Disposed

Subash Soman v. Chief General Manager, LIC of India(Head Office), Pattom

Kerala HC4 Dec 2017WP(C)/37676/2017

Case brief

AI extract

What is this about?

This writ petition involves a customer of Life Insurance Corporation of India seeking a refund of defaulted premium amounts. The court directed the Respondent to consider pending representations and conclude the matter within two months.

What did the court decide?

Direction to the First Respondent to consider pending representations and attain finality within two months.

Subash Soman Vs Chief General Manager, LIC of India(Head… — Consumer Protection | Kerala HC (2017)

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IN THE HIGH COURT OF KERALA AT ERNAKULAM

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PRESENT:

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THE HONOURABLE MR. JUSTICE SHAJI P.CHALY

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MONDAY, THE 4TH DAY OF DECEMBER 2017/13TH AGRAHAYANA, 1939

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WP(C).No. 37676 of 2017 (H)

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PETITIONER(S):

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SUBASH SOMAN (POLICY NO.785961433, 785961435), 'ROHINI', PALLICKAL, KOTTARAKKARA.

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BY ADV. SMT.D.P.RENU

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RESPONDENT(S):

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1. CHIEF GENERAL MANAGER, LIC OF INDIA(HEAD OFFICE), PATTOM THIRUVANANTHAPURAM-695004.

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2. SENIOR DIVISIONAL MANAGER, LIC OF INDIA (BRANCH 78 H), KOTTARAKKARA-691506.

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R1-R2 BY ADV. SRI.LAL GEORGE BY SRI.S.EASWARAN, SC, LIC

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THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 04-12-2017, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:

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WP(C).No. 37676 of 2017 (H)

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APPENDIX

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PETITIONER(S)' EXHIBITS

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EXHIBIT P1 TRUE COPY OF DETAILS LIC POLICY DT. 17-8-2013. EXHIBIT P2 TRUE COPY OF DETAILS LIC POLICY DT. 17-8-2013. EXHIBIT P3 TRUE COPY OF REPRESENTATION DT. 9-11-2017 BY PETITIONER TO 2ND RESPONDENT. EXHIBIT P4 TRUE COPY OF REPRESENTATION DT. 9-11-2017 BY PETITIONER TO 1ST RESPONDENT.

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RESPONDENT(S)' EXHIBITS: NIL

//TRUE COPY//

P.A. TO JUDGE

dlk

SHAJI P. CHALY, J.

W.P.(C). No. 37676 of 2017

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Dated this the 4^th day of December, 2017

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JUDGMENT

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Petitioner has taken two policies of LIC on 17.8.2013 bearing Nos.785961433 and 785968435 for sum of Rs.50,00,000/- each. The premium payable in respect of the above policies is quarterly i.e, four times in a year. Initially, petitioner paid the premium regularly, but, on account of some financial difficulties there was some default after 17.2.2015. According to the petitioner, petitioner had availed loan from and out of the policy and remitted the defaulted premium within time and he is entitled to get a refund of Rs.6,91,895/- in one policy and Rs.5,78,962/- in another policy. It is also the contention of the petitioner that, in spite of earnest efforts of the petitioner, respondent did not take any action to pay off the amount due to the petitioner. Thereafter, petitioner has submitted Exts.P3 and P4 representations , which are pending consideration before second and first respondent, respectively. Petitioner seeks direction for early consideration of the said representations.

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W.P.(C). No. 37676 of 2017

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Having heard learned counsel for the petitioner and

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learned counsel for the respondent, there will be a direction to the first respondent to consider Exts.P3 and P4 representations in accordance with law, and attain finality at the earliest possible, and at any rate, within two months from the date of receipt of a copy of this judgment.

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Writ petition is disposed of accordingly.

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Sd/SHAJI P. CHALY, JUDGE

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dlk/4/12/

Subash Soman v. Chief General Manager, LIC of India(Head Office), Pattom

Case brief

What is this about?

What did the court decide?

Subash Soman v. Chief General Manager, LIC of India(Head Office), Pattom

Case brief

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