12.From the materials available on record, it is seen that it is the case of the respondents 1 to 4 that on 12.10.2010 at about 03.30 A.M., while one Nithyanandham, husband of 1st respondent, father of respondents 2 & 3 and son of 4th respondent was travelling as Pori (Puffed Rice) goods owner in the lorry bearing Registration No.TNM 8645 belonging to 5th respondent and insured with appellant from Bangalore to Chennai, near Chitary medu, the driver of the lorry drove the same in a rash and negligent manner and dashed on the backside of the bus bearing Registration No.TN 29 N 1981 and caused the accident. In the accident, the said Nithyanandham sustained fatal injuries and died on the spot. Therefore, the respondents 1 to 4 filed the above said claim petition claiming a sum of Rs.25,00,000/- as compensation for the death of the said Nithyanandham against the 5th respondent and appellant, being the owner and insurer of the lorry respectively. To substantiate their case, the 1st respondent examined herself as P.W.1, one Srinivasan, eyewitness to the accident was examined as P.W.2 and one Vilvanathan, who sold Pori (Puffed Rice) bags to the deceased was examined as P.W.3. The respondents 1 to 4 marked F.I.R., which was registered against the driver of the lorry as Ex.P1 and Ex.P9/receipt dated 11.10.2010 issued by P.W.3 for having sold Puffed Rice to the deceased Nithyanandham.