petitioner is that his daughter, who is studying MBBS,

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was sanctioned educational loan of Rs.4,00,000/- on a yearly basis for first two years. The first respondent bank paid the loan amount directly to the college for the first two years. However, when the third year fees were sought to be released, the first respondent directed the petitioner to approach the second respondent. The second respondent, in turn, orally informed that only upon payment of interest of Rs.37,000/- by the petitioner for the previous two years, the third year loan would be released. Hence, the petitioner has submitted a representation dated 30.10.2025, but no action has been taken so far. Hence, present writ petition.

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Heard both sides and perused materials placed on record.

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Admittedly, the educational loan was sanctioned to the petitioner’s

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daughter and the loan for the first two years has already been released by the first respondent. Now, the first respondent has directed petitioner to approach

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the second respondent for the release of the third year loan. It is the case of the petitioner that the second respondent is insisting on the payment of interest for the amount already released. Since the amount has not been released, the petitioner's daughter is facing serious difficulty in pursuing her third year MBBS Course.

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2 of 4

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https://www.mhc.tn.gov.in/judis

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WP No. 47973 of 2025

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As the petitioner has already given a representation, the first respondent

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is directed to consider the same. In the event any interest is payable under the terms of the contract, the second respondent is at liberty to collect the said amount and process the payment legally. The petitioner shall pay the interest amount, if any, as per the contract. Upon such payment, the third year loan amount shall be released without any further delay.

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