Allowed

Idbi Bank v. Omark International

DRT18 Feb 2026OA/163/2022

Case brief

AI extract

What is this about?

The DRT allowed an application under Section 19(1) of the 1993 Act allowing IDBI Bank to recover a principal sum of approximately 9 crore rupees along with interest and penal charges against the borrower and guarantors, who were set ex-parte for failing to appear.

What did the court decide?

Recovery of principal sum of ₹11,79,31,942/- with future simple interest at 12% p.a., secured by hypothecated and mortgaged properties; Issue of Recovery Certificate.

Idbi Bank versus Omark International — Banking and Recovery | DRT (2026)

¶1

ORIGINAL APPLICATION NO.163 OF 2022

¶2

DEBTS RECOVERY TRIBUNAL No.2, MUMBAI

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PRESIDING OFFICER: HARISH KUMAR KAUSHIK

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ORIGINAL APPLICATION NO.163 OF 2022

¶5

Date of Institution: 26.11.2019 Date of Decision: 18.02.2026

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TOTAL CLAIM AMOUNT :

¶7

₹ 11,79,31,942/-

¶8

IDBI BANK LIMITED, A company incorporated and registered under the Companies Act, 1956 (I of 1956) and a banking company within the meaning of section 5 (c) of the Banking Regulations at 1949 (10 of 1949) and having its Registered office at IDBI Tower, W. T. C. Complex, Cuffe Parade, Mumbai-400 005 And a branch office at Meghna, Plot No.11, Nutan Laxmi CHS, 10^th Road, JVPD Scheme, Vile Parle (West), Mumbai-400049 Through Mr. Dapinder Singh Josan, Branch Head holding Delegation of Powers … Applicant

¶9

Versus

¶10

M/S. OMARK INTERNATIONAL, A proprietorship firm, having its registered office at office No. 302, Raikar Chambers, B. S. Devshi Marg, Govandi (East), Mumbai-400088. 2. SMITHA PRASAD, An adult, Indian Inhabitant, having residential address at B104 Winchester, 2^nd Cross Road,

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Page 1 of 14

¶12

ORIGINAL APPLICATION NO.163 OF 2022

¶13

Lokhandwala Complex, Andheri (W), Mumbai-400 053. 3. SHRI KRISHNA PRASAD, An adult Indian Inhabitant, having residential address at B104 Winchester, 2^nd Cross Road, Lokhandwala Complex, Andheri (W), Mumbai-400 053.

¶14

…Defendants

¶15

APPEARANCES

¶16

For the Applicant : Ms Huda Qureshi i/b M/s. K. K. Associates - Advocate For Defendants : None

¶17

J U D G M E N T

¶18

(1) This is an application under Section 19(1) of the Recovery of the Debts due to Banks and Financial Institutions Act, 1993 renamed as Recovery of the Debt and Bankruptcy Act, 1993 (for short, ‘the 1993 Act’) to recover aggregate sum of ₹11,79,31,942/(Rupees Eleven Crores Seventy-Nine Lakhs Thirty-One Thousand Nine Hundred Forty-Two Only) being ₹9,00,58,105/(Rupees Nine Crore Fifty Eight Thousand One Hundred Five Only) as a principle and a sum of ₹ 2,40,29,170/- (Rupees Two Crore Forty Lakh Twenty Nine Thousand One Hundred Seventy Only) towards interest calculated @ 12.50% per annum with monthly rest and plus @ 2% penal interest of ₹38,44,667/- (Rupees Thirty Eight Lakh

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Page 2 of 14

¶20

ORIGINAL APPLICATION NO.163 OF 2022

¶21

Forty Four Thousand Six Hundred Sixty Seven Only) thereafter for calculating further interest on the principle amount @ 12.50% per annum along with penal interest @ 2% per annum thereon from the date of presentation of the Original Application i.e. 26.11.2019 till payment/realization and to enforce the hypothecated and mortgaged securities.

