M/S Bethal Education Trust (R) v. M/S the Karnataka State Co-Operative Apex Bank Ltd.

Karnataka HC4 Sept 2025WP/2634/2025

Case brief

AI extract

What is this about?

Karnataka HC (Bengaluru), B M Shyam Prasad J., 04.09.2025 — WP 2634/2025 (GM-RES) c/w WP 15798/2025 (GM-RES) — Bethal/Bethel Education Trust and trustees / twelve individuals v. Karnataka State Co-operative Apex Bank Ltd. — challenge to Senior Civil Judge & CJM Ramanagar order dt. 25.01.2025 in Crl.Misc.No.103/2024 — both petitions DISPOSED on memo of no due certificate dt. 04.08.2025; Arts. 226 & 227; no cases cited; no quantum.

What did the court decide?

Both petitions disposed of in terms of the memo recording that the petitioner school obtained a no due certificate from the Respondent Bank on 04.08.2025; no other relief, direction or costs indicated. ¶¶76

M/S Bethal Education Trust (R) Vs M/S the… — Writ and Judicial Review | Karnataka HC (2025)

What the court decided

AI extract

Outcome

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Issue for consideration

Whether the order dated 25.01.2025 passed by the Senior Civil Judge and Chief Judicial Magistrate, Ramanagar in Crl.Misc.No.103/2024 (Annex-A / Annx-F) should be set aside. +2 more

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Ratio / Principle

The petition in W.P.No.2634/2025 must stand disposed of in terms of the memo filed by the petitioners' counsel recording that the petitioner school obtained a no due certificate from the Respondent Bank on 04.08.2025, and it was submitted in unison that consequently W.P.No.15798/2025 must also stand disposed of.

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Key takeaways

In the light of the memo and the discharge of the loan, both the petitions stand disposed of.ratio¶¶76

Detailed headnote1 paragraphs

Writ petitions under Articles 226 and 227 (W.P.No.2634/2025, GM-RES, by M/s Bethal Education Trust (R) and its trustees) and under Article 226 (W.P.No.15798/2025, GM-RES, by twelve individuals) challenged the order dated 25.01.2025 of the Senior Civil Judge and Chief Judicial Magistrate, Ramanagar in Crl.Misc.No.103/2024 arising from loan recovery proceedings of M/s The Karnataka State Co-operative Apex Bank Ltd.; the first petition additionally sought EMI facility for the overdue amount and regularisation of the loan account, while the second sought payment by the school to the Bank and raised the future and education of the petitioner children. On 04.09.2025, counsel for the W.P.No.2634/2025 petitioners filed a memo stating that the petitioner school had obtained a no due certificate from the Respondent Bank on 04.08.2025. B M Shyam Prasad J. disposed of the petition in terms of the memo and, it being submitted in unison, consequently disposed of W.P.No.15798/2025 as well; both petitions stand disposed of. No precedent was cited and no monetary amount is stated in the judgment.

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NC: 2025:KHC:35512 WP No. 2634 of 2025 C/W WP No. 15798 of 2025

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HC-KAR

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IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 4^TH DAY OF SEPTEMBER, 2025

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BEFORE

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THE HON'BLE MR. JUSTICE B M SHYAM PRASAD WRIT PETITION NO. 2634 OF 2025 (GM-RES) C/W WRIT PETITION NO. 15798 OF 2025 (GM-RES)

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IN WP No. 2634/2025

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BETWEEN:

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M/S BETHAL EDUCATION TRUST (R) HAVING ITS REGISTERED OFFICE AT NO.05 (OLD NO. 170), 5^TH MAIN ROAD, BCC LAYOUT, NEAR CHANDRA LAYOUT WATER TANK, VIJAYANAGAR, BENGALURU - 560 040.

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Digitally signed by VANAMALA N Location: HIGH COURT OF KARNATAKA

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MR. P. MANOHAR, S/O PERIASWAMY PILLAI S. R, AGED ABOUT 57 YEARS, TRUSTEE/PRESIDENT OF M/S. BETHAL EDUCATION TRUST (R).

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MRS. RITAMANU, W/O P. MANOHAR, AGED ABOUT 48 YEARS, TRUSTEE/SECRETARY OF M/S. BETHAL EDUCATION TRUST (R).

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( PETITIONER NOS. 2 & 3 ARE RESIDING AT NO.05 (OLD NO.170), 5^TH MAIN ROAD, BCC LAYOUT, NEAR CHANDRA LAYOUT WATER TANK, VIJAYANAGAR, BENGALURU - 560 040.

