Dismissed¶¶68

Idbi Bank Ltd. v. Sri U Shankarappa

Karnataka HC3 Jun 2026WP/16147/2024

Case brief

AI extract

What is this about?

Maintainability of writ petition; alternate statutory remedy; Section 58 Consumer Protection Act 2019; appeal to National Consumer Disputes Redressal Commission; Articles 226 and 227 Constitution of India; Karnataka State Consumer Disputes Redressal Commission; consumer appeal; IDBI Bank Ltd; Karnataka Warehouse Corporation; writ petitions dismissed as not maintainable; interim order continued six weeks.

What did the court decide?

No relief on merits; all three writ petitions dismissed as not maintainable; pending IAs disposed of; interim orders dated 03.06.2024 and 05.07.2024 continued in operation for six weeks. ¶¶68

Idbi Bank Ltd. Vs Sri U Shankarappa — Consumer Protection | Karnataka HC (2026)

What the court decided

AI extract

Outcome

No relief on merits; all three writ petitions dismissed as not maintainable; pending IAs disposed of; interim orders dated 03.06.2024 and 05.07.2024 continued in operation for six weeks.

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Issue for consideration

Whether the writ petitions are maintainable when the petitioner has an efficacious alternate remedy under Section 58 of the Consumer Protection Act, 2019 to challenge the State Commission's order before the National Consumer Disputes Redressal Commission.

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Court's answer

The writ petitions are dismissed as not maintainable, since the petitioner has an efficacious statutory remedy under Section 58 of the Consumer Protection Act, 2019 to challenge the State Commission's order before the National Commission instead of approaching this Court.

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Ratio / Principle

Pending interlocutory applications, if any, do not survive for consideration and stand disposed of in view of the dismissal of the writ petitions.

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Key takeaways

The interim orders granted on 03.06.2024 (W.P.No.12575/2024) and 05.07.2024 (W.P.Nos.16147/2024 and 16342/2024) shall remain in operation for a period of six weeks.ratio¶¶75

Detailed headnote1 paragraphs

Division Bench (D K Singh and T.M.Nadaf, JJ.), High Court of Karnataka, 03.06.2026 — Three writ petitions filed by IDBI Bank Ltd (Retail Recovery) under Articles 226 and 227 of the Constitution of India, seeking to set aside the common order dated 24.11.2023 passed by the Karnataka State Consumer Disputes Redressal Commission, Bengaluru (Principal Bench), in Appeal Nos.276/2018, 280/2018 and 283/2018 (out of Appeal Nos.275 to 283/2018), were dismissed as not maintainable. The Court held that, in view of the efficacious statutory remedy available to the petitioner under Section 58 of the Consumer Protection Act, 2019 to challenge the State Commission's order before the National Consumer Disputes Redressal Commission, the writ petitions were not maintainable. Pending IAs were disposed of as not surviving, and the interim orders granted on 03.06.2024 and 05.07.2024 were directed to remain in operation for six weeks.

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NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024

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HC-KAR

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IN THE HIGH COURT OF KARNATAKA AT BENGALURU

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DATED THIS THE 3^RD DAY OF JUNE, 2026

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PRESENT

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THE HON'BLE MR. JUSTICE D K SINGH

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AND

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THE HON'BLE MR. JUSTICE T.M.NADAF WRIT PETITION NO. 16147 OF 2024 (GM-CON)

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C/W

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WRIT PETITION NO. 12575 OF 2024 (GM-CON) & WRIT PETITION NO. 16342 OF 2024 (GM-CON)

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IN WP NO. 16147/2024

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BETWEEN:

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IDBI BANK LTD RETAIL RECOVERY IDBI HOUSE

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Digitally signed by VASANTHA KUMARY B K Location: HIGH COURT OF KARNATAKA

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58, MISSION ROAD BENGALURU-560 027 REPRESENTED BY ITS DEPUTY GENERAL MANAGER

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(BY SRI T P MUTHANNA, ADVOCATE)

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…PETITIONER

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AND:

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SRI U SHANKARAPPA S/O HAMPANNA

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HOUSE NO.83, ULLAGADDE HAMPANNAVARA STREET GODEHAL VILLAGE P D HALLI POST

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NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024

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HC-KAR

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BALLARI TALUK AND DISTRICT PIN-583 104

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THE WAREHOUSE MANAGER KARNATAKA WAREHOUSE CORPORATION STATE WAREHOUSE UNIT-1 KIADB, BALLARI-573 101

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…RESPONDENTS

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(BY MS. ANITHA KRISHNAMURTHY, ADVOCATE FOR SRI JAGADEESHA B N, ADVOCATE FOR R-2)

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THIS WRIT PETITION IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA, PRAYING TO SET ASIDE THE COMMON ORDER DATED 24.11.2023 IN APPEAL NO.276/2018 ONLY OUT OF APPEAL NOS.275 TO 283/2018 ON THE FILE OF THE KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BENGALURU (PRINCIPAL BENCH) AT ANNEXURE-A.

