on perusal of the material available on record, it is the case of the claimant that two vehicles are involved in the accident. The complaint is given against the driver of the auto rickshaw, who came and hit the two wheeler and admittedly, the complaint was given after 2½ days of the accident. It is the contention of the Insurance Company that the auto rickshaw was falsely implicated in the case in order to make wrongful gain. The police have also investigated the matter and filed the ‘C’ report stating that no vehicle was involved in the accident. The Tribunal while considering the material on record, in detail discussed in paragraph No.15 and comes to the conclusion that the auto rickshaw driver and the owner were not made as parties to the proceedings. It is also observed that there is a delay of more than 2½ days in filing the complaint and sufficient time was taken to file the complaint and complaint is filed afterthought and if really the accident occurred due to the negligent driving of the motorcycle by respondent No.1, nothing prevented to say the said fact in the complaint. The Tribunal also taken note of the contents of the complaint, wherein no allegations are made against the rider of the motorcycle. When