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NC: 2025:KHC:35512 WP No. 2634 of 2025 C/W WP No. 15798 of 2025

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HC-KAR

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MR BHASKAR A S/O ARMUGAM M, AGED ABOUT 49 YEARS, TRUSTEE, M/S. BETHAL EDUCATION TRUST (R). R/AT NO.43/3, 11^TH MAIN, 1^ST B CROSS, HOSAPALYA, G. B. PALYA, MADIVALA POST, MADIVALA, BENGALURU - 560 068.

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…PETITIONERS

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(BY SRI. ABHISHEK.,ADVOCATE)

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AND:

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M/S THE KARNATAKA STATE CO-OPERATIVE APEX BANK LTD., REP. BY THE BRANCH MANAGER, NO.1, UTHUNGA, PANPAMAHAKAVI ROAD, CHAMARAJPET, BENGALURU - 560 018.

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…RESPONDENT

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(BY SRI.VIVEK B.N., ADVOCATE FOR SRI. ABHINAV R., ADVOCATE)

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THIS W.P. IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA PRAYING TO SETTING ASIDE THE ORDER DATED 25.01.2025 PASSED BY THE SENIOR CIVIL JUDGE AND CHIEF JUDICIAL MAGISRATE, RAMANAGAR IN CRL.MISC.NO. 103/2024 VIDE ANNX-A; DIRECTION TO THE RESPONDENT BANK TO GRANT EMI FACILITY FOR THE OVERDUE AMOUNT AND TO REGULARIZE THE LOAN ACCOUNT OF THE PETITIONERS HEREIN.

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NC: 2025:KHC:35512 WP No. 2634 of 2025 C/W WP No. 15798 of 2025

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HC-KAR

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IN WP NO. 15798/2025

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BETWEEN:

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MR SHIVARAJU S S/O SIDDA SHETTY SIDDARAJU AGED ABOUT 34 YEARS RESIDING AT 483, CHANNAMANAHALLI, ANJANAPURA POST, KAILANCHA HOBLI, ANJANAPURA, RAMNAGARAM, RAMNAGARA, KARNATAKA- 562 159.

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MAHADEVA S/O KANDAIAH, AGED ABOUT 58 YEARS, RESIDING AT KEMPEGOWDANADODDI, KASABA HOBLI, NEAR ANGANAVADI, RAMANAGARAM, RAMANAGARAM, RAMANAGAR, KARNATAKA- 562 159.

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MR. MOHAN S. S/O LATE. SHRINIVAS NAYAK AGED ABOUT 52 YEARS, RESIDING AT WARD NO. 06, OPPOSITE TO AMRUTH CABLE, CHAMINDESHWARI BADAVANE, RAMNAGARAM, RAMNAGAR, KARNATAKA- 562 159.

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MR. MALLESH K. MAJOR IN AGE,

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NC: 2025:KHC:35512 WP No. 2634 of 2025 C/W WP No. 15798 of 2025

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HC-KAR

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RESIDING AT 46. KP DODDI VILLAGE, RAMANAGARA-562159.

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MR. MOHAMMED SHARFUDDIN AGED ABOUT 41 YEARS, RESIDING AT NO. 327, 11^TH CROSS, SHAHI TIPPU NAGARA, CHANNAPATTNA, RAMANAGAR, KARNATAKA 562 160.

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MR. NINGARAJU S. AGED ABOUT 35 YEARS, RESIDING AT S KANVA, KOOTGAL HOBALI, RAMANAGAR TALUK, RAMANAGARA DISTRICT, CHAMANAHALLI, RAMANAGAR, KARNATAKA 562 108.

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MR. JAYARAMA Y. S/O LATE. YALAKAIAH, AGED ABOUT 28 YEARS RESIDING AT KALIANCHANA HOBLI, KALIANCHANA POST, KUMBAPURA COLONI KUMBAPURA, RAMNAGARA, RAMANAGARAM, KARNATAKA-562 159.

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MR. BORESH S/O PUTTIAGOWDA, AGE IN MAJOR, RESIDOING AT KOOTAGAL (HO), DODDAGANGANAHALLI (PO), NAGARAKALLU DODDI (HANUMANTHAPURA),

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NC: 2025:KHC:35512 WP No. 2634 of 2025 C/W WP No. 15798 of 2025

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HC-KAR

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DODDAGANGAWADI, RAMANAGARAM, RAMNAGARA, KARNATAKA -562 159.

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HARISH K K S/O B. KRISHNA PRASAD, AGED ABOUT 41 YEARS, RESIDING AT 5, KYASAPURA, RAMANAGAR, KYASAPURA, KARNATAKA 562 108.

