From the perusal of all the Annexure A1 to A12 to this OA, it is proved that defendant no. 1 approached the applicant for availing of the credit card facility and thereafter, defendant nos. 1 and 2 approached the applicant for availing of vehicle loan facility which was granted to them and for that they had executed all the relevant documents in favour of the bank. The defendants failed to pay back the loans as per terms and conditions of the agreement between the parties. Subsequently, accounts of the defendants were classified as NPA. From the documentary evidence brought on record, it is proved that applicant is entitled to recover a sum of Rs. 82,58,154.00 (Rupees Eighty Two Lacs Fifty Eight Thousand One Hundred Fifty Four Only) from the defendants, jointly and severally and Rs. 20,823.00 (Rupees Twenty Thousand Eight Hundred Twenty Three Only) from defendant no. 1, along with interest, from the date of filing of the present Original Application till realization of the amount. 10. In so far as pendente lite and future rate of interest is concerned, the applicant in relief clause has claimed interest @10.5%p.a. from the date of filing of the application till the realization.