¶22

The details of the claim amount are as under: -

¶23

Sr No	Part ic ular s	o / s a mo unt as o n 25. 01. 2019 i n l oan a/c	o/ s a mo un t a s o n 0 1. 10. 2018 i n l o an a /c	Tot a l A mou nt of l o a n a/ c n o. 0748 6 3 55 00 0 00028
		no . 07 486355 000 0 0028	n o. 07 486511 00 000 2 59	and l oa n a / c n o. 0748 6 5 11 00 0 00259.
1	Prin cipa l Amo unts	4 ,8 7 ,1 8,744/ -	3,99,85,65 2/ -	-
2	In ter e st @1 2. 5 0 % fr o m t he da t e of de fa ul t	-	13, 53, 70 9/ -	-
3	To ta l Amo unt	4 ,8 7 ,1 8,744/ -	4,13,39,36 1/ -	9, 0 0, 58, 10 5/ -
4	In ter e st @1 2. 5 0 % fr o m t he da t e of de fa ul t	-	-	2, 4 0, 29, 1 70 / -
5	Pe nal Inter e st @2 %	-	-	38 , 44, 66 7/ -
	Net T ot al Am ount	-	-	11, 79, 31 ,942/ -

¶24

(2) It is undisputed fact in the matter that the Defendant nos.1 to 3 were duly served with the

¶25

Page 3 of 14

¶26

ORIGINAL APPLICATION NO.163 OF 2022

¶27

summons vide order-sheet dated 23.02.2023. Despite service, the defendants did not enter their appearance and therefore, they were set ex-parte on 02.12.2025.

¶28

(3) Defendant no.1, a Proprietory concern through its Proprietor i.e. Defendant No.2 are the principal borrowers who approached the Applicant Bank sought financial assistance by way of Scheme of Micro Small Medium Enterprises Facility for Working Capital limit wherein Defendant No.2 and 3 are the Guarantors of the said loan. Pursuant to the loan application made by defendants, the Applicant sanctioned the loan vide Sanction Letter dated 09.12.2014 for a sum of ₹9,50,00,000/(Rupees Nine Crores Fifty Lakhs Only) with interest as given in the table below. Further on 13.01.2015, on the request of the defendant the Applicant sanction an amount of ₹80,00,000/(Rupees Eighty Lakhs Only). Again on 09.05.2016 and 07.08.2017, the said loan was renewed for a sum of ₹9,19,80,000/(Rupees Nine Crores Nineteen Lakhs Eighty Thousand Only) repayable with rate of interest as given in the table below.

