Punjab Gramin Bank, a body corporate constituted under the provisions of the Regional Rural Bank Act, 1976 (Act No. 21 of 1976), having its Head Office at Markfed Road, Kapurthala, and amongst others a Branch Office at Andana, Tehsil Moonak, District Sangrur through Sh. Tarun Gaba, Branch Manager, General Attorney of Applicant Bank. ..…..Applicant Sh. R anbir Singh, S/o Sh. Jograj Singh @ Yograj Singh, R/o Village Andana, Tehsil Moonak, District Sangrur – 148027. ………. Defendant Advocates: Argued by Sh. Anup Prajapati, Advocate proxy for Sh. Ajay Singla, Advocate for Applicant None for Defendant (Already ex parte vide order dated 23.07.2026) FINAL ORDER 1. Present Original Application was instituted by the applicant under Section 19 of the Recovery of Debts & Bankruptcy Act 1993, against the defendant for recovery of Rs.30,60,349.00 (Rupees Thirty Lac Sixty Thousand Three Hundred Forty Nine Only). The Original Application has been filed through Sh. Tarun Gaba, Branch Manager, of the applicant, who is competent to institute the Original Application vide Power of Attorney dated 08.10.2024, which is Annexure A1 to this OA. 2. The brief facts of the OA are that the defendant approached the applicant for grant of KCC Limit of Rs.15.00 Lacs and KGC Limit of Rs.8.00 Lacs vide Loan Application (KCC) along with Translation dated 28.05.2014, which is Annexure A2 to this OA; Loan Application (KGC) along with Translation dated 28.05.2014, which is Annexure A7 to this OA.
