4. Learned counsel for the petitioner submits that Usha Kiran- the petitioner’s wife was a LIC agent of Hinoo Branch, Ranchi under Jamshedpur Division. The respondent no. 5 had got a LIC policy having sum assured of Rs.5,00,000/through the petitioner’s wife. The date of commencement of the policy was 28.02.2012. The petitioner’s wife died on 16.08.2014. Subsequently, a lady fraudulently impersonating herself as Sangita Lakra surrendered the said policy before the concerned branch of LIC which was accepted by the respondent no. 4 and accordingly surrender value i.e. a sum of Rs.2,03,272/- was paid on 15.03.2017 in the name of Sangita Lakra having bank account no. 0520040100003884 maintained in J&K Bank, Dr. Fatahullah Road, Ranchi. Thereafter, original Sangita Lakra (the respondent no. 5) approached the petitioner and disclosed the fact that she never surrendered any policy before the respondent no. 4. Due to threatening given by original Sangita Lakra (the respondent no. 5), the petitioner was compelled to pay Rs.2,40,000/- in five installments by way of depositing the same in the bank account of the respondent no. 5 maintained in Bank of Baroda, Hesag Branch, Ranchi. It is thus submitted that the respondent nos. 3 and 4 may be directed to pay