¶29

Page 4 of 14

¶30

ORIGINAL APPLICATION NO.163 OF 2022

¶31

The details of the Sanction amount are as under: -

¶32

S D a t e o f N a t u r e o f A m o u n t R O I P r i m a r y C o l l a t e r a l S e c u r i t y
r S a n c t i o n F a c i l i t y S e c u r i t y
N
o
1 0 9 . 1 2 . 2 0 1 4 P C / P C F C / F ₹ 9 , 5 0 , 0 0 , 0 0 0 P C - B B R + 1 . 2 5 % H y p o t h e c a t i o n 1 . E q u i t a b l e m o r t g a g e
B P / F B D / F C / - F B D - o f I n v e n t o r y o f f l o o r , S w a m i S a m a r t h a F l a t N o . B - 1 0 4 , 1
/ P B P / D A B B R + 1 . 5 0 % a n d a c c e p t e d P r a s a n n a C H S , u n i t
( u s a n c e e x p o r t b i l l s . n o . A n d h e r i ( w ) , M u m b a i i n 1 5 , p l o t n o . 2 ,
u p t o 7 5 t h e n a m e o f S m t
d a y s ) S m i t h a P r a s a d .
2 . E q u i t a b l e m o r t g a g e
C C ( ₹ 2 , 0 0 , 0 0 , 0 0 0 B B R + 2 7 5 b p s C h a r g e o n t h e o f l o c a t e d a t o f f i c e 3 0 2 p r e m i s e s R a i k a r
/ - ) ( e f f e c t i v e 1 3 % c u r r e n t a s s e t s C h a m b e r s P r e m i s e s
C o - o p H s g . S o c . L t d . ,
p . a . ) o f t h e B . S . D e v a s h i M a r g ,
c o m p a n y . G o v a n d i S t a t i o n R o a d ,
G o v a n d i E a s t , M u m b a i
L E R ₹ 5 0 , 0 0 , 0 0 0 / - A s p e r c a r d c l e a n i n t h e n a m e o f S m t
r a t e s o f S m i t h a P r a s a d .
t r e a s u r y . 3 . E q u i t a b l e m o r t g a g e
o f r e s i d e n t i a l p r e m i s e s
5 0 3 , I n l a n d E c h e l o n ,
K o d i a l b a i l V i l l a g e ,
K a m b l a W a r d ,
M a n a g u d d a R o a d , o f f
M . G . R o a d , B a l l a b a u g ,
M a n g a l o r e C i t y .
P e r s o n a l G u a r a n t e e s o f
t h e f o l l o w i n g : -
1 . S m t S m i t h a P r a s a d .
2 . S h r i K r i s h n a
P r a s a d .
T o t a l - ₹ 9 , 5 0 , 0 0 , 0 0 0 - - -
A m o u n t / -
2 1 3 . 0 1 . 2 0 1 5 F B P / F B D ₹ 8 0 , 0 0 , 0 0 0 / - B B R + 2 2 5 b p s S a m e a s a b o v e S a m e a s a b o v e
( e f f e c t i v e
1 2 . 5 % )
T o t a l - ₹ 8 0 , 0 0 , 0 0 0 / - - - -
A m o u n t
3 0 9 . 0 5 . 2 0 1 6 P C / P C F C / F ₹ 8 7 9 , 8 0 , 0 0 0 / P C - H y p o t h e c a t i o n 1 . E q u i t a b l e m o r t g a g e
B P / F B D / F B - B B R + 1 . 7 5 % o f I n v e n t o r y o f f l o o r , S w a m i S a m a r t h a F l a t N o . B - 1 0 4 , 1
N / I B D / I B P р . а . a n d a c c e p t e d P r a s a n n a C H S , u n i t
( 9 . 7 5 + 1 . 7 5 = 1 1. 5 0 ) i . e . e x p o r t b i l l s . n o . A n d h e r i ( w ) , M u m b a i i n 1 5 , p l o t n o . 2 ,
M C L R + 2 . 0 5 % t h e n a m e o f S m t
p . a . S m i t h a P r a s a d .
( 9 . 4 5 + 2 . 0 5 = 1 1
. 5 0 ) . 2 . E q u i t a b l e m o r t g a g e
o f o f f i c e p r e m i s e s
l o c a t e d a t 3 0 2 R a i k a r
C h a m b e r s P r e m i s e s
I B D - C o - o p H s g . S o c . L t d . ,
B . S . D e v a s h i M a r g ,
B B R + 1 . 5 0 % G o v a n d i S t a t i o n R o a d ,
р . а . G o v a n d i E a s t , M u m b a i
( 9 . 7 5 + 1 . 5 0 = 1 1 i n t h e n a m e o f S m t
. 2 5 ) i . e . S m i t h a P r a s a d .
M C L R + 1 . 8 0 %
р . а . 3 . E q u i t a b l e m o r t g a g e
( 9 . 4 5 + 1 . 8 0 = 1 1 o f r e s i d e n t i a l p r e m i s e s
. 2 5 ) . 5 0 3 , I n l a n d E c h e l o n ,
K o d i a l b a i l V i l l a g e ,
C C ( ₹ 4 0 0 , 0 0 , 0 0 0 B B R + 3 . 2 5 % C h a r g e o n t h e K a m b l a M a n a g u d d a R o a d , W a r d , o f f
/ - ) р . а . ( 9 . 7 5 + 3 . 2 5 - 1 3 ) i . e . c u r r e n t a s s e t s o f t h e M . G . R o a d , B a l l a b a u g , M a n g a l o r e C i t y .
M C L R : c o m p a n y . P e r s o n a l G u a r a n t e e s o f t h e f o l l o w i n g : -
M C L R + 3 . 5 5 % 1 . S m t S m i t h a P r a s a d .
р . а . 2 . S h r i K r i s h n a
( 9 . 4 5 + 3 . 5 5 = 1 3
. 0 0 ) . P r a s a d .
R O I w i l l b e
r e s e t
q u a r t e r l y .
L E R ₹ 4 0 , 0 0 , 0 0 0 / - A s p e r c a r d N A
r a t e s o f
t r e a s u r y .
T o t a l - ₹ 9 , 1 9 , 8 0 , 0 0 0 - - -
A m o u n t / -

¶33

Page 5 of 14

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ORIGINAL APPLICATION NO.163 OF 2022

