14.It is the case of the 1st respondent that in the accident, he sustained grievous injuries and suffered permanent disability. After the accident, the 1st respondent took treatment as in-patient in Government Hospital, Hosur, from 26.09.2008 to 29.09.2008 for four days and thereafter, he took treatment as out-patient in Government Medical College Hospital, Salem and private hospital at Krishnagiri. He spent more than Rs.50,000/towards medical expenses and further, he requires about Rs.50,000/- towards future medical treatment. Due to the injuries, the 1st respondent suffered head ache, giddiness and unable to grind, munch food materials as he was doing before and his face was disfigured. Due to the disability, he could not sit, stand, walk and unable to do his day-to-day work as he was doing earlier. At the time of accident, the 1st respondent was working as a lorry driver and was earning a sum of Rs.5,000/- per month. Due to the injuries, he could not continue his work as a driver. To prove his case, the 1st respondent filed ExP2/wound certificate, Ex.P5/Driving license, Ex.P6/discharge summary, Ex.P7/Salem Hospital treatment book, Ex.P8/X-ray and Ex.P9/disability certificate and examined the Doctor as P.W.2. P.W.2/Doctor examined the 1st respondent and certified that 1st respondent suffered 40% disability. The appellant/Insurance Company has not let in any contra evidence to disprove the evidence of P.W.2/Doctor and the documents filed by the 1st respondent. The Tribunal considering the nature of injuries and the documents filed by the 1st respondent, fixed the disability of the 1st respondent at 25%. The Tribunal considering the nature of avocation of the 1st respondent as he was a driver at the time of accident, adopted multiplier method and granted compensation towards loss of earning capacity. The 1st respondent claimed that he was earning a sum of Rs.5,000/- per month at the time of accident. But he has not filed any material evidence to prove the