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MR. SACHIDANANDAMURTHY, S/O SHIVAKUMARA AGED ABOUT 41 YEARS, NO. 31, ARCHAKARAHALLI, RAMNAGARAM, RAMANAGAR, KARNATAKA -562 159.

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MR. NAGESH, S/O HANUMANIAH, AGED ABOUT 43 YEARS RESIDING AT 80, HOSURU, KUTAGAL, RAMANAGAR, KARNATAKA -562 159.

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MRS. ASHWINI K J, W/O CHETHAN KUMAR C J, AGED ABOUT 38 YEARS, RESIDING AT NO.2309/80/9 4^TH CROSS. KANAKANAGAR, NEAR BEERESHWARA TEMPLE, SATHNUR ROAD, CHANNAPATNA, PO CHANNAPATNA, DIST, RAMANAGAR KAMATAKA 562160.

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...PETITIONERS

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(BY SRI. MADHU GOUD P.R.,ADVOCATE)

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NC: 2025:KHC:35512 WP No. 2634 of 2025 C/W WP No. 15798 of 2025

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HC-KAR

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AND:

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M/S THE KARNATAKA STATE CO OPERATIVE APEX BANK LTD REP. BY THE BRANCH MANAGER, NO. 1, UTHUNGA, PANPAMAHAKAVI ROAD, CHAMARAJPET, BENGALURU 560 018.

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M/S BETHEL EDUCATION TRUST (R), REPRESENTED BY ITS PRESIDENT HAVING ITS REGISTERED OFFICE AT NO.05 (OLD NO.170), 5^TH MAIN ROAD, BCC LAYOUT, NEAR CHANDRA LAYOUT WATER TANK VIJAYANAGAR BENGALURU -560 040.

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...RESPONDENTS

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(BY SRI. VIVEK B.N., ADVOCATE FOR SRI. A. ABHINAV R., ADVOCATE FOR R1; R2 SERVED)

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THIS WP IS FILED UNDER ARTICLES 226 OF THE CONSTITUTION OF INDIA PRAYING TO SETTING ASIDE THE ORDER DATED 25.01.2025 PASSED BY THE SENIOR CIVIL JUDGE AND CHIEF JUDICIAL MAGISTRATE RAMANAGARA IN CRL MISC NO. 103/2024 VIDE ANNX-F; DIRECT THE RESPONDENT SCHOOL TO MAKE APPROPRIATE PAYMENT TO THE RESPONDENT BANK; CONSEQUENTLY DIRECT THE RESPONDENT BANK TO TAKE ANY COERCIVE ACTION WHICH WILL AFFECT THE FUTURE AND EDUCATION OF THE PETITIONER CHILDREN.

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NC: 2025:KHC:35512 WP No. 2634 of 2025 C/W WP No. 15798 of 2025

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HC-KAR

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THIS PETITION, COMING ON FOR ORDERS, THIS

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DAY, ORDER WAS MADE THEREIN AS UNDER:

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CORAM: HON'BLE MR. JUSTICE B M SHYAM PRASAD

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ORAL ORDER

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This Court's previous order dated 28.08.2025 in its material part reads as under:

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"Mr.Vivek N., who appears on behalf of Mr. Abhinav R., the learned counsel on record for the respondent/Bank, submits that his tentative instructions are that the loan stands discharged with another Institution taking over the loan but the details will have to be placed on record.

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In the light of the afore, the petitions are adjourned to be called on 04.09.2025 observing that there would be no need for any interim protection if the loan stands discharged."

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Presently, Sri Shravan Madhav K.P., the learned counsel for the petitioners in W.P.No.2634/2025, files a memo which reads as under:

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8 - NC: 2025:KHC:35512 WP No. 2634 of 2025 C/W WP No. 15798 of 2025

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HC-KAR

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"The undersigned counsel humbly submits as before this Hon'ble Court that, the petitioner school has obtained a no due certificate from the Respondent Bank on 04.08.2025, the same is placed before this Hon'ble Court. The same may be allowed in the interest of justice and equity."

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The petition must stand disposed of in terms of the memo and it is submitted in unison that consequently the other petition in W.P.No.15798/2025 must also stand disposed of.

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In the light of the afore, both the petitions stand disposed of.

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Sd/(B M SHYAM PRASAD) JUDGE

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SA ct:sr

M/S Bethal Education Trust (R) v. M/S the Karnataka State Co-Operative Apex Bank Ltd.

Case brief

What is this about?

What did the court decide?

M/S Bethal Education Trust (R) v. M/S the Karnataka State Co-Operative Apex Bank Ltd.

Case brief

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Why is it important?

What the court decided

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