¶35

4 0 7 . 0 8 . 2 0 1 7 ( R e n e w a l )	P C / P C F C / F B P / F B D / F B N / I B D / I B P	₹8 7 9 , 8 0 , 0 0 0 / -	P C - M C L R ( Y ) + 2 . 8 5 % p . a . i . e . 1 1 . 5 0 % y e a r l y r e s e t ( e q u i v a l e n t t o M C L R 8 . 6 5 % ) . I B D - M C L R ( Y ) + 2 . 5 0 % p . a . i . e . 1 1 . 2 5 % p . a . y e a r l y r e s t . P C F C / F B P / F B N / F B D - A s p e r t r e a s u r y r a t e .	H y p o t h e c a t i o n o f E n t i r e C u r r e n t a s s e t o f t h e f i r m .	1 . E q u i t a b l e m o r t g a g e o fF l a t N o . B - 1 0 4 ,1 f l o o r , S w a m i S a m a r t h a P r a s a n n a C H S , u n i t n o . 1 5 , p l o t n o . 2 , A n d h e r i ( w ) , M u m b a i i n t h e n a m e o f S m t S m i t h a P r a s a d . 2 . E q u i t a b l e m o r t g a g e o f o f f i c e p r e m i s e s l o c a t e d a t3 0 2R a i k a r C h a m b e r s P r e m i s e s C o - o p H s g . S o c . L t d . , B . S . D e v a s h i M a r g , G o v a n d i S t a t i o n R o a d , G o v a n d i E a s t , M u m b a i i n t h e n a m e o f S m t S m i t h a P r a s a d . 3 . E q u i t a b l e m o r t g a g e o f r e s i d e n t i a l p r e m i s e s 5 0 3, I n l a n d E c h e l o n , K o d i a l b a i l V i l l a g e , K a m b l a W a r d , M a n a g u d d a R o a d , o f f M . G . R o a d , B a l l a b a u g , M a n g a l o r e C i t y . P e r s o n a l G u a r a n t e e s o f t h e f o l l o w i n g : - 1 . S m t S m i t h a P r a s a d . 2 . S h r i K r i s h n a P r a s a d .
	C C	( ₹4 0 0 , 0 0 , 0 0 0 / - )	M C L R ( Y ) + 3 . 5 5 % p . a . i . e . 1 2 . 2 0 % w i t h y e a r l y r e s e t . ( M C L R i s 8 . 6 5 % ) .
	L E R	₹4 0 , 0 0 , 0 0 0 / -	A s p e r c a r d r a t e s p f t r e a s u r y .
T o t a l A m o u n t	-	₹ 9 , 1 9 , 8 0 , 0 0 0 / -	-	-	-

¶36

(4) On the dates given below, defendants signed and executed the loan and security documents as set out in paragraph nos. 5.4 to 5.8 of the Original Application. Defendants hypothecated of the whole of movable properties of the Borrower including its movable plant and machinery, machinery spares, tools and accessories and raw materials, goods, book-debts, vehicles and all other movables including receivables, documents of title to goods, outstanding monies, bills, invoice, documents, contracts, insurance policies, guarantees, investments and rights, both present and future whether installed or not and whether now lying loose or in cases or which are now lying

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Page 6 of 14

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ORIGINAL APPLICATION NO.163 OF 2022

¶39

or stored in or about or shall hereafter from time to time during the continuance of the security of these presents be brought into or upon or be stored or be in or about all the Borrower's offices, premises, factories and godowns or wherever else the same may be or be held by any party to the order or disposition of the borrower or in the course of transit or on high seas or on order, or delivery, howsoever and wheresoever in the possession of the Borrower and either by way of substitution or addition and mortgaged the following properties:-

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1. Equitable mortgage of Flat No. B-104 , 1st floor. Swami Samartha Prasanna CHS, Unit no. 15, plot no. 2. Oshiwara, Andheri (w), Mumbai in the name of Smt Smitha Prasad.

¶41

2. Equitable mortgage of Office premises located

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at 302 Raikar Chambers Premises Co-op Hsg. Soc. Ltd., Govandi Station Road, Govandi East, Mumbai in the name of Smt Smitha.

¶43

3.Equitable mortgage of Residential premises 503, Inland Echelon, Kodialbail Village, Kambla Ward, Managudda Road, Mangalore City in the name of Smt Smitha Prasad to secure the loan.

