of the accident, the 1st respondent, who is the owner of the offending vehicle did not possess the driving license. From the evidence of RW1, it reveals that Ex.R3 letter was sent by the 2nd respondent Insurance company to the 1st respondent to produce the copy of the driving license of the driver of the offending vehicle namely, Sardar. Even after receipt of the same, he did not produce the driving license. In this regard, summon was also issued by the Tribunal to the driver of the vehicle namely, Sardar to produce the copy of driving license. Even thereafter, he has failed to produce the driving license. The 1st respondent/owner of the TVS Victor Motor bike has also failed to enter appearance before the Tribunal and hence, he was set exparte. All these factors will clearly reveal that the driver of the TVS Victor Motor bike was not possessing a driving license at the time of the accident. However, there was Insurance policy coverage for the said TVS Victor Motor bike as seen from the insurance policy which was marked as Ex.R1 by the second respondent/Insurance Company before the Tribunal.
