the side of the appellant / Insurance Company, their investigation report was marked as Ex.R1. Their official was also examined as a witness (RW1). PW2 is the eye witness examined on the side of the respondents / claimants. He has also deposed that the cause of the accident which resulted in the death of the victim was a tractor insured with the appellant. Though, the investigation report (Ex.R1) which is not an independent report, but is a report submitted by the appellant's own official, would reveal that the victim was in a drunken state, the said report cannot be accepted, as the postmortem certificate, marked as Ex.P2, does not reveal any alcohol traces in the body of the deceased. The Tribunal has rightly held that the