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Page 7 of 14

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ORIGINAL APPLICATION NO.163 OF 2022

¶46

The details of the documents executed by the Defendant are as under: -

¶47

(a) Sanction Letter dated 09.12.2014 for an amount of ₹950 Lakhs;

¶48

(b) Defendants Letter dated 05.01.2015 for an amount of ₹80,00,000/-;

¶49

¶50

(d) Sanction Letter dated 09.05.2016 for an amount of ₹9,19,80,000/-;

¶51

(e) Sanction Letter dated 07.08.2016 for an amount of ₹9,19,80,000/-;

¶52

(f) Facility Agreement dated 31.12.2014;

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(g) Hypothecation Agreement dated 31.12.2014;

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(h) Guarantee Agreement dated 31.12.2014;

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(i) Demand Promissory Note dated 31.12.2014;

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(j) Undertaking dated 07.01.2015;

¶57

(k) Deposit of Title deeds dated 27.01.2015.

¶58

(5) After availing the loan, defendants did not adhere to the financial discipline and committed default in payment of instalments and repayment of the loan and accordingly the accounts of the borrowers were declared as Non-Performing Assets (N.P.A.) on 31.12.2017, as per RBI Guidelines. Therefore, on 10.01.2018, the applicant, called upon defendants to liquidate the outstanding in the sum of ₹8,80,50,550.00/(Rupees Eight

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Page 8 of 14

¶60

ORIGINAL APPLICATION NO.163 OF 2022

¶61

Crores Eight Lakh Fifty Thousand and Five hundred and Fifty only) together with further interest thereon with effect from 01.01.2018 to IDBI Bank, at the contractual rates upon the footing of compound interest, until payment/realisation within 15 days from receipt of the said notice. Further, on 15.01.2018, the applicant, again called upon defendants to liquidate the outstanding in the sum of ₹4,27,83,014/- (Rupees Four crore Twenty Seven Lakh Eighty Three Thousand and fourteen only) and USD 7.02.176/(USD Seven Lakh Two thousand One Hundred & Seventy Six only) together with further interest thereon with effect from 02.01.2018 to IDBI Bank, at the contractual rates upon the footing of compound interest, until payment realisation within 60 days from receipt of the said notice. Despite notice, defendant nos.1 to 3 failed and neglected to pay.

¶62

(6) As on 26.11.2019, there was owing, due and payable by defendants to the applicant the aggregate sum of ₹11,79,31,942/(Rupees Eleven Crores Seventy-Nine Lakhs Thirty-One Thousand Nine Hundred Forty-Two Only) being ₹9,00,58,105/- (Rupees Nine Crore Fifty Eight Thousand One Hundred Five Only) as a principle and a sum of ₹ 2,40,29,170/- (Rupees Two Crore Forty Lakh Twenty Nine Thousand One Hundred

¶63

Page 9 of 14

¶64

ORIGINAL APPLICATION NO.163 OF 2022

¶65

Seventy Only) towards interest calculated @ 12.50% per annum with monthly rest and plus @ 2% penal interest of ₹38,44,667/- (Rupees Thirty Eight Lakh Forty Four Thousand Six Hundred Sixty Seven Only) thereafter for calculating further interest on the principle amount @ 12.50% per annum along with penal interest @ 2% per annum thereon. The applicant has maintained the loan ledger extract and the entries posted therein are made in the usual and ordinary course of the banking business.

¶66

(7) Since, defendants failed and neglected to make the payment, the applicant was left with no other alternate but to file the Original Application which was presented on 26.11.2019.

¶67

(8) The applicant has filed affidavit (exhibit-6) in lieu of examination in chief of Mr Ian Agnelo Pinto, Branch Head and list of documents (exhibit-7) thereby adducing in evidence the documents at AW-1 to AW-18, which are admitted in evidence, read, recorded and exhibited.