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IN WP NO.12575/2024

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BETWEEN:

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IDBI BANK LTD RETAIL RECOVERY IDBI HOUSE 58, MISSION ROAD BENGALURU-560 027 REPRESENTED BY ITS DEPUTY GENERAL MANAGER

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...PETITIONER

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(BY SRI T P MUTHANNA, ADVOCATE)

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AND:

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SRI K CHANGAPPA S/O K SHIVARAMAPPA HOUSE NO.120

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NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024

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HC-KAR

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NEAR SUNKALAMMA TEMPLE CHANGANUR VILLAGE BALLARI TALUK AND DISTRICT PIN-583 111

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THE WAREHOUSE MANAGER KARNATAKA WAREHOUSE CORPORATION STATE WAREHOUSE UNIT-1 KIADB, BALLARI-573 101

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...RESPONDENTS

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(BY MS. ANITHA KRISHNAMURTHY, ADVOCATE FOR SRI JAGADEESHA B N, ADVOCATE FOR R-2)

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THIS WRIT PETITION IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA, PRAYING TO SET ASIDE THE COMMON ORDER DATED 24.11.2023 IN APPEAL NO.280 OF 2018 ON THE FILE OF THE KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BENGALURU (PRINCIPAL BENCH) AT ANNEXURE-A.

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IN WP NO. 16342/2024

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BETWEEN:

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IDBI BANK LTD RETAIL RECOVERY IDBI HOUSE 58, MISSION ROAD BENGALURU-560 027 REPRESENTED BY ITS DEPUTY GENERAL MANAGER

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...PETITIONER

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(BY SRI T P MUTHANNA, ADVOCATE)

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AND:

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SRI SURESH S/O SHIVANNA

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4 - NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024

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HC-KAR

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HOUSE NO.226 NEAR SUNKALAMMA TEMPLE RAMADURGA ONI VANNENURU VILLAGE BALLARI TALUK AND DISTRICT PIN-583 116

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THE WAREHOUSE MANAGER KARNATAKA WAREHOUSE CORPORATION STATE WAREHOUSE UNIT-1 KIADB, BALLARI-573 101

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...RESPONDENTS

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(BY MS. ANITHA KRISHNAMURTHY, ADVOCATE FOR SRI JAGADEESHA B N, ADVOCATE FOR R-2)

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THIS WRIT PETITION IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA, PRAYING TO SET ASIDE THE COMMON ORDER DATED 24.11.2023 IN APPEAL NO.283/2018 OUT OF APPEAL NOS.275 TO 283/2018 ON THE FILE OF THE KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BENGALURU (PRINCIPAL BENCH) AT ANNEXURE-A.

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THESE PETITIONS, COMING ON FOR ORDERS, THIS DAY, ORDER WAS MADE THEREIN AS UNDER:

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CORAM: HON'BLE MR. JUSTICE D K SINGH and HON'BLE MR. JUSTICE T.M.NADAF

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ORAL ORDER

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(PER: HON'BLE MR. JUSTICE D K SINGH)

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The present writ petitions have been filed impugning the order dated 24.11.2023 passed by the Karnataka State Consumer Disputes Redressal Commission (hereinafter referred

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5 - NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024

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HC-KAR

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to as 'the State Commission') in Appeal Nos.275 to 283/2018 insofar as Appeal Nos.276/2018, 280/2018 and 283/2018 (W.P.Nos.16147/2024, 12575/2024 and 16342/2024 respectively) are concerned.

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Under Section 58 of the Consumer Protection Act, 2019, the petitioner has an efficacious alternate remedy to challenge the order passed by the State Commission before the National Consumer Disputes Redressal Commission (hereinafter referred to as 'the National Commission'). Instead of approaching the National Commission, the petitioner has approached this Court.

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In view of the efficacious statutory remedy available to the petitioner under Section 58 of the Consumer Protection Act, 2019, we dismiss these writ petitions as not maintainable.

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In view of dismissal of the writ petitions, pending IAs, if any, do not survive for consideration and accordingly, they stand disposed of.

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Interim order granted on 03.06.2024 (in

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W.P.No.12575/2024) and 05.07.2024 (in W.P.Nos.16147/2024

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NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024

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HC-KAR

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