The Debts Recovery Tribunal allowed the bank's Original Application for recovery of a loan amount of Rs.25,02,017.67 plus future interest, holding the defendant liable despite jurisdictional pleas regarding agency areas.
The applicant bank is entitled to recover Rs.25,02,017.67 with future interest and costs; a Recovery Certificate was issued.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
IN THE DEBTS RECOVERYTRIBUNAL-II AT HYDERABAD DATED THIS THE7TH DAYOF MAY,2026
PRESENT: SH.RAMESHWAR KOTHE,B.COM, L.LB. (HONS.), M.A. PRESIDING OFFICER
Original ApplicationNo: 150 OF 2023
H DFC BANKLtd. 1-10-60/3,3d floor, SuryodayaComPIex, Begumpet, .....Applicant Hyderabad- 500016 Versus
Mr. PurkaTulasiram S/o. Malku,Occ: business Aged 42years, H.NO.4-160/1/8, HanumanTemPle, lainoor, Asifabad, ...Defendant Adilabad,Telangana-504313
: Mr. SrihariBathina. Counselfor the APP|icant : Mr. S.RamRao. Cou nsel forDefendant
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OA. No. 1s0l2023
breached the terms and failr m u ttipre req uests, read i ns," ;:..T,.::,'# .:T, ::':":T:: NPA and thereafter with issuance of demand notice dated 78.71.2022. As the defendant failed to clear the dues, the present OA is filed.
- The defendant filed written statement denying the OA averments and OA claim against him. The submissions, in brief a re;
Applicant bank encourage and providing loans on easy terms but thereafter carcurating huge interest/penar interest. The defendant is a schedule tribe, Area. rhe appricant r.r- r.il:, ;::.;t";T::';ff"::T; licence from the concerned Tahasildar of the Agency Area. As per the Agency Rules and Lal sharr sive or rend money,",#';llri,llli"J;: :t""H T: Agency Areas are governed b and the seneraraws are not #ffi:#:"Jr;L"ll?1;: Agency areas. Money lending is prohibited in the Agency Areas by the Andhra pradesh,/Terangana Money Lenders Regurations, 1960 and Money Lenders Rules, 1960. This Hon,ble Tribunal has no jurisdiction to adjudicate the OA filed by the applicant bank. The Agency Courts and Special Officers are appointeO for tnis job' with these preadings, defendant prays to dismiss ,nu oi,o meet the ends of justice.
- In order to prove its case, Applicant Bank examined by Ms. Adithya A.S., Legal Manager of Applicant Bank. as AW-1 and marked 8 documents through her as Exhibits o_1 to a7flyt * (-,'f,
OA. No. 150/2023
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Whether the Applicant Bankis entitled for the OA claim against theDefendant?
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OA. No. 150/2023
?fu'"'r (RAMESHWAR KOTHE) PRESIDING OFFICER
1 issue framed by the court
Whether the Applicant Bank is entitled to the OA claim against the Defendant?
H DFC BANK Ltd.
Mr. Purka Tulasiram
RAMESHWAR KOTHE
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
