Allowed

Bank of India v. Mr. Dattu Prasad Enjamuri

DRT30 Jul 2026OA/285/2026

Case brief

AI extract

What is this about?

In an ex-parte Original Application, the Debts Recovery Tribunal allowed the Bank of India's claim against a defaulting home loan borrower. The court upheld the bank's demand for principal, future interest, and costs, securing the debt via a mortgage on the scheduled property.

What did the court decide?

Ordered the defendant to pay Rs. 47,54,728.66 with future interest and costs; the claim secured by mortgage.

Bank of India versus Mr. Dattu Prasad Enjamuri — Contract and Commercial Disputes | DRT (2026)

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IN THE DEBTS RECOVERY TRIBUNAL-II AT HYDERABAD

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DATED THIS THE 3OTH DAY OF JULY, 2026

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PRESENT: SH. RAMESHWAR KOTHE, B.Com., L.LB. (HONS.), M.A. PRESIDING OFFICER

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ORIGINAL APPLICATION No: 285 OF 2026

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Bank of India., Boduppal Branch, Plot No. 12, 13 Anush Reddy Mansion, Veerareddy Nagar Boduppal, Hyderabad, Telangana - 566100. Rep. by its Authorized Signatory.

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.....Applicant.

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Versus

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Mr. Dattu Prasad Enjamuri, S/o. Enjamuri Sudarshan, Aged about 24 Years, Occ: Private Employee, Male, R/o.5-A/52, Kousalya Nagar Colony, Chowda rrig uda, Ghatkesar, Medchal Malkajglri, Telangana - 500088.

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... Defenda nt

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: Mr. V. Sethu Madhava Rao Counsel for the Applicant Defendant : Ex-Pa rte

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::^qLLEE ::

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The Applicant Bank flled the^present OA^for the^{recoverya total} sum of Rs-47,54,72g,66ps towards Star^{Home Loan} A/c.No.566175110000346 from the defendant^{with future} interest @10.8590 p.a. with monthly rests from the^{date of} application till the date of realization^{alongwith costs and in} default for sale of OA schedule^property.

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Summon served on sole defendant and was^{set ex-parteon} 29.07.2026 as called absent and no representatioy'nrq>./.1^\ (-y tr!"

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2 oA.NO.285/2025

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The Applicant Bank examined G Srinivas, Credit Manager, as AW-1 and marked 14 documents through him as Ex.A.l to Ex.A.14.

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Heard the Ld. Counsel for the Applicant Bank. Perused the material placed on record.

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The point that arises for consideration is:-

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Whether the Applicant Bank is entitled for the claim made in the OA against the Defendant and OA schedule property?

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As stated supra, the Defendant remained ex-parte. The Evidence Affldavit coupled with the recitals in the documents viz., Exs.A.1 to A.14 marked on behalf of the Applicant Bank clinches the claim of the Appllcant Bank against the Defendant. Hence, I hold that the Defendant is liable to pay the OA claim to the Applicant Bank with future interest and costs.

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In the result, the present Original Application No.285/2026 is allowed as under: -

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i) The Defendant is liable to pay to the Applicant Bank a sum of Rs.47,54,728.66ps towards Star Home Loan A/c- No. 566175110000346 with future interest @8.600/o^p.a. simple from the date of application till the date of realization;

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ii) the OA claim is secured by way of mortgage of property described in Jhe schedule 0w,*

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oA.NO.285/2026

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annexed to the OA and the applicant bank is entitled to proceed against the same to realise its debu

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iii) the applicant bank is also entitled to^proceed against the person and properties of defendants for realization of its dues;

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iv) the applicant bank is entitled for the costs.

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B, The Applicant Bank is directed to file Cost Memo within 2 weeks from the date of receipt of this Order.

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Issue Recovery Certificate according ly.

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Communicate a copy of this order to the^parties concerned. (Dictated to the steno, corrected, signed and pronounced by me in the open court on this the 30th Day of July, 2026).

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Hr''rr* PRESIDING OFFICER

Bank of India v. Mr. Dattu Prasad Enjamuri

Case brief

What is this about?

What did the court decide?

Bank of India v. Mr. Dattu Prasad Enjamuri

Case brief

What is this about?

What did the court decide?

What the court decided

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