Allowed

State Bank of India v. Mr. Mallepogu Nadipi Sunkanna

DRT9 Jan 2026OA/532/2025

Case brief

AI extract

What is this about?

In an original application for recovery of a defaulted personal loan, the Debts Recovery Tribunal examined bank documents and held the applicant bank established its claim, allowing recovery of the principal amount with future interest and costs.

What did the court decide?

Recovery certificate issued for Rs. 24,79,046.00 plus future interest @ 11.55% p.a. from 04.11.2025 and costs of the application.

State Bank of India versus Mr. Mallepogu Nadipi Sunkanna — Insolvency and Bankruptcy | DRT (2026)

¶1

IN THE DEBTS RECOVERY TRIBUNAL - I AT HYDERABAD DATED THIS THE^gth DAY OF JANUARY, 2026

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PRESENT: SRI GUMMADI GOPICHAND, PRESIDING OFFICER

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OA. No. 532 OF 2025

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Between :

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State Bank of lndia, Saidabad Branch, H.No. 17-2-586, Madannapet, Saidabad Main Road, Hyderabad, Telangana - 59 Represented by its Branch Manager Applicant

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VERSUS Mr. Mallepogu Nadipi Sunkanna, S/o. M. Chinna Sunkanna, Aged 49 years, Occ : Technical - ll( Mechanical Section), Lallaguda Workshop, SCR, R/o. H.No. 40-210, Raghavendra Nagar Colony, Moula - Ali, Malkajagiri - 500 040,

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Also at -

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O/o. The Senior Section Engineer, Mechanica! section, Carriage Work,Shop, Defendant .':

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(OA. No. s321202s)

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Counsel for the parties :

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For The Applicant AjgalRaviBabu For the Defendants Exparte Reserved on 06.01.2026 Pronounced on 09.01.2026 Upload in website on 09.01.2026

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ORDER

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The Applicant Bank filed the present OA against Defendant for recovery of a total sum of Rs.24,79,046.00 ps. (Rupees Twenty Four Lakhs Seventy Nine Thousand and Forty Six Only) with future interest @ 11.55% p.a with monthty rests from 04.1 1.2025 tittthe date of reatization.

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As per the averments in the application, the Applicant Bank states that Defendant availed^personal loan facility under Xpress of Rs.25.00 Lakhs repayable in T2 equated of Rs.48,293/- p.m with interest @ 11.55% and executed Personal Loan Agreement favor of the Applicant Bank. After availing defendant failed to comply the terms of

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(oA. No. s32l2025)

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sanction, hence the applicant bank classified the account as NPA on 13.04.2025 and issued Legal notice dated 04.06.2025 to the defendant. lnspite of several requests and demands, the defendant did not clear the outstanding. Hence this OA.

¶18

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Defendant called absent and set exparte on 06.01.2026.

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Sri. Aravind Abdeshi, Assistant Manager of the Applicant Bank examined himself as AW.1 and exhibited relevant documents, which are marked as Ex.A.1 to A.5.

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Heard the Ld. Counsel for the Applicant Bank.

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The point that arise for consideration is whether the Applicant bank is entitled for the claim made in the OA against the Defendant as prayed for?

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7.
Defendant called absent and set exparte. To substantiate the
case of the Applicant Bank, AW.1, official of the Appticant Bank
was examined and he exhibited relevant documents as Ex.A.1 to
A.5. ln view of the above, I hold that the Applicant Bank has
established their claim made in the OA against the Defendant and
hence the Apptieant Bank is entitled to recover the claim made in
thg QA witfr future.interest and costs.
,:., i ..
i; :1. I '.
.1. <br>.' ..^.ile .-, ' . ll:l
Sg r . ' il
,: .:. .,i
l3

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(oA. No. s321202s)

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ln the result, the present OA is allowed with costs, as under:

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The Defendant is riabre to pay to the Appricant Bank a totar sum of Rs.24,79,046.00 ps. (Rupees Twenty Four Lakhs Seventy Nine Thousand and Forty Six Only) with future interest @ 11.SSYo p.a from 04.11.2025 tilt the date of realization.

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The Applicant Bank is entifled to proceed against the person and properties of defendant towards realization of the debt due.

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That Applicant Bank is entifled to the costs of the OA.

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The Applicant shall file a cost memo within two weeks from the date of receipt of order.

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lssue Recovery Certificate accordingly.

¶31

¶32

sd/-
(G. coPtcHAND)
PRESIDING OFFICER
rRtJE ctlfuY)
e:rW',

State Bank of India v. Mr. Mallepogu Nadipi Sunkanna

Case brief

What is this about?

What did the court decide?

State Bank of India v. Mr. Mallepogu Nadipi Sunkanna

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Statutes considered

Parties & counsel

Coram

Case details

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