¶68

(9) Accordingly, in the Original Application was filed for the recovery of ₹11,79,31,942/- (Rupees Eleven Crores Seventy-Nine Lakhs Thirty-One Thousand Nine Hundred Forty-Two Only) being ₹9,00,58,105/- (Rupees Nine Crore Fifty Eight Thousand One Hundred Five Only) as a principle and a sum of ₹ 2,40,29,170/- (Rupees Two Crore

¶69

Page 10 of 14

¶70

ORIGINAL APPLICATION NO.163 OF 2022

¶71

Forty Lakh Twenty Nine Thousand One Hundred Seventy Only) towards interest calculated @ 12.50% per annum with monthly rest and plus @ 2% penal interest of ₹38,44,667/- (Rupees Thirty Eight Lakh Forty Four Thousand Six Hundred Sixty Seven Only) thereafter for calculating further interest on the principle amount @ 12.50% per annum along with penal interest @ 2% per annum thereon from the date of presentation of the Original Application i.e. 26.11.2019 till payment/realisation. (10) The Tribunal has scrutinised and examined the allegations contained in the Original Application and analysed the evidence adduced by the applicant which has gone unchallenged, uncontroverted and unrebutted.

¶72

(11) Upon careful scrutiny and the examination of the Original Application, analysing the evidence and giving due weightage to the documentary evidence adduced by the applicant, the Tribunal views that there is no reason to disbelieve the claim made by the applicant bank.

¶73

(12) In view of the observations made hereinabove, Original Application filed by the applicant deserves to be allowed.

¶74

(13) Hence, the following order:

¶75

ORDER

¶76

(A) The Original Application No.163 of 2022 is allowed

¶77

Page 11 of 14

¶78

ORIGINAL APPLICATION NO.163 OF 2022

¶79

with costs.

¶80

(B) Defendant nos.1 through its guarantors i.e. Defendant nos.2 and 3 are ordered and directed to pay to the applicant, either jointly or severally, the aggregate sum of ₹ 11,79,31,942/- (Rupees Eleven Crores Seventy-Nine Lakhs Thirty-One Thousand Nine Hundred Forty-Two Only) with future simple interest @ 12 % per annum simple interest thereon from the date of presentation of the Original Application i.e. 26.11.2019 till payment/realization.

¶81

(C) The aforesaid adjudicated amount is secured by the valid and subsisting hypothecated properties, that is, The whole of movable properties of the Borrower including its movable plant and machinery, machinery spares, tools and accessories and raw materials, goods, book-debts, vehicles and all other movables including receivables, documents of title to goods, outstanding monies, bills, invoice, documents, contracts, insurance policies, guarantees, investments and rights, both present and future whether installed or not and whether now lying loose or in cases or which are now lying or stored in or about or shall hereafter from time to time during the continuance of the security of these presents be brought into or upon or be stored or be in or about all the Borrower's offices, premises,

¶82

Page 12 of 14

¶83

ORIGINAL APPLICATION NO.163 OF 2022

¶84

factories and godowns or wherever else the same may be or be held by any party to the order or disposition of the borrower or in the course of transit or on high seas or on order, or delivery, howsoever and wheresoever in the possession of the Borrower and either by way of substitution or addition.

¶85

(D) The aforesaid adjudicated amount is secured by the valid and subsisting mortgaged immovable properties, that is,

¶86

Equitable mortgage of Flat No. B-104 , 1st floor. Swami Samartha Prasanna CHS, Unit no. 15, plot no. 2. Oshiwara, Andheri (w), Mumbai in the name of Smt Smitha Prasad.

¶87

Equitable mortgage of Office premises located at 302 Raikar Chambers Premises Co-op Hsg. Soc. Ltd., Govandi Station Road, Govandi East, Mumbai in the name of Smt Smitha.

¶88

Equitable mortgage of Residential premises 503, Inland Echelon, Kodialbail Village, Kambla Ward, Managudda Road, Mangalore City in the name of Smt Smitha Prasad.

¶89

(E) Defendant nos.1 through its guarantors i.e. Defendant nos.2 and 3 are entitled to redeem the hypothecated and mortgaged properties as per law failing which the applicant has right to proceed to

¶90

Page 13 of 14

¶91

ORIGINAL APPLICATION NO.163 OF 2022

¶92

sell the hypothecated and mortgaged properties and recover dues as per law.

¶93

(F) Issue Recovery Certificate.

¶94

(G) The learned Registrar is directed to send a copy of the judgment and recovery certificate to (i) the applicant, (ii) defendant and (iii) the Recovery Officer by post and email.

¶95

Sd/-

¶96

(Harish Kumar Kaushik) Presiding Officer, DRT-2, Mumbai

¶97

Page 14 of 14

Idbi Bank v. Omark International

Case brief

What is this about?

What did the court decide?

Idbi Bank v. Omark International

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Statutes considered

Parties & counsel

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Case details

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